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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Best new bank

Number one bank in the UK Reviewed on: 20th November 2019

Best Banking Experience

I don’t have a single thing wrong with monzo! If I’ve ever had an issue or even a query it is so easy to message them and hear back in minutes! No more being on hold for hours! Saving is so much easier now with the use of pots! Really could not recommend enough!! Reviewed on: 20th November 2019

I went full Monzo and I never looked back

The Monzo team are always a click away if you need anything, Monzo are always innovating their products and finding new ways to save you money, they constantly roll out new products and features and allow you to test them, if a new feature is not well received they either change it or take it off. I love Monzo Reviewed on: 20th November 2019

I rave about them

Recommend them to all my friends. Who even are you if your card isn’t hot coral! Reviewed on: 20th November 2019

my monzo

i’ve used it since 2 years now and i wouldn’t change it with any other banks. i even subscribed the monzo plus account.. a bit deluding tbh but the company has stepped back and they are now working to riformulate the offer. it’s good that a bank had got such a human and humble approach. waiting for the new monzo plus! Reviewed on: 19th November 2019

Amazing Service and Amazing App

I can't stress enough how good the Monzo current account and their mobile app is. The integration with IFTTT improved my life too! Reviewed on: 19th November 2019

Monzo is the best

Monzo has completely transformed my banking experience. Couldn't be happier. Reviewed on: 19th November 2019

Sensational

Awesome bank. Easy to use. Monzo is the best bank ever. Reviewed on: 19th November 2019

Slick, modern and simple

The app is extremely sleek and modern looking and all banking features that Monzo offer are very slick and easy to use. Customer support has slipped in the past year and wait times for chat are extremely long unfortunately. But this is still a bank I would heartily recommend to everyone. Reviewed on: 19th November 2019

Brilliant current account

Great app based banking - really useful features and pots are a lifesaver! Reviewed on: 18th November 2019

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