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Monzo: Current Account reviews

4.92
Based on 17,222 reviews, last reviewed 8th Aug 2025
99% decrease in 5 star reviews
in the past 90 days
77% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025
Alayande James's avatar
Alayande James

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17222)

Monzo gets my 5 stars!

5
Monzo have always created an initiative way to see and manage your money. They provide new features to differentiate my finances from bills to spending habits. I would not be in a good financial position without the help of Monzo providing dedicated pots I keep my money in to stop overspending money in areas I cannot afford. Without them, I would not be able to navigate this cost of living crisis. Reviewed on: 11th March 2025

Moved from HSBC to Monzo because the app was better...

5
Moved from HSBC to Monzo because the app was better but I'd absolutely never go back. I use Monzo and all of its features on the daily, and dint hesitate to open a joint account when my partner and I looked into a mortgage Reviewed on: 11th March 2025

I highly recommend Monzo

5
I feel secure by using Monzo, also has lots of good things, I am very happy!! Reviewed on: 11th March 2025

Fast, functional and to the point

5
Fast and functional so straight to the point and round ups to investments is an awesome way to make the little bits go further Reviewed on: 11th March 2025

From day one it had been a system and operation that...

5
From day one it had been a system and operation that is easy to follow and use. A simple but effective and professional service Reviewed on: 11th March 2025

Very helpful customer service when contacted, althou...

5
Very helpful customer service when contacted, although savings rates are lower and the ‘Perks’ benefits could be better. On the whole a good bank. Reviewed on: 11th March 2025

I love Monzo!

5
I love Monzo!! Best bank ever. Super easy to use, good customer service. Havnt had any issues! Reviewed on: 11th March 2025

Good and aesthetic app.

5
Good and aesthetic app. Loads of features that others don't have Reviewed on: 11th March 2025

A bank for everyone!

5
Really easy to use. Only constructive feedback would be around Monzo max benefits. Higher cashback rewards perhaps? Reviewed on: 11th March 2025

Great current account.

5
Great current account. Have recently upgrade my account membership and really seeing the benefits. Reviewed on: 11th March 2025

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