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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

The future

5
More banks should follow Monzos lead no silly charges Reviewed on: 20th November 2019
David Taylor's avatar
David Taylor

Simple to set up and great service

5
I now have proper accountability to myself for my spending. No more hiding. Round ups are fab and iftt small savings per day are fun and all add up. Really impressed by the whole thing. Reviewed on: 20th November 2019
Ruth's avatar
Ruth

Stress free banking

5
I was tentative to switch bank - I’d never done it before - but Monzo made it so easy and clear. Then they showed my all my payments, as they go out, and for direct debits, before. Bill pots made it easy to manage my money, and customer service made it easy to answer my questions. Is it possible to love your bank? A few months ago I’d say no, but now I say absolutely. Reviewed on: 20th November 2019
Jake Potter's avatar
Jake Potter

They make everything easy

5
Every aspect of dealing with Monzo is easy. From opening the account to managing your finances. Got a problem with a transaction? - use the online chat. Easy. Transfer money? Easy (and quick!). I was getting a refund from a utility company... They told me it would be in my account "within 3-5 days"... It arrived in my account whilst I was still talking to them! Reviewed on: 20th November 2019
David Aspinall's avatar
David Aspinall

Easy efficient, spending Tracking

5
I love using monzo abroad, and at home it’s so easy to budget and track spending to see how much money I will have left at the end of the month! Reviewed on: 20th November 2019
Dan's avatar
Dan

Life changing!

5
Since joining Monzo I have been able to save money, monitor my spending and send money to friends with ease! Really friendly customer service too. Keep it up! Reviewed on: 20th November 2019
Tom O'Neil's avatar
Tom O'Neil

Life changing

5
Revolutionised personal banking. The features are wonderful and make money management so easy and enjoyable. Helped with self confidence and I'm sure my credit rating too as things are paid on time. Even got my Xmas shopping finished in November!! Reviewed on: 20th November 2019
Helena Collins's avatar
Helena Collins

Best bank in England

5
Love this bank so easy to use good customer service too Reviewed on: 20th November 2019
Rich Dawson's avatar
Rich Dawson

Budgeting, loans and more..

5
PreMonzo, I was very terrible with finances. Managed to get myself into a little hole and was going to be paying back a lot for a few years. PostMonzo, I’m on my way to actually having savings, having all my outstanding in order and consolidated into one of the low apr loans and on track to be debt free by mid 202! Couldn’t have been more happy! Thank you Monzo, you’ve helped more than you know! Reviewed on: 20th November 2019
Stuart Davidson's avatar
Stuart Davidson

Amazing bank

5
The best bank I’ve ever held an account with! Simple processes and they always put the customer first! Reviewed on: 20th November 2019
John Lewis's avatar
John Lewis

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