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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Still ahead of the game

5
Even after legacy banks have been releasing new features trying to keep up with challenger banks, Monzo remains ahead of the curve, with existing features implemented better than the competition, and new and genuinely useful features being added all the time. Reviewed on: 14th November 2019
Marc's avatar
Marc

re-thinking how a bank should work for people

5
Has improved my budgeting, my relationship with money and my interaction with a bank - all touchpoints positive, making me more money savvy. Reviewed on: 14th November 2019
Rob's avatar
Rob

Best bank in the UK

5
I've been using monzo since they first launched in 2014 and have never looked back. From customer service through to app experience they are by far the best bank around. Even as others have tried to catch up monzo keep moving further ahead Reviewed on: 14th November 2019
Alex Thiery's avatar
Alex Thiery

How have I lived without it?

5
I've had Monzo over 6 months now and all I can say is...goodbye other banks! They're so helpful, their app is the best, the features are much better than I've seen from others - who needs a branch any how? Reviewed on: 14th November 2019
Hlj986's avatar
Hlj986

Very consumer focused

5
I switched from starling as they focus on consumers more rather than business which is how I felt about starling, they don't rush things and they share everything with there customer on social media and on their community page and very snappy at replying. Reviewed on: 14th November 2019
Jordan Collis's avatar
Jordan Collis

Amazing

5
Switched fully to Monzo last year and have loved them ever since! Instant transfers, instant notifications, easy to use app, pots galore and awesome to use abroad! Reviewed on: 14th November 2019
Brad Parrott's avatar
Brad Parrott

THIS is how Banking should be. Absolutely Fantastic.

5
Absolutely love Monzo! We do all our banking with them now, we are #fullmonzo. We invested at the last crowdfund round and will do again. Quick, easy, efficient, secure & regulated, but without fuss and red tape. And all done with a fun and accessible brand and attitude. You know where you are with your money and your spending. Brilliant features to help control your finances and save. Other High Street Banks REALLY need to up their game.... Reviewed on: 14th November 2019
Phil S's avatar
Phil S

Making money work for everyone

5
I love the mission to make money work for everyone. They already make it work for me Reviewed on: 14th November 2019
JonH's avatar
JonH

Rewiev

5
Fair Company, which helped when my card went lost And account frauded, amazing pro customers attitude, well Done Monzo!!! Reviewed on: 13th November 2019
Radek Hanus's avatar
Radek Hanus

Redifining customers experience

5
What has really stood out for me is what happens when things go wrong. Monzo has an authentic voice, and an open and honest culture, reflected in how it communicates with its customers Reviewed on: 13th November 2019
Kevin Johnson's avatar
Kevin Johnson

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