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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great

5
Fantastic customer service. Great app. Easy to use. Better interest rates Reviewed on: 20th November 2019
Harry Edwards's avatar
Harry Edwards

Customer-driven

5
Monzo are a massively customer-driven company, with people in mind rather than profit Reviewed on: 20th November 2019
Gemma Cuthbert's avatar
Gemma Cuthbert

Best move ever

5
Went full Monzo transfer was seamless and hassle free. Online support is second to none. Reviewed on: 20th November 2019
Paul Stretton's avatar
Paul Stretton

Life Changing!

5
Monzo has been life changing! I switched to monzo as I wasn’t enjoying my previous bank as the app was constantly down, leaving me feeling anxious and out of control! With monzo I am a lot more relaxed about my money coming in and outgoings, as it is so clearly displayed and easy to understand. I also have a joint account with my partner which has made paying bills so much easier! Reviewed on: 20th November 2019
Robyn Stewart-Evans 's avatar
Robyn Stewart-Evans

Great Bank Account

5
The best bank account I’ve ever has. Made saving up for a new house so easy! Reviewed on: 20th November 2019
Tom Maughan's avatar
Tom Maughan

Blooming mint

5
From the off Monzo have been brilliant. Easy to use and I have recommended to all friends and family. Good luck with the awards Reviewed on: 20th November 2019
Bob Simpson's avatar
Bob Simpson

Monzo is fantastic

5
Ever since using Monzo I’ve been more aware of my spending and what I’m spending my money on and where I can cut down my outgoings. Monzo has probably stopped me from being incredibly broke and has helped me reduce my debts making my life a little less stressful Reviewed on: 20th November 2019
Jack Allen's avatar
Jack Allen

best banking move I've ever made

5
easy account setup, fantastic app, changed the way I think about money. great customer support through the online chat, not a single problem since ive opened my account Reviewed on: 20th November 2019
Jen's avatar
Jen

Best decision I ever made

5
I moved to Monzo from my old bank about a year ago. The process was faultless and any issues I’ve ever had have been dealt with quickly and with full transparency. The app is up there with the best of them - the UI is clear and easy to use, the features are exactly what I look for in a bank, and things are being added and updated all the time. I honestly cannot wait to see what they have in store for the future. Reviewed on: 20th November 2019
Harrysutton89's avatar
Harrysutton89

Best new bank

5
Number one bank in the UK Reviewed on: 20th November 2019
Steven Shorter's avatar
Steven Shorter

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