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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Monzo Bank is great.

Monzo bank is definitely worth considering for your banking needs: 1. The pot system is great live that you can assign bills to be paid from them and give them a virtual card 2. The paid features are worth considering as the insurances provided by the top tier is great and a free greggs treat weekly is definitely worth it 3. Monzo's other offerings like there investment pot is easy to use and they explain it so well there Monzo Flex card is amazing and I wish that style of card is more wide spread Reviewed on: 18th February 2026

Excellent product and service and a bank that actual...

Excellent product and service and a bank that actually benefit customers around savings , investments, perks , pensions and the 1-4p challenge that works for us in gaining not losing Reviewed on: 18th February 2026

Been banking with monzo for over a year and I'm find...

Been banking with monzo for over a year and I'm finding the experience great. Reviewed on: 18th February 2026

Really smooth

Really smooth online banking experience Reviewed on: 18th February 2026

Excellent

I have been a customer of Monzo for almost 5 years and it is a game changer. So many good elements that make everyday banking so much easier. Reviewed on: 18th February 2026

It's very easy to navigate through the app

It's very easy to navigate through the app Reviewed on: 18th February 2026

Amazing love the early pay day feature !

Amazing love the early pay day feature ! Reviewed on: 18th February 2026

I love Monzo

I love Monzo! Amazing features on the app Reviewed on: 18th February 2026

Monzo Bank for the Win

I have used Monzo Bank for over a year and have found the app super easy to navigate and transferring money to my children is seamless. Reviewed on: 18th February 2026

Consistently good current account.

Consistently good current account. Small perks reward use, albeit not all will be useful to everyone. Options to upgrade exist but free account still has great utility, especially with bill splitting between friends and shared tabs. App remains one of the best in class for stable and engaging use. Reviewed on: 17th February 2026

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