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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18486 reviews)

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4.93

Based on 18,486 reviews, last reviewed 12th Mar 2026

41367% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Excellent bank I've banked with Monzo for several years now and have no interest in changing banks. They do what I need my bank to do without fuss. The Monzo Max fea... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18486)

I have always banked with high street banks like Bar...

I have always banked with high street banks like Barclays but have always found their customer service poor, especially with shutting down so many branches, Monzo has been a breath of fresh air Reviewed on: 13th April 2025

Interactive banking experience

Monzo provide an interactive and immersive banking experience, where I can organise my finances easily Reviewed on: 13th April 2025

Monzo is a customer-friendly financial institution

With my personal experience, Monzo is an excellent financial institution that takes customers’ financial welfare so seriously. Reviewed on: 12th April 2025

Perfect bank with swift mobile app.

Perfect bank with swift mobile app. Reviewed on: 12th April 2025

Great experience with monzo no problems with the ca...

Great experience with monzo no problems with the card or disputes Reviewed on: 12th April 2025

Monzo will change your life

Monzo is so easy to use and the pots feature really helps with splitting your bills also; so you know exactly what money is going well. I also pay for a perks account and a free weekly Greggs treat is delightful! Reviewed on: 12th April 2025

Monzo so far the best bank i have had.

Monzo so far the best bank i have had. Reviewed on: 12th April 2025

Client focused services

Practical, innovative and client centred. Reviewed on: 12th April 2025

It’s safe to used this Bank , very polite to help pe...

It’s safe to used this Bank , very polite to help people Reviewed on: 12th April 2025

Great fir everyday and holiday spending (savings too)

Easy to use bank accounts, even fir my parents who dont understand English too well and aren't too fond of tech. The perks are quite nice of the premium accounts (especially the insurance and Vue monthly ticket). I find that Monzo processes fast the transactions which is why I choose it for my everyday spending, plus the saving scheme of putting something little away every day. Holiday spending is easier with Monzo with the currency rates and the allowance to withdraw Reviewed on: 12th April 2025

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