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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Fantastic bank with fantastic innovative features

5
Fantastic bank with fantastic innovative features Reviewed on: 20th February 2026
Luke 's avatar
Luke

Perfect online bank

5
I moved to the UK and needed a quick, reliable bank that also helps me quickly get set up and follows me along my frequent trips abroad. With is user-friendly app and no exchange fees, Monzo really delivered! Reviewed on: 20th February 2026
Julien S's avatar
Julien S

Greg @ Monzo

5
Monzo is fab, great customer service and really easy to use. PS. Greg made me do this Reviewed on: 20th February 2026
Becca Edwards's avatar
Becca Edwards

Excellent service, professional support!

5
Excellent service, when there has been any questions or queries everything has been handled professionally and quickly. My only slight issue is the fact that you have to pay for the higher level accounts to get the better savings interest rates which I don't feel is fair. Reviewed on: 20th February 2026
Matt's avatar
Matt

Monzo continues to max features.

5
I think the initiatives around roundups and savings plans really mean that you can save towards the future with minimal effort. I have signed up for Max and I think you really make the cost back, higher interest rates on savings, FREE GREGGS EVERY WEEK, monthly cinema, uber one AND railcard. I've used all of these every month so am easily making the money back. Customer service is also quick to respond, and I also love seeing every bank balance and credit card I have in one place and the payment methods are SO QUICK. Well done monzo. I haven't invested with monzo yet (T212 customer) but I would consider it. Reviewed on: 20th February 2026
Kaley 's avatar
Kaley

Greg made me write this.

5
Greg made me write this...to shut up the social team Reviewed on: 20th February 2026
Chris T's avatar
Chris T

User friendly, intuitive, helpful banking

5
User friendly, easy to use and helps understand your money better. Easy to set up budgets and pots and manage money. Cashback offers, decent enough interest rates on savings pots with flexibility to bring back in to current account any time. Great security measures and limits. Great for using abroad. Just overall think it's miles better than traditional banking apps. Reviewed on: 20th February 2026
Megan's avatar
Megan

Flexible and innovative banking with an easy to use...

5
Flexible and innovative banking with an easy to use app. Just common sense. No contact needed as it’s logical. Reviewed on: 19th February 2026
Emma H's avatar
Emma H

Great customer service , easy access to pots and man...

5
Great customer service , easy access to pots and mange your savings easily all from the app . Reviewed on: 19th February 2026
Chan's avatar
Chan

Vote for Monzo!

5
Love having control of my money and the app is great! Reviewed on: 19th February 2026
RH's avatar
RH

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