Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current Account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current Account reviews (17221)

Great app easy to use.

5
Great app easy to use. Amazing marketing Reviewed on: 12th March 2025

I'm with Monzo for three years now and it's always b...

5
I'm with Monzo for three years now and it's always been amazing service. Bank transfers is fast, whenever I need my statements I can reach them easily. I'm happy with with my bank Reviewed on: 12th March 2025

So modern and easy to use.

5
So modern and easy to use. Clever ideas to encourage you to save and see exactly what your spending your money on makes mozo my 1st choice. Travelling with monzo is effortless too. Love. Reviewed on: 12th March 2025

Good app, useless customer service.

3
Good app, useless customer service. The paid accounts are not worth it anymore. Investments are expensive compared to elsewhere and the savings interest is good for a current account, but not worth paying monzo for. Reviewed on: 12th March 2025

Just faultless 5 star banking yahoooo

5
Just faultless 5 star banking yahoooo Reviewed on: 12th March 2025

Always been great, breakdown cover etc are great fea...

5
Always been great, breakdown cover etc are great features and great value for money Reviewed on: 12th March 2025

Amazing.

5
Amazing. The pots have helped me organise the bills. No more trying to figure out what’s left to come out. Advanced payments 4pm the night before let me organise in absence. Reviewed on: 12th March 2025

Monzo isn’t just a bank it’s a financial game-changer.

5
Monzo isn’t just a bank it’s a financial game-changer. From instant notifications to hassle-free budgeting tools, it makes managing money effortless. The customer service? Always top-notch and genuinely helpful. If I had to choose a bank over and over again, it would be Monzo every time. Reviewed on: 12th March 2025

Hot coral - hot bank

5
Monzo are really responsive when you have any questions for them. They help you deal with challenges, talk very clearly in layman's terms, and provide lots of options for my banking. They're free use internationally are also a massive bonus. Reviewed on: 12th March 2025

Innovative, diverse and mixing up the banking industry.

5
Innovative, diverse and mixing up the banking industry. Monzo has learnt the fine art of being compliant and following regulatory standards whilst providing new features that the banking industry has never seen before! Super impressive! Reviewed on: 12th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 2 reviews
    Monzo
  • Flex Credit Card

    from Monzo 4.96 from 2510 reviews
    Monzo
  • Under 16s account

    from Monzo 4.95 from 411 reviews
    Monzo
    View all products