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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Almost perfect from a customer perspective

5
Great company, easy to use, awesome security features including pip up when you use on your phone. Quick response when you purchase. Great value for money when paying for Max. But crap that you can get a fee for withdrawing cash. Great account for online/card only. Reviewed on: 20th February 2026
Charles Davey's avatar
Charles Davey

prompt, helpful, best banking app there is

5
prompt, helpful, best banking app there is Reviewed on: 20th February 2026
LaraS13's avatar
LaraS13

Delighted Customer since 2017.

5
I have been a Customer since 2017. will never returntontraditikna baking - they just can't keep up. Monzo is innovative with newmleducta and investments coming in all the time. Helping me to save. Reviewed on: 20th February 2026
Jackie Mitchell's avatar
Jackie Mitchell

everything you want in one app, all well laid up...

5
everything you want in one app, all well laid up Reviewed on: 20th February 2026
lixx's avatar
lixx

Fabulous!

5
Easiest app, great features, good products. Love it! Reviewed on: 20th February 2026
Sanja B's avatar
Sanja B

A Smooth and Modern Banking Experience

5
I’ve had a great experience with Monzo. The app is easy to use, transactions update instantly, and budgeting tools like savings pots make managing money simple. Fast notifications and helpful customer support make it a reliable, modern banking option. Reviewed on: 20th February 2026
Jose Miguel Javier's avatar
Jose Miguel Javier

Tech First, Fun and Easy to Use

5
Love the user friendly nature of the app, making it easy to manage my money and see everything clearly. Monzo Plus is great as you get additional perks and can link all other bank accounts. Also loving the gamification factor of the savings challenge and salary winning scheme. Reviewed on: 20th February 2026
Becca 's avatar
Becca

8 years and still in love

5
They're my main bank, I've been with Monzo for 8 years now and they never let me down. I have absolutely no complaints, only the best experience with every part Reviewed on: 20th February 2026
ariana's avatar
ariana

Best bank ever!

5
Best bank ever! Easy to use, app actually built around users, and excellent customer service. Reviewed on: 20th February 2026
Tien's avatar
Tien

Banking That Actually Feels Built for Me

5
I’ve banked with Monzo for years and it’s completely changed how I manage my money. Everything is instant, intuitive and genuinely helpful. Real-time notifications mean I always know exactly what I’m spending, and the categorisation makes it effortless to track where my money goes each month. Features like Pots have been a game changer for budgeting and saving, being able to separate bills, holidays and everyday spending removes so much stress. Setting up direct debits, freezing and unfreezing my card, and tracking subscriptions can all be done in seconds in the app. No waiting on hold, no paperwork, no hassle. What really stands out is how transparent and customer-focused Monzo feels. There are no hidden surprises, the app explains things clearly, and support is quick and human when you need it. It’s not just a bank account, it’s a tool that helps you feel in control of your finances. Monzo has made banking simpler, smarter and honestly a lot less stressful. Reviewed on: 20th February 2026
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Jimmynibs

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