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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great service

5
Great service and offers. Very clear information and notifications that make things a lot easier for me. Easy to send payment requests and great online security. Reviewed on: 19th February 2026
Dan J's avatar
Dan J

Incredible service.

5
Incredible service. Brilliant perks system that is well worth the money for how much you get back in terms of monetary value and for the boosted interest rate on the savings. Incredibly fast customer service, so easy to see everything on the app at a glance, moving money and paying people works like a dream. I have been a customer for 7 years and never regret opening and account. Reviewed on: 19th February 2026
Emma S's avatar
Emma S

Fast, Reliable, and Good Perks

5
I especially like the features of having mulitple virtual cards. Gives me an extremely easy way to segment the way I am spending my money, and tracking what payments are going out to who, when, and why. Reviewed on: 19th February 2026
Joe J's avatar
Joe J

Monzo Bank is great.

5
Monzo bank is definitely worth considering for your banking needs: 1. The pot system is great live that you can assign bills to be paid from them and give them a virtual card 2. The paid features are worth considering as the insurances provided by the top tier is great and a free greggs treat weekly is definitely worth it 3. Monzo's other offerings like there investment pot is easy to use and they explain it so well there Monzo Flex card is amazing and I wish that style of card is more wide spread Reviewed on: 18th February 2026
Oliver B's avatar
Oliver B

Excellent product and service and a bank that actual...

5
Excellent product and service and a bank that actually benefit customers around savings , investments, perks , pensions and the 1-4p challenge that works for us in gaining not losing Reviewed on: 18th February 2026
Sandra 's avatar
Sandra

Been banking with monzo for over a year and I'm find...

5
Been banking with monzo for over a year and I'm finding the experience great. Reviewed on: 18th February 2026
Del's avatar
Del

Really smooth

5
Really smooth online banking experience Reviewed on: 18th February 2026
David H's avatar
David H

Excellent

5
I have been a customer of Monzo for almost 5 years and it is a game changer. So many good elements that make everyday banking so much easier. Reviewed on: 18th February 2026
StevieC 's avatar
StevieC

It's very easy to navigate through the app

5
It's very easy to navigate through the app Reviewed on: 18th February 2026
Tarrmvers S's avatar
Tarrmvers S

Amazing love the early pay day feature !

4
Amazing love the early pay day feature ! Reviewed on: 18th February 2026
cora c's avatar
cora c

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