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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3338% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Awesome current account provider!

None of the usual ‘pending’ malarkey that always got me into my overdraft with my old bank. Super easy to use and adapt to suit my needs. Love it! Reviewed on: 12th November 2019

Helped me take control of my finances

Instant notifications. Pots help me move my money, so I don't spend it! Reviewed on: 12th November 2019

Absolutely amazing

From the customer service to the pots. The payday a day early and the incredible budget tool. This bank has been the best thing I've ever gotten in the last few years. I'm the envy of all my friends who won't get one for whatever reason. Monzo have proven to me time and time again that I am number 1 to them. I hope it carries on being awesome! Reviewed on: 12th November 2019

Superb

Monzo are absolutely brilliant. I’ve never dealt with such an open, honest and customer-centric company. The app is easy to use and very helpful when it comes to saving money. They are the antithesis of a traditional bank and it’s incredibly refreshing. Reviewed on: 12th November 2019

Amazing

I love it. Excellent service, excellent app, very useful and a completely fresh perspective on banking Reviewed on: 12th November 2019

Best bank in the World

Most responsive, easy to use, secure, bank to use. I use banks all over the world and this is by far the best and most transparent of all the banks! Reviewed on: 12th November 2019

Easy, Simple and no jargon

Set up a monzo account mainly for using money abroad but over the years using it more and more. Love the pots, gives you chance to save for various things or put money by for events that you know will be coming up over the year and you know that all that money in that pot is for that 1 item, I.e car service...personally never had any problems and already recommended it to friends who recommend their friends. Its brill. Reviewed on: 12th November 2019

Not sure why I didn't sign up sooner

Using Monzo has really helped me budget. Having the pot feature is so easy to use and helped me cut back on silly spending habits by breaking each transaction down. It's super simple to use the app and the transparency is like no other bank I've ever used. Superb! Reviewed on: 12th November 2019

Best Bank Ever

Since day one, Monzo have done everything they can to prove that they are the best bank I have ever had the pleasure of using. The customer service is amazing and the features they keep adding are the best! Reviewed on: 12th November 2019

Very best bank Uk

Very best bank Uk, I love Monzo bank. Reviewed on: 12th November 2019

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