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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Smart, friendly and useful bank

5
Changing to Monzo has been a game changer for my current account. There are so many innovative features and constant updates to the app. I love the real time notifications and budgeting tools, as well as being able to separate money into pots! Also, getting paid a day early, genius move Monzo! Reviewed on: 15th November 2019
Mitchell's avatar
Mitchell

Growing up nicely

4
The trick Monzo must perfect is managing explosive growth. Reviewed on: 15th November 2019
DJS's avatar
DJS

Great service

5
Fantastic bank app, quick and efficient Reviewed on: 15th November 2019
Donald's avatar
Donald

Can't imagine life without it!

5
Monzo has changed the way I spend and save and allows me to budget each month in a user friendly way! I can transfer my friends money so easily (without a card reader like some of the old school banks use...) and their customer service is amazing! Reviewed on: 15th November 2019
JS92's avatar
JS92

Straightforward banking

5
Every type of transaction is simple to do. Other banks now use their good ideas! Reviewed on: 15th November 2019
Sandra Snowden's avatar
Sandra Snowden

Refreshing transparent

5
In the current state of the world where you don't know what company to trust, Monzo goes out of their way to be as transparent as possible. They engage with the community constantly as they develop their product and brand. Explain banking in plain English, and provides technical blog posts both technical and non-technical. The app they use also provides a great user experience! Reviewed on: 14th November 2019
Chris Armstrong's avatar
Chris Armstrong

Great

5
Great and easy banking. This has helped me control my finances :) thank you monzo! Reviewed on: 14th November 2019
Manisha's avatar
Manisha

Best Modern Bank

5
It's amazing how the legacy bank have managed to release poor products for years and Monzo are now showing them how it's done Reviewed on: 14th November 2019
Karl Green's avatar
Karl Green

Best bank!

5
By far the best bank I’ve ever been with. Reviewed on: 14th November 2019
edc603's avatar
edc603

They just get it!

5
Easy to open, easy to switch, easy to do everything! Streets ahead of high Street banking apps! Reviewed on: 14th November 2019
Mohamed Miah's avatar
Mohamed Miah

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