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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Extremely helpful staff and so easy to use

After switching banks account I was fascinated how easy the monzo app was to use, how friendly the staff were using the chat function and just how good the overview was of my spending. Reviewed on: 13th November 2019

Best Decision I Made in 2019

My son first introduced me to Monzo and I just thought "what's all the fuss about?" I downloaded the app anyway and was impressed from the start. Within two weeks I decided to switch my bank account to Mnzo. As a terrible budgeter this bank has been a godsend to me. It makes everything so easy and clear for me to see in real time exactly where my money is going. I fully recommend Monzo to anyone debating "should I, shouldn't I?" Just Do It already! Reviewed on: 13th November 2019

Amazing!

Making Monzo my main bank account was the best financial decision I have made so far it takes the stress out of banking!! Reviewed on: 13th November 2019

Monzo allows me to manage my money without me having to worry

I’m horrible for overspending one the little things. So seeing what I have sitting in my account and knowing how much is left is amazing! Just need to fix bill pots to work with card subscriptions Reviewed on: 13th November 2019

The best

Literally nothing better. Everything in the palm of your hand Reviewed on: 13th November 2019

Switched as soon as I could

Monzo has helped me to go from a student to an adult and truly understand exactly what my money is and where I’m spending it. I have got my entire friend group to switch and none of us have looked back. Reviewed on: 13th November 2019

The best mobile bank ever

I have managed to save money and better budgeting with Monzo Reviewed on: 13th November 2019

Whole new level of banking

Been full Monzo for 15 months. Transfer was easy, facility to organise my finances from one app tremendous, definitely the future of customer friendly banking Reviewed on: 13th November 2019

Glorious

It keeps getting better and better. Went on holiday with a group of friends and we all used monzo’ shared tab feature. It was effortless. No need for a Kitty any more and no one get out of pocket. Because even the smallest costs could be added to the tab easily. Reviewed on: 13th November 2019

Fab bank

Easy to use and efficient. Best bank out there! Reviewed on: 13th November 2019

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