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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

They just get it!

Easy to open, easy to switch, easy to do everything! Streets ahead of high Street banking apps! Reviewed on: 14th November 2019

Still ahead of the game

Even after legacy banks have been releasing new features trying to keep up with challenger banks, Monzo remains ahead of the curve, with existing features implemented better than the competition, and new and genuinely useful features being added all the time. Reviewed on: 14th November 2019

re-thinking how a bank should work for people

Has improved my budgeting, my relationship with money and my interaction with a bank - all touchpoints positive, making me more money savvy. Reviewed on: 14th November 2019

Best bank in the UK

I've been using monzo since they first launched in 2014 and have never looked back. From customer service through to app experience they are by far the best bank around. Even as others have tried to catch up monzo keep moving further ahead Reviewed on: 14th November 2019

How have I lived without it?

I've had Monzo over 6 months now and all I can say is...goodbye other banks! They're so helpful, their app is the best, the features are much better than I've seen from others - who needs a branch any how? Reviewed on: 14th November 2019

Very consumer focused

I switched from starling as they focus on consumers more rather than business which is how I felt about starling, they don't rush things and they share everything with there customer on social media and on their community page and very snappy at replying. Reviewed on: 14th November 2019

Amazing

Switched fully to Monzo last year and have loved them ever since! Instant transfers, instant notifications, easy to use app, pots galore and awesome to use abroad! Reviewed on: 14th November 2019

THIS is how Banking should be. Absolutely Fantastic.

Absolutely love Monzo! We do all our banking with them now, we are #fullmonzo. We invested at the last crowdfund round and will do again. Quick, easy, efficient, secure & regulated, but without fuss and red tape. And all done with a fun and accessible brand and attitude. You know where you are with your money and your spending. Brilliant features to help control your finances and save. Other High Street Banks REALLY need to up their game.... Reviewed on: 14th November 2019

Making money work for everyone

I love the mission to make money work for everyone. They already make it work for me Reviewed on: 14th November 2019

Rewiev

Fair Company, which helped when my card went lost And account frauded, amazing pro customers attitude, well Done Monzo!!! Reviewed on: 13th November 2019

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