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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18527 reviews)

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4.93

Based on 18,527 reviews, last reviewed 12th Mar 2026

42733% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Am TeamMONZOBankUK & Northern Ireland Untill The End... Am TeamMONZOBankUK & Northern Ireland Untill The End Keep Going TeamMONZOBankUK luv lwLizzieWHITEx! Reviewed on: 12th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18527)

I believe Monzo app is great, easy to use and I love...

I believe Monzo app is great, easy to use and I love the trends and targets, the tags as well help me to understand where I spend money, although tags can be enhanced in the basic service. However Monzo saving are not the best on the market, some competitors have better options and more choices. I would recommend Monzo to increase the product offerings for some more sophisticated customers. Reviewed on: 14th April 2025

Modern banking with Monzo

Monzo has changed the way I bank for the better, bringing banking into the modern day. Reviewed on: 14th April 2025

Easy to use

I like how easy Monzo is to use and the break down of my money. Reviewed on: 14th April 2025

Brilliant ive been using monzo for a while and its g...

Brilliant ive been using monzo for a while and its great Reviewed on: 14th April 2025

Great product easy to use lots of benefits

Great product easy to use lots of benefits Reviewed on: 14th April 2025

Best. Bank. Ever.

Monzo's clear and simple user interface and range of additional features and data make banking simple and rewarding. Reviewed on: 14th April 2025

Best ever service ...

Excellent service and received replacement card the next day Reviewed on: 14th April 2025

Excellent app service - great savings and current ac...

Excellent app service - great savings and current account product Reviewed on: 14th April 2025

My go-to bank

I have been using Monzo for my day-to-day banking for the past 4 years. I love how easy it is to request money, split bills, create savings pots and budgets. Plus it has a fun element to it, which makes it stand out form the other banks. Customer service, so far has always been helpful. Reviewed on: 14th April 2025

Monzo makes money easy

Extremely accessible banking - everything is at your fingertips and it’s a one stop shop for current accounts as well as investments, savings, and is fun to use. I don’t dread opening the app as I always have done with other banks, and I love it so much that even my 14 year old sister has got an account now to give her some financial freedom and financial literacy exceeding what I had at that age. Couldn’t praise them more. Reviewed on: 14th April 2025

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