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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best bank in Uk.

5
Best bank in Uk. Highly recommended! Excellent app and customer service. Reviewed on: 13th February 2026
MR W's avatar
MR W

I use Monzo for over 5 year now on daily basis.

5
I use Monzo for over 5 year now on daily basis. Very easy and helpful. I feel supported and sometimes I even forget that Monzo is actually a bank, for it's simplicity and how it really fits in todays world Reviewed on: 13th February 2026
Peter Karim's avatar
Peter Karim

Great company and i love how easy the app is...

5
Great company and i love how easy the app is to use Reviewed on: 13th February 2026
katedee's avatar
katedee

Great interface, plenty of functionalities and offer...

5
Great interface, plenty of functionalities and offers with cashback and perks Reviewed on: 13th February 2026
Jessica 's avatar
Jessica

Used as a second account at first but after 6 months...

5
Used as a second account at first but after 6 months I now use as my main account. Very easy to sort finances. Reviewed on: 13th February 2026
Andy W's avatar
Andy W

Monzo Max Account

5
I have a Monzo Max account, its perfect, its better than any other account I have held with other banks, such as Halifax and Nationwide, I was warned not to at first, but I knew I could trust them, since then most people I know have started to make the switch, I pay a monthly fee, with this I get travel insurance, car insurance, phone insurance, an annual railcard and weekly greggs treat, no other bank offers these types of rewards for your loyalty, I've been with them 2 years and never experienced one single issue, which can't be said for banks I have been with previously, their customer service is chat only, but anytime I have had to use it, my queries are always resolved so swiftly. Reviewed on: 13th February 2026
Jacob Richardson's avatar
Jacob Richardson

I have been with Monzo several years now, It's a fea...

5
I have been with Monzo several years now, It's a feature rich bank with a wealth of options, the APP is very comprehensive and very intuitive and Monzo continually look for new ways to improve upon their services and the App. Reviewed on: 13th February 2026
Mark B's avatar
Mark B

Love the way monzo deal the customer

5
Love the way monzo deal the customer Reviewed on: 13th February 2026
Rashid M's avatar
Rashid M

Great benefits

5
Easy to set up and easy to use, great benefits from upgrading to max me and my husband have current account and a joint also. Best idea to change. Reviewed on: 13th February 2026
Emma H's avatar
Emma H

Simplicity and great service.

5
Simplicity and great service. Everything just works. Reviewed on: 13th February 2026
Paul M's avatar
Paul M

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