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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Amazing bank

The best bank I’ve ever held an account with! Simple processes and they always put the customer first! Reviewed on: 20th November 2019

Great

Fantastic customer service. Great app. Easy to use. Better interest rates Reviewed on: 20th November 2019

Customer-driven

Monzo are a massively customer-driven company, with people in mind rather than profit Reviewed on: 20th November 2019

Best move ever

Went full Monzo transfer was seamless and hassle free. Online support is second to none. Reviewed on: 20th November 2019

Life Changing!

Monzo has been life changing! I switched to monzo as I wasn’t enjoying my previous bank as the app was constantly down, leaving me feeling anxious and out of control! With monzo I am a lot more relaxed about my money coming in and outgoings, as it is so clearly displayed and easy to understand. I also have a joint account with my partner which has made paying bills so much easier! Reviewed on: 20th November 2019

Great Bank Account

The best bank account I’ve ever has. Made saving up for a new house so easy! Reviewed on: 20th November 2019

Blooming mint

From the off Monzo have been brilliant. Easy to use and I have recommended to all friends and family. Good luck with the awards Reviewed on: 20th November 2019

Monzo is fantastic

Ever since using Monzo I’ve been more aware of my spending and what I’m spending my money on and where I can cut down my outgoings. Monzo has probably stopped me from being incredibly broke and has helped me reduce my debts making my life a little less stressful Reviewed on: 20th November 2019

best banking move I've ever made

easy account setup, fantastic app, changed the way I think about money. great customer support through the online chat, not a single problem since ive opened my account Reviewed on: 20th November 2019

Best decision I ever made

I moved to Monzo from my old bank about a year ago. The process was faultless and any issues I’ve ever had have been dealt with quickly and with full transparency. The app is up there with the best of them - the UI is clear and easy to use, the features are exactly what I look for in a bank, and things are being added and updated all the time. I honestly cannot wait to see what they have in store for the future. Reviewed on: 20th November 2019

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