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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

The bank that puts customers first

Monzo puts customers first and help us manage our finances unlike any other bank or app. I love them. Reviewed on: 15th November 2019

Smart, friendly and useful bank

Changing to Monzo has been a game changer for my current account. There are so many innovative features and constant updates to the app. I love the real time notifications and budgeting tools, as well as being able to separate money into pots! Also, getting paid a day early, genius move Monzo! Reviewed on: 15th November 2019

Growing up nicely

The trick Monzo must perfect is managing explosive growth. Reviewed on: 15th November 2019

Great service

Fantastic bank app, quick and efficient Reviewed on: 15th November 2019

Can't imagine life without it!

Monzo has changed the way I spend and save and allows me to budget each month in a user friendly way! I can transfer my friends money so easily (without a card reader like some of the old school banks use...) and their customer service is amazing! Reviewed on: 15th November 2019

Straightforward banking

Every type of transaction is simple to do. Other banks now use their good ideas! Reviewed on: 15th November 2019

Refreshing transparent

In the current state of the world where you don't know what company to trust, Monzo goes out of their way to be as transparent as possible. They engage with the community constantly as they develop their product and brand. Explain banking in plain English, and provides technical blog posts both technical and non-technical. The app they use also provides a great user experience! Reviewed on: 14th November 2019

Great

Great and easy banking. This has helped me control my finances :) thank you monzo! Reviewed on: 14th November 2019

Best Modern Bank

It's amazing how the legacy bank have managed to release poor products for years and Monzo are now showing them how it's done Reviewed on: 14th November 2019

Best bank!

By far the best bank I’ve ever been with. Reviewed on: 14th November 2019

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