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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Love Monzo one of the most intuitive and user friend...

5
Love Monzo one of the most intuitive and user friendly banking services to date Reviewed on: 23rd February 2026
Liam H's avatar
Liam H

Monzo review

5
I have Monzo Max and the benefits are really great. Also the app is very user friendly Reviewed on: 23rd February 2026
Alasdair H's avatar
Alasdair H

Great bank

5
I love the organisation of the app and ability to separate all my money into different pots. Customer service has always been great especially with disputes on transactions. Reviewed on: 23rd February 2026
Daisy B's avatar
Daisy B

Excellent App and Service

5
Very good and advanced app where I can manage all my payments Reviewed on: 23rd February 2026
Pranav R's avatar
Pranav R

Modern, feature rich, reliable banking.

5
I love Monzo! The app first approach is so modern. I used a competitor bank and their online services were an aweful webapp, I got locked out of more often than used. Monzo has amazing features, trends, money tracking you can include and exclude accounts from this. Mark things as expenses to help you remember to claim it back... the list of features is simply exhaustive and just gives me what I want from my bank. Modern, feature rich, reliable banking. Reviewed on: 23rd February 2026
Jacob T's avatar
Jacob T

I have tried every bank out there, I collect them

5
I have tried every bank out there, I collect them like Infinity Stones but Monzo is the only bank that has me coming back every time. The convenience of the bill splitting, the challenges to help you save money and the excellent support make it a consistent winner. Reviewed on: 23rd February 2026
Rollo KD's avatar
Rollo KD

Fantastic bank, love everything about it.

5
I have been with Monzo for years and love everything about it. It’s great for travel, I have their max plan which gives me amazing perks such as insurance, weekly treats and better savings rates. I love have a digital, easy to use banking app which combines all of my finances including pensions and showing my other credit & debit cards. I love the savings challenge, the good, clear communication when there’s any changes to rates. As a young adult I a confusing financial world, Monzo works great for me. Reviewed on: 22nd February 2026
Heather H's avatar
Heather H

easy app to use, informative and helpful

5
easy app to use, informative and helpful Reviewed on: 22nd February 2026
Katharine 's avatar
Katharine

Excellent app and tools to save money

5
Excellent app and tools to save money, and also track spending. The best banking app I have used. One stop to track all of your money, savings, investments and mortgage. Excellent Reviewed on: 22nd February 2026
Tracey C's avatar
Tracey C

Online tools for budgeting, saving and spending

5
Excellent online tools for managing savings, tracking spending by category and budgeting. Connecting across all bank accounts, credit cards and savings can help me manage my money better and plan for future. Reviewed on: 22nd February 2026
Matthew E's avatar
Matthew E

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