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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17861 reviews)

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4.92

Based on 17,861 reviews, last reviewed 12th Feb 2026

31300% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very good and easy to use I love the app Very good and easy to use I love the app Reviewed on: 12th February 2026

Latest lowest rating:

1

Impossible to speak to one person, none of them spea... Impossible to speak to one person, none of them speak English, block your account, freeze it without permission won't give you your money, fraudsters.... Read more Reviewed on: 10th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17861)

Magnificent

A really good alternative to traditional baking with access at your fingertips. Reviewed on: 1st January 2018

Amazing bank

Customer service is excellent. The transparency serves them well and makes for an excellent product/service. No vague replies when you ask questions as you would get from a high street bank. Good fees and nice app interface, simple to use. Oh, and that hot coral card stands out nicely! Reviewed on: 21st December 2017

Great new bank

Great experience using the app and ease of understanding everything. Well laid out and designed app. Reviewed on: 21st December 2017

How banking should be done

Designed in the open, public roadmap, conversion with their clients. Transparency and a good product Reviewed on: 21st December 2017

The futute

Awesome efficient modern innovative Reviewed on: 20th December 2017

Start of something great

Theyäó»re on to something here and I hope they can keep the energy to innovate and engage customers. Their open, personable and definitely show the human side. Iäó»ve had a couple of occasions where Iäó»ve had to contact them via the app, very impressed with the set-up and response. Reviewed on: 16th December 2017

Great Bank

User friendly, easy and slick. The future of banking Reviewed on: 14th December 2017

great experience

transparent and fast friendly customer service, just what I need! Reviewed on: 4th December 2017

The Best

Easy to use, pay friends (if they have a monzo account) and use overseas Reviewed on: 22nd November 2017

Great alternative to big banks

Bank account with fantastic app and brilliant travel options. Community and communication from company is great. Reviewed on: 21st November 2017

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