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Monzo: Current account reviews

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4.92
Based on 17,983 reviews, last reviewed 16th Feb 2026
37350% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

It’s the best money managing app I’ve come across ! It’s the best money managing app I’ve come across !! Reviewed on: 16th February 2026
H q's avatar
H q

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026
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Nawshad M
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (17983)

Completely changed how I look at my money

5
Since having a Monzo current account I have found it so much easier to track my spending and get my savings up and running again! Monzo.me is revolutionary! Reviewed on: 10th November 2018
Tom O'Neil's avatar
Tom O'Neil

Brilliant

5
A true account for the 21st century Reviewed on: 10th November 2018
Alex's avatar
Alex

Just the best

5
Their app is so useful for budgeting, you can really see when you're spending too much. Setting money aside in pots is so useful. Saved money without trying with roundups.. Customer service is the best.. and I also bank with First Direct Reviewed on: 10th November 2018
SAll's avatar
SAll

Upcoming Bank

5
They have a ways to go, but fanastic progress Reviewed on: 10th November 2018
npatten's avatar
npatten

Becoming the best current account

4
They still have a ways to go, but fantastic progress this year! Reviewed on: 10th November 2018
npatten's avatar
npatten

Works as a modern bank should

5
A bank account that actually offers a good user experience. The tools for managing money are useful, customer service is great, and the organisational transparency is refreshing. Reviewed on: 10th November 2018
Tdc's avatar
Tdc

Amazing

5
The app is super slick and intuitive. The instant notifications and card freezing are a God-send. The company is really transparent. Reviewed on: 10th November 2018
Dan's avatar
Dan

Brilliant

5
Overall a really great bank with lots the only bank has been able to make me change my main account Reviewed on: 10th November 2018
Kiean's avatar
Kiean

The bank of the future.

5
Managing money with the typical high street banks was way harder than banking needs to be. Monzo’s features made it easy to to keep on top of my finances, get out of debt, and start saving. Customer service is amazing if anything does go wrong or if you have any queries. Can’t recommend them enough. Reviewed on: 10th November 2018
Jamie96's avatar
Jamie96

Bank of the future

5
Seems clear to me that Monzo and other banks like it will replace the current system in the next few years. In my opinion Monzo is the most refined of these challenger banks too. Reviewed on: 10th November 2018
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nooseknocker

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