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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Very easy to use and I especially like the way you c...

Very easy to use and I especially like the way you can split costs with other Monzo users! Reviewed on: 12th February 2026

Customer service is great, they offer lots of produc...

Customer service is great, they offer lots of products, 10/10 Reviewed on: 12th February 2026

Good friendly service and easy to use

Good friendly service and easy to use Reviewed on: 12th February 2026

Really great bank, easy to understand and exciting c...

Really great bank, easy to understand and exciting changes that support my needs Reviewed on: 12th February 2026

I never thought I’d feel genuine affection for my bank.

I never thought I’d feel genuine affection for my bank. But I do! They’ve always been excellent in every interaction: helpful with insurance, resolved an attempted fraud, addressed some issues I had with duplicate payments. All promptly, without any issues. Reviewed on: 12th February 2026

Monzo bank app is fun and easy to use

Monzo bank app is fun and easy to use Reviewed on: 12th February 2026

Amazing bank.

Amazing bank. Always helpful when I need it. Wouldn’t bank anywhere else. Cannot recommend them enough. I’ve told everyone I know about Monzo and how great it is. Lots of people I know have also joined and love it as well. Reviewed on: 12th February 2026

An amazing product

An amazing product that allows you to have a great overview of how, where and when you are spending your money. I allows you to keep on top of your spend very effectively and I went from using it occasionally to using it for my everyday spend. Reviewed on: 12th February 2026

Makes banking really easy.

Makes banking really easy. I really like the notifications when I spend on card, it gives a similar feedback to using cash so feels less invisible Reviewed on: 12th February 2026

What did I do without Monzo?

What did I do without Monzo? Before Monzo, I was terrified to look at my account, I was overspending, forgetting about priority bills and my financial health was down the toilet. Now, I'm in control. Pots are revolutionary and I am so grateful for all of the support Monzo has given me. Reviewed on: 12th February 2026

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