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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Seamless experience, intuitive, responsive

5
Seamless experience, intuitive, responsive Reviewed on: 20th February 2026
Shany b's avatar
Shany b

Referred 3 people already because It’s changed the w...

5
Referred 3 people already because It’s changed the way I view money and manage my finances! Love Monzo! Reviewed on: 20th February 2026
C D's avatar
C D

Monzo, the best bank in the world.

5
I love and am a massive advocate for Monzo. Through Monzo I have saved the most money I have ever had, and improved my credit rating. It has helped me so much with finance and budgeting. I am shocked with how incredible this bank is. It has improved my quality of life by the dozen and more. Reviewed on: 20th February 2026
Es's avatar
Es

Forward thinking modern banking

5
Never had a problem with Monzo but it's more than that, they have really forward thinking approach. I particularly love bill spilt and running split functions. The cashback offers aren't just token ones like most banks, they're often for places we actually use! I used to be with Lloyds and all the cashback offers were for places you'd never heard of and you had to jump through hoops to use it. Monzo make it all really simple. No fees abroad is fantastic too. You'd think this would be standard now but a lot of banks it's not. Whilst I can't imagine I'll ever win, the double your salary competition each month is a lovely idea. Reviewed on: 20th February 2026
Lianne W's avatar
Lianne W

Modern bank, easy to use app, friendly communication...

5
Modern bank, easy to use app, friendly communication, problems are sorted fast Reviewed on: 20th February 2026
Ioana C's avatar
Ioana C

Leaves all other banks in the dust.

5
Leaves all other banks in the dust. Great app, great service. It works, all of it, it just works. Reviewed on: 20th February 2026
Chris P's avatar
Chris P

So easy to set up, responsive and helpful bank.

5
So easy to set up, responsive and helpful bank. Great instant access rate, makes banking fun Reviewed on: 20th February 2026
Nicholle's avatar
Nicholle

I've been a customer for 8 years.

5
I've been a customer for 8 years. Fintech if the way forward GUI is the bees knees. Managing my spend across accounts, tracking my mortgage and pensions and ultimately ease of maintaining a budget are critical features that Monzo excels at. Then there's Greg at Monzo and the social media team who makes for great engagement and keeps me updated on developments. The deposit protection for up to £120k is peace of mind. All in one place. Reviewed on: 20th February 2026
John B's avatar
John B

The UI is the main perk so easy to navigate...

5
The UI is the main perk so easy to navigate on a phone Reviewed on: 20th February 2026
Rswasliced 's avatar
Rswasliced

Making money work for everyone

5
Great bank lives by it's mission, making money work for everyone Reviewed on: 20th February 2026
Carla B's avatar
Carla B

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