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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great features

5
Lots of good features; the saving pots, splitting bills, paying someone nearby and the 1p challenge are my fav!! Reviewed on: 22nd February 2026
Oana 's avatar
Oana

It is the best bank account i ever used.

5
It is the best bank account i ever used. The savings options are too good and the pot system is excellent which help me to manage my funds more properly and control my finances. Reviewed on: 22nd February 2026
Muhammad A's avatar
Muhammad A

Best quality and very good interface

5
Best quality and very good interface Reviewed on: 22nd February 2026
Umar T's avatar
Umar T

I have been banking with MONZO for about a year and...

5
I have been banking with MONZO for about a year and have never known a bank be so positive, helpful and customer focused. They are excellent. Reviewed on: 22nd February 2026
Paul Walker's avatar
Paul Walker

I’ve had an amazing experience with Monzo very happy

5
I’ve had an amazing experience with Monzo very happy Reviewed on: 21st February 2026
Sibongile Mangena's avatar
Sibongile Mangena

Monzo has been great banking service I have ever used!

5
Monzo has been great banking service I have ever used! With my current account it’s been great experience and flexibility. Reviewed on: 21st February 2026
Lavi Bhatia's avatar
Lavi Bhatia

I choose Monzo to manage every day spending as the a...

5
I choose Monzo to manage every day spending as the ability to create pots and categorise are so much better than my HSBC account. I have since started using teh auto-investing features. The cashback/rewards could be better (it's a bit random and usually it's vendors I don't use/buy from) so maybe they could work on this feature a bit more. I'd rather have lower cashback more regularly or for my offers to match what I actually buy Reviewed on: 21st February 2026
Eva R's avatar
Eva R

Brilliant

5
Great account with good features and lots of saving incentives Reviewed on: 21st February 2026
wayne gamble's avatar
wayne gamble

Excellent experience, best bank very friendly interf...

5
Excellent experience, best bank very friendly interface Reviewed on: 21st February 2026
Ali Z's avatar
Ali Z

It’s helped me manage my money better

5
It’s helped me manage my money better Reviewed on: 21st February 2026
Shannon C's avatar
Shannon C

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