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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Excellent service, professional support!

Excellent service, when there has been any questions or queries everything has been handled professionally and quickly. My only slight issue is the fact that you have to pay for the higher level accounts to get the better savings interest rates which I don't feel is fair. Reviewed on: 20th February 2026

Monzo continues to max features.

I think the initiatives around roundups and savings plans really mean that you can save towards the future with minimal effort. I have signed up for Max and I think you really make the cost back, higher interest rates on savings, FREE GREGGS EVERY WEEK, monthly cinema, uber one AND railcard. I've used all of these every month so am easily making the money back. Customer service is also quick to respond, and I also love seeing every bank balance and credit card I have in one place and the payment methods are SO QUICK. Well done monzo. I haven't invested with monzo yet (T212 customer) but I would consider it. Reviewed on: 20th February 2026

Greg made me write this.

Greg made me write this...to shut up the social team Reviewed on: 20th February 2026

User friendly, intuitive, helpful banking

User friendly, easy to use and helps understand your money better. Easy to set up budgets and pots and manage money. Cashback offers, decent enough interest rates on savings pots with flexibility to bring back in to current account any time. Great security measures and limits. Great for using abroad. Just overall think it's miles better than traditional banking apps. Reviewed on: 20th February 2026

Flexible and innovative banking with an easy to use...

Flexible and innovative banking with an easy to use app. Just common sense. No contact needed as it’s logical. Reviewed on: 19th February 2026

Great customer service , easy access to pots and man...

Great customer service , easy access to pots and mange your savings easily all from the app . Reviewed on: 19th February 2026

Vote for Monzo!

Love having control of my money and the app is great! Reviewed on: 19th February 2026

Great service

Great service and offers. Very clear information and notifications that make things a lot easier for me. Easy to send payment requests and great online security. Reviewed on: 19th February 2026

Incredible service.

Incredible service. Brilliant perks system that is well worth the money for how much you get back in terms of monetary value and for the boosted interest rate on the savings. Incredibly fast customer service, so easy to see everything on the app at a glance, moving money and paying people works like a dream. I have been a customer for 7 years and never regret opening and account. Reviewed on: 19th February 2026

Fast, Reliable, and Good Perks

I especially like the features of having mulitple virtual cards. Gives me an extremely easy way to segment the way I am spending my money, and tracking what payments are going out to who, when, and why. Reviewed on: 19th February 2026

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