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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18557 reviews)

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4.93

Based on 18,557 reviews, last reviewed 12th Mar 2026

43667% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Class service , would recommend to anyone Class service , would recommend to anyone Reviewed on: 12th March 2026

Latest lowest rating:

1

They do not have your backs. Had a joint account. my partner was a victim of a scam/fraud. We went to our police, had an interview and crime reference number. We reported it immed... Read more Reviewed on: 12th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18557)

Online services 10/10 needs more personal connection

I wish they offered a personal service incase anything did go wrong, but luckily never had a problem but services they provide are phenomenal Reviewed on: 15th April 2025

Monzo have high interest rates, clever ways to manag...

Monzo have high interest rates, clever ways to manage your account and are market leaders in what they do Reviewed on: 15th April 2025

Great spend tracking and interest rates

Lots of spending tracking available, it helps to keep on top of your finances! Pots are very useful for keeping away stashes of money and the interest rates are very competitive. Reviewed on: 15th April 2025

Helpful, professional and open and honest

Helpful, professional and open and honest Reviewed on: 15th April 2025

sent money it pending for 2 days

sent money, it “pending” for 2 days?? never had this w other banks. not trustable. Reviewed on: 15th April 2025

I got locked out my account for no apparent reason,...

I got locked out my account for no apparent reason, they said it’s just “checks” but no info was given. had my money stuck for almost month. never again. too much stress for a bank. Reviewed on: 15th April 2025

Easy to use

It makes it super easy to move money between pots and keep track of spending. Reviewed on: 15th April 2025

Absolutely love Monzo, it's a game-changer!

Love pretty much everything about Monzo, having used them since 2018. Amazing app, beautiful UI and makes everything super easy. Love the fee-free international card payments (initially why I joined). Support is an absolute game-changer (no phone calls & helpful in-app chat with a way nicer UX). Also love other handy features like pots, notifications, bill splitting, early salary payments and sending money to other Monzo users (without bank details). Also being able to view all older transactions and more flexibility with generating statements. Funny seeing the legacy banks suddenly play catch-up now while Monzo rapidly gains customers. However, I only use the free plan since I personally struggle to see the value in the paid plans. Another thing is that I still have to use my legacy bank for cheques - if Monzo supported that it's another reason not to have to use a legacy bank. Reviewed on: 15th April 2025

Monzo promoter, always!

I love using Monzo, I’m always trying to sign up my friends and family! Reviewed on: 15th April 2025

Easy everyday banking with advanced features

Simple and straight forward, simple to work with advanced functions too. Reviewed on: 15th April 2025

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