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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Just the right balance of features, both financial a...

Just the right balance of features, both financial and technical. Viewing all my accounts in one place is a real game changer for budgeting. A very reasonably priced offering for the perks plan, with practical things I actually use. Reviewed on: 14th February 2026

A really friendly company, to deal with.

A really friendly company, to deal with. Love the way it gives customers the correct balance at all times unlike some banks who hide transactions for a couple of days.. Reviewed on: 14th February 2026

Amazing platform

10/10 with any Monzo experience or I traction Reviewed on: 14th February 2026

Easy to use, plenty of options, friendly

Easy to use, plenty of options, friendly Reviewed on: 14th February 2026

I love it

Brill service and ace bank, love it and will always recommend, not just a “travel card” it’s a main bank for me. Reviewed on: 14th February 2026

Banking for the 21st Century

I have used Monzo for years and can categorically say that they are amazing and at the forefront of banking. I’ve never had any problems with them at all and I would recommend them to everyone Reviewed on: 14th February 2026

MonzoCurrentAccount

Great Bank use it as my main one Reviewed on: 14th February 2026

Easy to use and user friendly.

Easy to use and user friendly. Makes banking easy Reviewed on: 14th February 2026

From occasional to primary account

Originally opened a Monzo account to use it abroad for spending money when on holiday without any charges but I’ve enjoyed the flexibility and ease so much that I’m slowly starting to use it more for a general day to day account. Reviewed on: 14th February 2026

Baking doenst need to be boring

Great incentives to save. Transparent and extremely quick when you get a refund no waiting around. So many features, very innovative realising that banking doesn’t need to be boring. Reviewed on: 14th February 2026

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