Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17946 reviews)

View other Monzo products

4.92

Based on 17,946 reviews, last reviewed 14th Feb 2026

35500% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A really friendly company, to deal with. A really friendly company, to deal with. Love the way it gives customers the correct balance at all times unlike some banks who hide transactions for ... Read more Reviewed on: 14th February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17946)

User Friendly

Not had Monzo long but really easy to use - level of detail is beyond what other banks offer and the notifications of spending is highly useful! Reviewed on: 6th November 2018

The future of banking

Monzo is, without doubt, the best current account I have ever used. It is miles ahead of rivals like Starling or Revolut - especially in terms of transparency and customer service. Reviewed on: 6th November 2018

Monzo to the moon!

Didn't realise how stale and inefficient legacy banks are until you use Monzo. Instant notifications, budgeting tools, splitting the bill with friends, pots and loads more. Plus they're really open and transparent. Try getting that out of a legacy bank! Reviewed on: 6th November 2018

Monzo is the future

I've been a monzo user since their early beta which was just a prepaid card. Their focus on user experience is amazing, they keep getting better with every update and introducing sweet features. I have now switch to monzo as my main current account and will never look back. Every other bank should be taking notes Reviewed on: 6th November 2018

Simply amazing!

The standard for banking, bar none! Reviewed on: 6th November 2018

Awesome

Monzo are how baking should be. The app is great, the savings pots are brilliant. I love how transactions are instantly listed in your account, no more waiting 2-3 days wondering what is pending. Reviewed on: 6th November 2018

The future is Monzo

Monzo offers a glimpse into the future of banking, with real-time notifications, easy-to-use categorisation, user-friendly mobile apps and more. It’s refreshing to use banking services in a way that makes sense to me. Reviewed on: 6th November 2018

Bank of the future

I am astounded by this bank. Moved from Halifax to Monzo. Never before have I felt so involved with my bank. Reviewed on: 6th November 2018

Best Bank I've Ever Used!

I've been using Monzo since the beta days, it's been a phenomenal journey, I've loved every step of the way! :) It started off with just me and now a handful of my colleagues and half a dozen family members & even extended friends have seen the value of Monzo. Their transparency and receptiveness to feedback is 2nd to none! I know that there have been decisions influenced on what I've fed-back as a customer and the feeling of a suggestion being taken on-board and furthermore taken seriously is fantastic. Monzo continue to strive towards perfection, constantly iterating on features whilst sharing updates along the way... They just can't be beaten. The app is easy to use and offers everything you could hope for. Plus the staff, they're some of the most helpful and knowledgeable people I've ever had the pleasure of talking with. Reviewed on: 6th November 2018

The perfect bank

Amazing bank, Monzo just does everything so well, from customer support to instant notifications. Makes banking a delight everyday :) Monzo manages all my finances, personal & joint, having this visibility over everything in a single place is amazing. Monzo also provide transparent details of events and things they are doing, really helps build trust unlike all other banks. Reviewed on: 6th November 2018

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Silver Account
from TSB 2.71 from 3 reviews
Cashback Plus Debit Card
from RBS 3.46 from 4 reviews
Graduate Current Account
from RBS 3.74 from 11 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 4 reviews
Savings
from Monzo 4.97 from 204 reviews
Flex Purchase credit card
from Monzo 4.97 from 2951 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub