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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18705 reviews)

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4.93

Based on 18,705 reviews, last reviewed 12th Mar 2026

48367% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I joined this bank, not so long ago but the easy acc... I joined this bank, not so long ago but the easy access and the great customer service with this banking is exceptional. It’s perfect for standard day... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Don't have your back They don't look after you when you need them most. Will lock your account with no explanation or timeline of resolution, leaving you without funds to ... Read more Reviewed on: 12th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18705)

Very easy to set up, easy to breakdown spending and...

Very easy to set up, easy to breakdown spending and saving etc. user friendly app, quick response on raising issues especially those linked to fraud. Great that you can open different pots and have a fantastic tiered system for more delux options. Reviewed on: 23rd May 2025

so good, wouldnt change ever, so simple to sign up...

so good, wouldnt change ever, so simple to sign up too Reviewed on: 20th May 2025

i’m using since 4 years i would like to tell its so...

i’m using since 4 years i would like to tell its so easy to use and make you’re life easer with Monzo. Reviewed on: 13th May 2025

Incredibly slick app with many useful features.

Incredibly slick app with many useful features. Really appreciate how transparent they are about the software and technical tools they use, very interesting to read how they have tackled different software development challenges. Reviewed on: 12th May 2025

I love that Monzo has outstanding features like spli...

I love that Monzo has outstanding features like splitting bills and creating pots for budgeting. Also, it's very good if you use it abroad with no fees. Reviewed on: 8th May 2025

They are not going back in town until tomorrow and t...

They are not going back in town until tomorrow and they have to go out and get a new car Reviewed on: 8th May 2025

Great account with fantastic features!

Great account with fantastic features! Reviewed on: 6th May 2025

My favourite Monzo features

I love that I can use my card abroad without any extra charges & also the ‘split the bill’ feature, being able to request the money you require from others Reviewed on: 5th May 2025

Good for savings and knowing spending.

Good for savings and knowing spending. Reviewed on: 5th May 2025

Ever since I signed up I never looked back

Ever since I signed up I never looked back Reviewed on: 3rd May 2025

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