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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17949 reviews)

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4.92

Based on 17,949 reviews, last reviewed 15th Feb 2026

35650% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really convenient. Really convenient. Gives value for money. Reviewed on: 15th February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17949)

Best budgeting current account

Monzo is just superb, top customer service and great tools for budgeting. Reviewed on: 6th November 2018

Bank of the future

Finally, someone that listen to their customers and tailor the product in accordance with their needs. I had enough of the old established companies that don't move a finger to adapt and think outside the box. The market is in a continuous change and Monzo explores this. A great product with everything that I wished to have and more. Reviewed on: 6th November 2018

Monzo

The best one for me at the moment, I’ve been use most the time in lots of shopping Reviewed on: 6th November 2018

Great Mobile banking

Chatty customer service in the app, great features appearing every week, and a company which listens to its customers. What’s not to like. Reviewed on: 6th November 2018

great idea

a really good company that helps you manage your spending, set limits, and create little piggy banks where you don’t even notice losing the change! Reviewed on: 6th November 2018

so much control

everything about monzo has been fantastic. The App is incredible and for the first time i feel in charge of my money, not the bank Reviewed on: 6th November 2018

Game-changer. Incredible, delightful, and honest.

Monzo really is the first time I've actively been able to look after my finances. It's modern, well thought out, helpful and a joy to use. I'd recommend it to literally everyone. Reviewed on: 6th November 2018

Innovative - true to itself

Friendly, supportive and listening. Reviewed on: 6th November 2018

Most innovative bank yet

Absolutely love it •you set your own pin •you can freeze your card if you loose it (which was a feacture they had before Barclays) Can have multiple savings pots for different goals to keep you money savy •allowed to use abroad •easy set up •my card arrived the day after I set it up Reviewed on: 6th November 2018

Great bank and customer service

Easy to access and innovative. Customer service is great and responsive. Reviewed on: 6th November 2018

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