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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Best app ever

Best app ever… great ideas to save money and to invest. Also great monthly perks if you pay slightly extra to unlock great rewards! Wouldn’t go with anyone else Reviewed on: 16th February 2026

Monzo had always been helpful and supportive.

Monzo had always been helpful and supportive. The easiest bank ive dealt with in years, simple and quick to contact if you have any issues and always there when you need to challenge anything. Reviewed on: 16th February 2026

Great experience in the app for managing my finances.

Great experience in the app for managing my finances. Reviewed on: 16th February 2026

It’s help me become better with money due to the...

It’s help me become better with money due to the pots Reviewed on: 16th February 2026

Great app and plenty benefits too, the savings chall...

Great app and plenty benefits too, the savings challenges and more are a nice little touch. Switching to monzo was so smooth and stress free. Reviewed on: 16th February 2026

Excellent Bank

I have had a current and savings account with Monzo for the last 4 years and have never had a problem with them. They offer very competitive interest rates and their internet banking system is easy to navigate. It is fully informed, all queries I have had have been answered without having to call them. I especially like the ‘savings pots’, I can save for specific items like holidays or Xmas and see those savings grow. I can also ‘lock’ the money away until I’m ready to use it. The perks are pretty generous too. Reviewed on: 16th February 2026

Brilliant app.

Brilliant app. Loads of great features including Pots and 1p saving challenges. Support are really supportive and easy to work with. Love it. Reviewed on: 16th February 2026

The best fully featured app.

The best fully featured app. The pots are fantastic! Use abroad is so easy and fee-free. Why would anyone not use Monzo? Reviewed on: 15th February 2026

Excellent app.

Excellent app. Easy to use. Tailored to users. Monzo max, in particular, represents excellent value for money. I’d whole heartedly recommend it to others. Reviewed on: 15th February 2026

Great added extras, the best app to use and nice fea...

Great added extras, the best app to use and nice features. Reviewed on: 15th February 2026

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