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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Monzo have been amazing and I have never had any iss...

Monzo have been amazing and I have never had any issues with them, a lot of my friends and family now use it and I couldn’t recommend it more. Reviewed on: 12th February 2026

Absolutely love using Monzo !

Absolutely love using Monzo ! 2nd year of 1p challenge for , easy way to save for a holiday ! Easy to use , great having saving pots ! Would love to get my hand on one if the Monzo plushies ! Reviewed on: 12th February 2026

Great product and super fast service dealing with an...

Great product and super fast service dealing with any banking or purchase issues. Reviewed on: 12th February 2026

The best bank

Brilliant bank, so easy to use, great interest rates, everything done at the touch of a button. Better than any high street bank in my opinion Reviewed on: 12th February 2026

They put my account on hold for no reason at all and...

They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most certainly I would not recommend it to anyone :) Reviewed on: 12th February 2026

The app works very well.

The app works very well. Easy to use and understand Reviewed on: 12th February 2026

Great current account with amazing features, saving...

Great current account with amazing features, saving pots, smart tracking of spending and low to none exchange rate fees for international transfers Reviewed on: 12th February 2026

My favourite bank!

My favourite bank! Monzo is so easy to use. Reviewed on: 12th February 2026

Recommend Monzo

It’s very easy to transfer money places and keep track of what you are spending. And the interest rates are very good as well. Reviewed on: 12th February 2026

New to Monzo but blown away by the app and how easy...

New to Monzo but blown away by the app and how easy it is to use. Love all the encouragement to save too. Reviewed on: 12th February 2026

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