Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17981 reviews)

View other Monzo products

4.92

Based on 17,981 reviews, last reviewed 16th Feb 2026

37250% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo Magic Easy to use, great product features, excellent customer service Reviewed on: 16th February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17981)

Most innovative bank yet

Absolutely love it •you set your own pin •you can freeze your card if you loose it (which was a feacture they had before Barclays) Can have multiple savings pots for different goals to keep you money savy •allowed to use abroad •easy set up •my card arrived the day after I set it up Reviewed on: 6th November 2018

Great bank and customer service

Easy to access and innovative. Customer service is great and responsive. Reviewed on: 6th November 2018

Great service

Great updates on service issues, excellent personal customer support. Great banking service Reviewed on: 6th November 2018

Friendly, Transparent, Active

Monzo are active in answering questions, responding to ideas, and being transparent with their product, while building the best current account. Reviewed on: 6th November 2018

A modern Bank that cares about you!

I've used Monzo for over a year now. Not only do they listen to customer feedback, they have a brilliant in app customer service team who I can contact 24 hours a day when I need to. I can easily save money, set up a joint account and just basically easily manage my spending. Reviewed on: 6th November 2018

User Friendly

Not had Monzo long but really easy to use - level of detail is beyond what other banks offer and the notifications of spending is highly useful! Reviewed on: 6th November 2018

The future of banking

Monzo is, without doubt, the best current account I have ever used. It is miles ahead of rivals like Starling or Revolut - especially in terms of transparency and customer service. Reviewed on: 6th November 2018

Monzo to the moon!

Didn't realise how stale and inefficient legacy banks are until you use Monzo. Instant notifications, budgeting tools, splitting the bill with friends, pots and loads more. Plus they're really open and transparent. Try getting that out of a legacy bank! Reviewed on: 6th November 2018

Monzo is the future

I've been a monzo user since their early beta which was just a prepaid card. Their focus on user experience is amazing, they keep getting better with every update and introducing sweet features. I have now switch to monzo as my main current account and will never look back. Every other bank should be taking notes Reviewed on: 6th November 2018

Simply amazing!

The standard for banking, bar none! Reviewed on: 6th November 2018

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Plutus account
from Plutus 0.00 from 0 reviews
Debit Card (discontinued)
from Fineco Bank (inactive company) 0.00 from 0 reviews
FlexBasic
from Nationwide 4.50 from 119 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 4 reviews
Savings
from Monzo 4.97 from 206 reviews
Flex Purchase credit card
from Monzo 4.97 from 2967 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub