Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18391 reviews)

View other Monzo products

4.93

Based on 18,391 reviews, last reviewed 10th Mar 2026

38267% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use, see what you have to budget and save. Easy to use, see what you have to budget and save. Love the pots they are so useful. Reviewed on: 10th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18391)

Been with monzo since 2021 after leaving Lloyds and...

Been with monzo since 2021 after leaving Lloyds and I would never turn back. The ease of the app, ease of planning your money. I’ve got my kids accounts and flex account and it’s the best! Reviewed on: 11th April 2025

Very good work definitely recommend

Very good work definitely recommend Reviewed on: 11th April 2025

Never had an issue with Monzo!!

I've had absolutely no issues at all since joining in 2017, i remember having it as a pre-paid card!! Any time I've ever had to talk to the Monzo team (which is very rare) they have always been so helpful and kind, I also love the spending budget so I know how much I'm spending and how much is left in my budget. I have Monzo Max and I love the all the benefits you get with it, like the free Railcard which is really helpful for when I have to travel into London for work! I also love that I have breakdown cover, phone and travel insurance included with it and also a lovely weekly Greggs treat. I've never had so many benefits from a bank and it's also great that I can include my partner on it and it only costs £20 a month, I don't think I'll ever leave Monzo as it's definitely my top choice for any day to day payments Reviewed on: 11th April 2025

Gave me the start I needed. Thank you.

I’ve been with Monzo for many years. For crazy reasons, couldn’t get a bank account. (I’m an immigrant.) I now have a thriving business and a mortgage - which I couldn’t have had without a current account. The service is fantastic, easy to use, intuitive, and helpful. The staff seem so lovely. Can’t fault them. Reviewed on: 11th April 2025

Monzo is trailblazing the way for modern banking!

Monzo is trailblazing the way for modern banking! I have been a customer of theirs for many years now (ah the golden ticket days) and I am constantly impressed by the level of service, new functionality and innovation. I pay £3 a month for an extra package, and it means I can set up virtual cards to manage my budgets, and see ALL my accounts in one place which means it’s not *just* a banking app, it’s THE banking app. It manages ALL my money, in one place. Will forever recommend Monzo to my friends and family (they are bored of hearing it now tbh) but they are truly unmatched. Reviewed on: 11th April 2025

Monzo makes money less scary.

Monzo makes money less scary. The easy to use app, pots and ability to invest with ease make me feel more confident in my budgeting and money future. No other bank ?I've used has felt like it was made and adapted for me, rather than a 50 year old. Reviewed on: 11th April 2025

Changed the way I think about budgeting forever

Changed the way I think about budgeting forever Reviewed on: 11th April 2025

All round great .

All round great .. just easy to do anything you want and to find anything you need Reviewed on: 11th April 2025

Monzo has helped me become financially empowered

Having a Monzo account has helped me save money successfully for the first time in my life. Having different pots for different things, presented in a clear, easy way, has helped me visualise my money and understand where to allocate it. It really helps me not overspend. Being able to round up my transactions is a great way to save money in a passive way, and their 365 day saving challenge is also a great initiative that's helping me to save without even noticing. The Monzo app is so easy to use and it's actually quite fun too - I never thought finances could be fun, money has always made me feel really stressed. I can genuinely say that Monzo has been a huge driving force in my becoming financially empowered over the last few years. Reviewed on: 11th April 2025

Easiest Banker.

Easiest Banker. Everything is just easy and fast. Reviewed on: 11th April 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Account
from Bank of Scotland 3.95 from 117 reviews
Current Account
from CAF Bank 1.77 from 61 reviews
Bank account
from HSBC 3.72 from 1352 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 830 reviews
Savings
from Monzo 4.97 from 233 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub