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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Good service and perks

5
I like that it's easy to get hold of someone on the in app chat rather than having to call if i want help. I also have a paid account where I get extra featurs like preferential savings rates, cinema tickets and a sausage role. Reviewed on: 16th February 2026
Elliott Smyth's avatar
Elliott Smyth

I can't see a time I'll stop using Monzo

5
I've used Monzo for around 10 years from before they were actually a bank. I can't actually think I've ever had a problem. I use it all the time, I'd be surprised if anyone used them more than I do. It's far better than any other Bank I've used. Reviewed on: 16th February 2026
Robin Holmes's avatar
Robin Holmes

Best app ever

5
Best app ever… great ideas to save money and to invest. Also great monthly perks if you pay slightly extra to unlock great rewards! Wouldn’t go with anyone else Reviewed on: 16th February 2026
Ryan T's avatar
Ryan T

Monzo had always been helpful and supportive.

5
Monzo had always been helpful and supportive. The easiest bank ive dealt with in years, simple and quick to contact if you have any issues and always there when you need to challenge anything. Reviewed on: 16th February 2026
Richard H's avatar
Richard H

Great experience in the app for managing my finances.

5
Great experience in the app for managing my finances. Reviewed on: 16th February 2026
Simon R's avatar
Simon R

It’s help me become better with money due to the...

5
It’s help me become better with money due to the pots Reviewed on: 16th February 2026
Amy P's avatar
Amy P

Great app and plenty benefits too, the savings chall...

5
Great app and plenty benefits too, the savings challenges and more are a nice little touch. Switching to monzo was so smooth and stress free. Reviewed on: 16th February 2026
Connor's avatar
Connor

Excellent Bank

5
I have had a current and savings account with Monzo for the last 4 years and have never had a problem with them. They offer very competitive interest rates and their internet banking system is easy to navigate. It is fully informed, all queries I have had have been answered without having to call them. I especially like the ‘savings pots’, I can save for specific items like holidays or Xmas and see those savings grow. I can also ‘lock’ the money away until I’m ready to use it. The perks are pretty generous too. Reviewed on: 16th February 2026
Beeboo's avatar
Beeboo

Brilliant app.

5
Brilliant app. Loads of great features including Pots and 1p saving challenges. Support are really supportive and easy to work with. Love it. Reviewed on: 16th February 2026
Ellen's avatar
Ellen

The best fully featured app.

5
The best fully featured app. The pots are fantastic! Use abroad is so easy and fee-free. Why would anyone not use Monzo? Reviewed on: 15th February 2026
Dave Denyer's avatar
Dave Denyer

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