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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Excellent app.

5
Excellent app. Easy to use. Tailored to users. Monzo max, in particular, represents excellent value for money. I’d whole heartedly recommend it to others. Reviewed on: 15th February 2026
Karim E's avatar
Karim E

Great added extras, the best app to use and nice fea...

5
Great added extras, the best app to use and nice features. Reviewed on: 15th February 2026
Ben m's avatar
Ben m

Does everything I need, and then some!

5
Does everything I need… and then some! Monzo has everything I need from a bank, with a great app and user experience. They’re easy to contact and have always been incredibly helpful whenever I’ve needed to contact them, however they make the app so easy to use that I rarely have questions or need support Reviewed on: 15th February 2026
Dunny's avatar
Dunny

Makes keeping track of my money so much easier

5
Makes keeping track of my money so much easier Reviewed on: 15th February 2026
Scott Magee 's avatar
Scott Magee

Monzo just make banking easy.

5
Monzo just make banking easy. Most things I can do by myself, but when I do need assistance they are very quick to reply in app. Reviewed on: 15th February 2026
kcep 's avatar
kcep

Had monzo for almost 6 years, the bank and customer...

5
Had monzo for almost 6 years, the bank and customer service is nothing short of exceptional. Reviewed on: 15th February 2026
Ellie B's avatar
Ellie B

Great benefits for a current account holder, I like...

5
Great benefits for a current account holder, I like the prompts on the app! Reviewed on: 15th February 2026
Madeleine R's avatar
Madeleine R

Bank as it should be!

5
Bank as it should be! No catches, amazing app, transparent fees. Reviewed on: 15th February 2026
Nick S's avatar
Nick S

Wish every bank was of Monzo standard!

5
Monzo has been one of the best banking apps I have used. The account set up to day to day banking is very user friendly and intuitive. Having setup my kids accounts it is has been a breeze managing their spending. Kudos to Monzo for a very responsive customer service team who go far and above to resolve issues when it arises. They are clear with their timelines which helps in managing expectations. Overall I’ll recommend Monzo to anyone without hesitation Reviewed on: 15th February 2026
Justin George's avatar
Justin George

It smooth and easy to use any transaction fast inclu...

5
It smooth and easy to use any transaction fast including safe protection of fund Reviewed on: 15th February 2026
Mamuyovwi I's avatar
Mamuyovwi I

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