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Monzo: Current Account reviews

4.92
Based on 17,222 reviews, last reviewed 8th Aug 2025
99% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025
Alayande James's avatar
Alayande James

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17222)

Great experience with the bank with great offering w...

5
Great experience with the bank with great offering with both paid accounts and free axounts Reviewed on: 11th March 2025

Amazing I had an issue with a referral link not work...

4
Amazing I had an issue with a referral link not working I received however emailed them and they were more than happy to sort it out and give me my £10 only thing is interest could be abit higher however you can store it externally and they just get a small comission on the larger interest amount pots Reviewed on: 11th March 2025

Perfection in a Bank

5
Great intuitive app, never any problems with payments, income and so many features including investments, savings, perks and cashback Reviewed on: 11th March 2025

Bank with money? Let Monzo help you!!

5
Honestly this bank has helped me so much with my money. I couldn’t budget at all before this bank got me hooked with me budgeting and organising my finances. The pots honestly are such a big help, you can customise your pot to be personal for you. The perks for this bank are also off the charts and I’m super happy to pay as little as £17 a month for some amazing content! Who doesn’t like a free Greg’s! But honestly I couldn’t recommend this bank enough it’s helped in more words than I can explain! Reviewed on: 11th March 2025

Just makes you so aware of your money, how to save,...

5
Just makes you so aware of your money, how to save, plus love the little treats. Reviewed on: 11th March 2025

Never had a bad experience.

5
Never had a bad experience. I personally was bad with money. Monzo has helped me handle my finances I actually have some savings now. Reviewed on: 11th March 2025

Very user friendly.

5
Very user friendly. Great features that help to budget and track spending. So easy to find and pay friends. Reviewed on: 11th March 2025

Most accessible mobile banking as a Deaf user.

5
Most accessible mobile banking as a Deaf user. Reviewed on: 11th March 2025

Monzo is so responsive.

5
Monzo is so responsive. Customer service reacts immediately to any issue. Their interest rates are good and I love the pots and savings challenges to help me save money. Reviewed on: 11th March 2025

Would recommend

5
I have never had any issues since I have joined Monzo. I would recommend them to everyone. My only issue is for children to have their own sort code and account numbers making it easier for family members to gift their money straight to them. Reviewed on: 11th March 2025

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