Smart Money People Logo
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.93
Based on 19,401 reviews, last reviewed 26th Apr 2026
3338% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026
Palmereap's avatar
Palmereap

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19401)

Magical Banking Made Easy

5
Monzo seems to cover all the bases, simple to use, user friendly, easy to manage your money and available balance. The pots are amazing and how you can arrange bills. It’s the best bank by far. I have banked with HSBC for years but do not feel they are a patch on Monzo. Nothing is too much trouble for their customer service. Reviewed on: 12th November 2019
YorkshireStark's avatar
YorkshireStark

Amazing bank

5
Customer service are great highly recomended Reviewed on: 12th November 2019
Ging Bayhon's avatar
Ging Bayhon

A whole new light on banking

5
Fantastic bank with so many handy features. Summary breakdown really helps with watching spending! The app is great and everything is so easy to use! Reviewed on: 12th November 2019
MartinD's avatar
MartinD

Amazing

5
Completely changed the way I bank. I now save and I have pots of money Reviewed on: 12th November 2019
GeorginaW's avatar
GeorginaW

Amazing

5
Best bank amazing recommended to my best mate and my mum and managed to get them to open accounts with you ! Reviewed on: 12th November 2019
Charlie 's avatar
Charlie

Simple easy banking

5
Monzo is simple and easy to use, allowing you to see and separate your money in to different pots. Budgeting made easy. I Love Monzo the only bank account i will ever need. Reviewed on: 12th November 2019
Chets Chetwynd's avatar
Chets Chetwynd

Amazing

5
Monzo has completely changed the face of banking and current accounts! Would highly recommend it and have done in the past! Reviewed on: 12th November 2019
Damian Burman's avatar
Damian Burman

Great features

5
Has the prepaid card before the official launch as a bank. Perfect then and even better now. Reviewed on: 12th November 2019
Adam Devey's avatar
Adam Devey

So glad I switched

5
A bank that listens to it’s customers and cares about the end user experience. Awesome! Reviewed on: 12th November 2019
Kit's avatar
Kit

Good company very reliable

5
I had a grrat expiroence good service Reviewed on: 12th November 2019
Lunga Gumede's avatar
Lunga Gumede

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo

  • Under 16s account

    from Monzo 4.97 from 944 reviews
    Monzo

  • Flex Purchase credit card

    from Monzo 4.97 from 3171 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill