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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Does everything I need, and then some!

Does everything I need… and then some! Monzo has everything I need from a bank, with a great app and user experience. They’re easy to contact and have always been incredibly helpful whenever I’ve needed to contact them, however they make the app so easy to use that I rarely have questions or need support Reviewed on: 15th February 2026

Makes keeping track of my money so much easier

Makes keeping track of my money so much easier Reviewed on: 15th February 2026

Monzo just make banking easy.

Monzo just make banking easy. Most things I can do by myself, but when I do need assistance they are very quick to reply in app. Reviewed on: 15th February 2026

Had monzo for almost 6 years, the bank and customer...

Had monzo for almost 6 years, the bank and customer service is nothing short of exceptional. Reviewed on: 15th February 2026

Great benefits for a current account holder, I like...

Great benefits for a current account holder, I like the prompts on the app! Reviewed on: 15th February 2026

Bank as it should be!

Bank as it should be! No catches, amazing app, transparent fees. Reviewed on: 15th February 2026

Wish every bank was of Monzo standard!

Monzo has been one of the best banking apps I have used. The account set up to day to day banking is very user friendly and intuitive. Having setup my kids accounts it is has been a breeze managing their spending. Kudos to Monzo for a very responsive customer service team who go far and above to resolve issues when it arises. They are clear with their timelines which helps in managing expectations. Overall I’ll recommend Monzo to anyone without hesitation Reviewed on: 15th February 2026

It smooth and easy to use any transaction fast inclu...

It smooth and easy to use any transaction fast including safe protection of fund Reviewed on: 15th February 2026

Really convenient.

Really convenient. Gives value for money. Reviewed on: 15th February 2026

It’s great, very easy to use, great visual represent...

It’s great, very easy to use, great visual representation Reviewed on: 14th February 2026

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