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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

I have had my monzo for 3 years

5
I love my monzo account , I have had it for 3 years I started with a young person account 16-18. My siblings have children's accounts. I recommend it to all my friends as it really helps with saving especially with the round up options and the 1p challenges. I like sorting my salary into diffrent pots each month to help me budget. It is perfect for anyone trying to save and live at the same time. Reviewed on: 12th February 2026
Amelia T's avatar
Amelia T

Switched from Santander best move I made just a well...

5
Switched from Santander best move I made just a well organised and great set up for a online bank Reviewed on: 12th February 2026
Nick H's avatar
Nick H

Monzo have been amazing and I have never had any iss...

5
Monzo have been amazing and I have never had any issues with them, a lot of my friends and family now use it and I couldn’t recommend it more. Reviewed on: 12th February 2026
Jasmin B's avatar
Jasmin B

Absolutely love using Monzo !

5
Absolutely love using Monzo ! 2nd year of 1p challenge for , easy way to save for a holiday ! Easy to use , great having saving pots ! Would love to get my hand on one if the Monzo plushies ! Reviewed on: 12th February 2026
Wendy L's avatar
Wendy L

Great product and super fast service dealing with an...

5
Great product and super fast service dealing with any banking or purchase issues. Reviewed on: 12th February 2026
tommaloney@live.com's avatar
[email protected]

The best bank

5
Brilliant bank, so easy to use, great interest rates, everything done at the touch of a button. Better than any high street bank in my opinion Reviewed on: 12th February 2026
A H's avatar
A H

They put my account on hold for no reason at all and...

1
They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most certainly I would not recommend it to anyone :) Reviewed on: 12th February 2026
Nawshad M's avatar
Nawshad M

The app works very well.

5
The app works very well. Easy to use and understand Reviewed on: 12th February 2026
Mark t's avatar
Mark t

Great current account with amazing features, saving...

5
Great current account with amazing features, saving pots, smart tracking of spending and low to none exchange rate fees for international transfers Reviewed on: 12th February 2026
NN's avatar
NN

My favourite bank!

5
My favourite bank! Monzo is so easy to use. Reviewed on: 12th February 2026
JR's avatar
JR

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