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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

So simple to use.

So simple to use. Managing money is so much less complicated with Monzo Reviewed on: 12th February 2026

Excellent for banking

User friendly and makes all things finance less daunting. Thank you, Monzo! Reviewed on: 12th February 2026

Great App designed for human beings

Great App designed for human beings Reviewed on: 12th February 2026

A banking app that is easy to use

I love how easy it is to navigate through the app, I feel like I can navigate through it with my eyes closed. Very intuitive and informative. Reviewed on: 12th February 2026

Literally the best bank in the UK.

Literally the best bank in the UK. They changed the way banking works in the UK and they continue to innovate by providing first of their kind products with their customers at the heart of evert decision. Reviewed on: 12th February 2026

Love it - so easy to track spending - best banking e...

Love it - so easy to track spending - best banking experience ever. Reviewed on: 12th February 2026

Very impressive all round.

Very impressive all round. Have nothing but good things to say about Monzo and recommend to everyone. Reviewed on: 12th February 2026

It's a great product offering top customer experience!

It's a great product offering top customer experience! Reviewed on: 12th February 2026

Monzo are pushing the boundaries of just being a bank!

I have had monzo since the beta days, and they are always striving to push the boundaries of what a bank means. They are at the forefront of banking innovation! Reviewed on: 12th February 2026

Monzo is the best bank I have ever had!

Monzo is the best bank I have ever had! Reviewed on: 12th February 2026

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