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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo-riffic

5
I've been so mugger better organised with my money since using monzo. And I've actually managed to start saving through their easy to use app, something I've never managed to do until now. Great bank! Reviewed on: 20th November 2019
Dontony1980's avatar
Dontony1980

A bank for the modern age

5
Never has a bank made it easier to manage your money. Monzo is so much more than just a bank, it helps you budget save and understand how you spend your money. I will never go back! Reviewed on: 20th November 2019
Craig Harvey's avatar
Craig Harvey

Monzo

5
Monzo is the way forward in more ways than one. Customer services quickest around Flexibility beat around Useabilty best around Just best all round bank you could ask for. Reviewed on: 20th November 2019
ScottGerrard47's avatar
ScottGerrard47

Easily the best

5
Very quick and easy sign up process. Very understanding in personal circumstances. Always taking into account what the users want. Always looking to improve on existing functionality. Open and transparent, if there’s an issue with card payments etc monzo will inform you about it and if the root cause is related to monzo they will always go into detail of how the cause came about, steps taken place to resolve the issue and lessons learned for preventing such issues again. Reviewed on: 20th November 2019
Ciprian Smith's avatar
Ciprian Smith

Simple and easy

5
Great, straightforward bank account that does everything you need. Great app. Always received very good customer service. Reviewed on: 20th November 2019
Steve's avatar
Steve

Best bank account

5
Most handy bank account - only Monzo Reviewed on: 20th November 2019
Raff Wojdyl's avatar
Raff Wojdyl

Finally in control of my money

5
With pots and instant notifications, I feel completely in control for the first time of my finances. The salary sorter has helped me to manage my money and yearly spendings by saving for them monthly. Monzo is one of the best things that has happened in my life! Reviewed on: 20th November 2019
tildar1's avatar
tildar1

A game changer

5
The best bank! Clear lay out, easy to use with lots of innovative features. Customer service is also five star. Fast replies from staff for any queries raised. Reviewed on: 20th November 2019
Beth Robinson's avatar
Beth Robinson

Outstanding service with great innovation.

5
Monzo is the best bank I’ve ever been with, and I’ve had accounts with most banks at some time. Customer Services is very friendly and always happy to answer questions. I also love features not found in other banks, especially budgeting and saving features and the integration with IFTTT. My only difficulty is with paying in cash & cheques which is quicker at my high street bank. Reviewed on: 20th November 2019
Ian Mayman's avatar
Ian Mayman

A Game Changer in the Industry!

5
Monzo have came in and provided a new and digitally savvy way to bank, which is something the old traditional banks can't do. Distrupting the market and probably making the old banks who thought they were untouchable wake up! I just wish Monzo did mortgages as I'd definitely take one with them. Reviewed on: 20th November 2019
L1993's avatar
L1993

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