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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Discovered Monzo by accident.

Discovered Monzo by accident...what a delight) Pots and savings are excellent way to save without even realising. Flex option is big help if money is tight at certain times. Love the whole set up and advice along the way...investments..pension...mortgage Reviewed on: 13th February 2026

After being scammed Monzo sorted it out, replaced my...

After being scammed Monzo sorted it out, replaced my card which arrived in 2 days, allowed me to unlock my app to make purchases as I was away on holiday at the time of the scam, and reimbursed the money almost immediately! On another occasion when goods purchased did not arrive, Monzo reimbursed me very quickly Reviewed on: 13th February 2026

Easy to navigate and customer service is fast and ef...

Easy to navigate and customer service is fast and efficient Reviewed on: 13th February 2026

Easy app

Easy app and ok interest. I pay for perks so get a slightly higher rate. The perks are worth it tho with the insurances Reviewed on: 13th February 2026

Everything just works and is incredibly easy to use.

Everything just works and is incredibly easy to use. The app is reliable and has a great user experience. Support is easy to access in the app too. Reviewed on: 13th February 2026

Best bank I’ve been with 5*

Best bank I’ve been with. Great benefits with the Monzo Max account. Very happy as I have all my insurance with one account at such a great price. Even the interest rate is very good. Reviewed on: 12th February 2026

Great for advice and guidance, quite new to products...

Great for advice and guidance, quite new to products so still learning Reviewed on: 12th February 2026

Very was to set up, th pot idea is brilliant also!

Very was to set up, th pot idea is brilliant also!! Reviewed on: 12th February 2026

I have had my monzo for 3 years

I love my monzo account , I have had it for 3 years I started with a young person account 16-18. My siblings have children's accounts. I recommend it to all my friends as it really helps with saving especially with the round up options and the 1p challenges. I like sorting my salary into diffrent pots each month to help me budget. It is perfect for anyone trying to save and live at the same time. Reviewed on: 12th February 2026

Switched from Santander best move I made just a well...

Switched from Santander best move I made just a well organised and great set up for a online bank Reviewed on: 12th February 2026

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