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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Really convenient.

5
Really convenient. Gives value for money. Reviewed on: 15th February 2026
Qumbar A's avatar
Qumbar A

It’s great, very easy to use, great visual represent...

5
It’s great, very easy to use, great visual representation Reviewed on: 14th February 2026
Max S's avatar
Max S

Just the right balance of features, both financial a...

5
Just the right balance of features, both financial and technical. Viewing all my accounts in one place is a real game changer for budgeting. A very reasonably priced offering for the perks plan, with practical things I actually use. Reviewed on: 14th February 2026
James S's avatar
James S

A really friendly company, to deal with.

5
A really friendly company, to deal with. Love the way it gives customers the correct balance at all times unlike some banks who hide transactions for a couple of days.. Reviewed on: 14th February 2026
Alfred C's avatar
Alfred C

Amazing platform

5
10/10 with any Monzo experience or I traction Reviewed on: 14th February 2026
Am Fox's avatar
Am Fox

Easy to use, plenty of options, friendly

5
Easy to use, plenty of options, friendly Reviewed on: 14th February 2026
Janice S's avatar
Janice S

I love it

5
Brill service and ace bank, love it and will always recommend, not just a “travel card” it’s a main bank for me. Reviewed on: 14th February 2026
Sadia's avatar
Sadia

Banking for the 21st Century

5
I have used Monzo for years and can categorically say that they are amazing and at the forefront of banking. I’ve never had any problems with them at all and I would recommend them to everyone Reviewed on: 14th February 2026
David B's avatar
David B

MonzoCurrentAccount

5
Great Bank use it as my main one Reviewed on: 14th February 2026
Andy's avatar
Andy

Easy to use and user friendly.

5
Easy to use and user friendly. Makes banking easy Reviewed on: 14th February 2026
Kiri L's avatar
Kiri L

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