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Monzo: Current account reviews

Name: Current account
Rating: 4.846411771718629418 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Banking for the people

Monzo has totally transformed the way I manage my money for the better. I am very grateful for what they've built, something that can democratise banking and money for everyone. A bank that actually makes it easy to save money and budget. You'd think in 2019 this would be something everyone would be doing, but they don't. Monzo genuinely wants to help people with their money, and that shows, from the way they run their business transparently, to the extra care they put in product design, to the care they take by passing on decent savings rates to their clients. Monzo doesn't just deserve best current account, they deserve to win best bank. I'm proud to use Monzo and am so grateful for what they do. Reviewed on: 20th November 2019

Monzo-riffic

I've been so mugger better organised with my money since using monzo. And I've actually managed to start saving through their easy to use app, something I've never managed to do until now. Great bank! Reviewed on: 20th November 2019

A bank for the modern age

Never has a bank made it easier to manage your money. Monzo is so much more than just a bank, it helps you budget save and understand how you spend your money. I will never go back! Reviewed on: 20th November 2019

Monzo

Monzo is the way forward in more ways than one. Customer services quickest around Flexibility beat around Useabilty best around Just best all round bank you could ask for. Reviewed on: 20th November 2019

Easily the best

Very quick and easy sign up process. Very understanding in personal circumstances. Always taking into account what the users want. Always looking to improve on existing functionality. Open and transparent, if there’s an issue with card payments etc monzo will inform you about it and if the root cause is related to monzo they will always go into detail of how the cause came about, steps taken place to resolve the issue and lessons learned for preventing such issues again. Reviewed on: 20th November 2019

Simple and easy

Great, straightforward bank account that does everything you need. Great app. Always received very good customer service. Reviewed on: 20th November 2019

Best bank account

Most handy bank account - only Monzo Reviewed on: 20th November 2019

Finally in control of my money

With pots and instant notifications, I feel completely in control for the first time of my finances. The salary sorter has helped me to manage my money and yearly spendings by saving for them monthly. Monzo is one of the best things that has happened in my life! Reviewed on: 20th November 2019

A game changer

The best bank! Clear lay out, easy to use with lots of innovative features. Customer service is also five star. Fast replies from staff for any queries raised. Reviewed on: 20th November 2019

Outstanding service with great innovation.

Monzo is the best bank I’ve ever been with, and I’ve had accounts with most banks at some time. Customer Services is very friendly and always happy to answer questions. I also love features not found in other banks, especially budgeting and saving features and the integration with IFTTT. My only difficulty is with paying in cash & cheques which is quicker at my high street bank. Reviewed on: 20th November 2019

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