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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

From occasional to primary account

5
Originally opened a Monzo account to use it abroad for spending money when on holiday without any charges but I’ve enjoyed the flexibility and ease so much that I’m slowly starting to use it more for a general day to day account. Reviewed on: 14th February 2026
Lexy's avatar
Lexy

Baking doenst need to be boring

5
Great incentives to save. Transparent and extremely quick when you get a refund no waiting around. So many features, very innovative realising that banking doesn’t need to be boring. Reviewed on: 14th February 2026
Natasha 's avatar
Natasha

Best bank

5
Makes banking easy, love the ‘pots!’ Reviewed on: 14th February 2026
Darren S's avatar
Darren S

I only got Monzo to use in Spain, it's main bank now.

5
I only got Monzo to use in Spain because you get a good rate and it's convenient. I then realised it was good for savings and perks, just better than my existing bank. I use it all the time now as my main bank. Reviewed on: 14th February 2026
Ian's avatar
Ian

Excellent customer service

5
My daughter works for monzo. Myself and my other daughter have monzo accounts and an excellent customer service with all the help you need Reviewed on: 14th February 2026
Gilly C's avatar
Gilly C

Monzo is so easy to move money about and save, I fin...

5
Monzo is so easy to move money about and save, I find it easier to keep track of bills and payments using it Reviewed on: 14th February 2026
Jade H's avatar
Jade H

Best bank I ever been which it teach me how to use m...

5
Best bank I ever been which it teach me how to use my money wisely and I love the cash backs thing Reviewed on: 13th February 2026
Harley P's avatar
Harley P

Monzo has never disappointed me in every aspect.

5
Monzo has never disappointed me in every aspect. The best among them all. Reviewed on: 13th February 2026
OTUNOLA J's avatar
OTUNOLA J

Superb experience every day - reliable online servic...

5
Superb experience every day - reliable online service and excellent products with great rates Reviewed on: 13th February 2026
Kev's avatar
Kev

Things I love about Monzo

5
Things I love about Monzo… I can save in so many ways from rainy day saving and doing the penny a day saving. Monzo tells me how much I’ve spent that day, quick fast immediate notifications so I’m in control of my spending. I love how Monzo tries to help me find fantastic deals and even helps me change from one bank to another, I don’t even have to do anything just a few details and they’ll do the rest. Monzo is fast and reliable I have no problems with the app it’s flawless smooth transactions make it more easy to fall in love with. Who wants boring when you can have Monzo. So many features beyond a normal bank, Monzo goes that extra mile. So happy I chose Monzo Reviewed on: 13th February 2026
Louise D's avatar
Louise D

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