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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

I love Monzo

5
I love Monzo! Amazing features on the app Reviewed on: 18th February 2026
Jenny M's avatar
Jenny M

Monzo Bank for the Win

5
I have used Monzo Bank for over a year and have found the app super easy to navigate and transferring money to my children is seamless. Reviewed on: 18th February 2026
Claudio's avatar
Claudio

Consistently good current account.

5
Consistently good current account. Small perks reward use, albeit not all will be useful to everyone. Options to upgrade exist but free account still has great utility, especially with bill splitting between friends and shared tabs. App remains one of the best in class for stable and engaging use. Reviewed on: 17th February 2026
Kenny M's avatar
Kenny M

Whenever I need support, they’re quick, human and pe...

5
Whenever I need support, they’re quick, human and personalised. The app is super seamless and easy to use - it helps manage finances. Reviewed on: 17th February 2026
Eliana S's avatar
Eliana S

Monzo Is Excellent, especially when it comes to sort...

5
Monzo Is Excellent, especially when it comes to sorting your money. Pots make it so easy to keep track of bills and make sure you don't over spend and their credit insights with Monzo Max are very helpful. Reviewed on: 17th February 2026
Lila Louise's avatar
Lila Louise

Gamified banking

5
Moving from my last bank's personal account to monzo's has primarily allowed me to more easily control and monitor my money, with the gamification of saving and investing being excellent. The added transparency for investing and saving has been very helpful Reviewed on: 17th February 2026
L D's avatar
L D

Monzo is the only bank I would recommend

5
Monzo is the only bank I would recommend. You get amazing bonuses with Monzo Reviewed on: 17th February 2026
Carla B's avatar
Carla B

It’s the best money managing app I’ve come across !

5
It’s the best money managing app I’ve come across !! Reviewed on: 16th February 2026
H q's avatar
H q

Great bank , easy to use.

5
Great bank , easy to use. App very helpful. Customer service very good Reviewed on: 16th February 2026
Sharon 's avatar
Sharon

Monzo Magic

5
Easy to use, great product features, excellent customer service Reviewed on: 16th February 2026
Salsa's avatar
Salsa

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