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Monzo: Current Account reviews

4.92
Based on 17,222 reviews, last reviewed 3rd Aug 2025
99% decrease in 5 star reviews
in the past 90 days
88% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Monzo steals from people and if you think you can di... Monzo steals from people and if you think you can dispute the money and they will help you you are wrong. They have scamming procedures and even when ... Read more Reviewed on: 3rd August 2025
Mihaela's avatar
Mihaela

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17222)

Well Impressed

5
I like having everything in one place, easy to keep tabs on my spending Reviewed on: 15th March 2025

Excellent service.

5
Excellent service. Very easy to use. Simple app. Reviewed on: 15th March 2025

very good and with monzo is easy

5
very good and with monzo is easy Reviewed on: 14th March 2025

Monzo account is seamless

5
Everything about having a Monzo account and using the app is just seamless and feels like a fun way to manage your money Reviewed on: 14th March 2025

Monzo is an exceptional bank it’s a good alternative...

5
Monzo is an exceptional bank it’s a good alternative to the main stream banks with a good ethical policy. It has great features app is amazing and quirky and meets all my financial needs. Reviewed on: 13th March 2025

I’ve had my monzo account for a few years and have n...

5
I’ve had my monzo account for a few years and have never had any issues. Banking is nice and easy and lots of good features to use like a savings pot. I’ve also just opened up a business account which was really simple and straight forward, again with lots of handy features (putting money aside for tax) Reviewed on: 12th March 2025

Monzo - better way to manage money.

5
Had Monzo for a few years now and it’s made it incredibly easy to keep in top of my finances. Myself and my partner have opened a joint account which makes managing bills and savings a breeze. Saving pots and salary sorter go hand in hand so we know exactly how much we have to play with as soon as we get paid. If things do get a little bit tight Monzo Flex works as a great credit option allowing us to split bigger purchases over a few months. I would recommend Monzo to anyone and everyone. Reviewed on: 12th March 2025

My monzo experience

4
It’s been awesome so far, for almost 2 years that I’ve been using my monzo app. Reviewed on: 12th March 2025

What a bank account should be

5
Having tried several current accounts with different banks, Monzo provides the best overall experience and actually feels like it’s customer focussed. The premium / paid for options give you good rewards and the customer service is consistently good. Reviewed on: 12th March 2025

Fantastic customer service!!

5
Fantastic customer service, so handy to have the messages rather than waiting in the queue on the phone. App is so handy to use and uses all your data to what your spending and savings Reviewed on: 12th March 2025

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