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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18698 reviews)

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4.93

Based on 18,698 reviews, last reviewed 12th Mar 2026

48133% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank. Brilliant bank. Recommend it to everyone! Reviewed on: 12th March 2026

Latest lowest rating:

1

Don't have your back They don't look after you when you need them most. Will lock your account with no explanation or timeline of resolution, leaving you without funds to ... Read more Reviewed on: 12th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18698)

New Monzo customer

I recently opened Monzo account and have fallen in love with it. I actually moved most of my savings there now as they have competitive interest rates and I love the saving pots options. I also like the option to set your safe places and the fact that you can invest the money you get from the interest on your saving accounts. Reviewed on: 13th June 2025

Simple UI/UX and instant transactions

Simple UI/UX and instant transactions Reviewed on: 13th June 2025

Straightforward and customer-friendly

Very easy to navigate the app, offers cashback and pots, which I enjoy using, and their customer service is brilliant. Also, I appreciate paying abroad without any extra fees, as I travel a lot Reviewed on: 13th June 2025

I like Monzo's ethics, and their products are easy t...

I like Monzo's ethics, and their products are easy to use. Their app is well-designed and I like their recommendations for savings. Reviewed on: 12th June 2025

I love the pots - completely changed how I budget

I love the pots - completely changed how I budget Reviewed on: 12th June 2025

Super quick to setup account online with a fantastic...

Super quick to setup account online with a fantastic number of account options and settings. So intuitive and easy to use, great benefits and visually stunning. Reviewed on: 12th June 2025

Brilliant from start to finish.

Brilliant from start to finish. The best app of all banks I’ve been with. Great service and features Reviewed on: 12th June 2025

Makes budgeting accessible

I use Monzo for my 'social' spending budget each month and it's just brilliant. It's so easy to split bills between friends, start a tab, and categorise spending so I know exactly what I'm spending on what each month. Reviewed on: 12th June 2025

Incredibly versatile and tech-forward app!

Incredibly versatile and tech-forward app. Works seamlessly. Pots are great way to portion expenses or spending money, without having to keep a spreadsheet the size of my arm. Reviewed on: 12th June 2025

Monzo's current accounts provides all the benefits o...

Monzo's current accounts provides all the benefits of a challenger bank with a polished and transparent experience with cool quirks, but also provides the reliability and trustworthyness of a traditional bank Reviewed on: 8th June 2025

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