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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Excellent customer service

Fantastic idea, painless banking Reviewed on: 18th November 2019

Love it

Love this app! Revolutionizing banking, likable people, and excellent app! Reviewed on: 18th November 2019

It just works

Life is just easier with Monzo, I still get frustrated with even logging in to older banks such as Santander Reviewed on: 17th November 2019

Beautiful usable and great with friends

Monzo’s entire offering is thoughtfully designed and just works. I love feeling more in control of my money and the features like bill splitting and shared tabs are brilliant with friends. Reviewed on: 17th November 2019

A bank that grows through word of mouth

I love Monzo. I have never been in shops/restaurants before when you have a conversation with employees about how great Monzo is. That would never happen with any of the existing high street banks! It’s a great bank with an easy app and a great community who want to help develop the offering to make it even better! Reviewed on: 16th November 2019

Excellent app

Excellent app, great analytics of your spend. Easy to use. Reviewed on: 16th November 2019

Brilliant

Easily the best bank ! The app make its so easy to manage your money. Reviewed on: 16th November 2019

Love monzo

Monzo is so much better than the trafitional high street bank. Love yhe savings pots, free sprnding abtoad, instant notifnotification, integratuon with itff to do the 1p savings challenge. Been a great first year with them. Reviewed on: 15th November 2019

Banking made simple and fast!

I've been using it since the prepaid card days, now it's my full current account. Wouldn't even know how to go back to not knowing what I spent until 3 days later! Reviewed on: 15th November 2019

Amazing

Easy to set up easy to use! the best bank ever!! Reviewed on: 15th November 2019

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