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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Stress free banking

I’ve been a Monzo customer since their early days. After having a difficulty time with HSBC over the years switching was an easy decision. Every bank should work like Monzo, it’s hassle free, great customer service and I can clearly keep track of my finances without stupid key cards. Definitely the future of banking. Reviewed on: 13th November 2019

Revolutionary personal banking experience

Monzo has transformed the way I bank, challenging so many of the antiquated practices of highstreet banks which have felt at odds for some time with our technology enabled 24hour/7day lifestyle. Reviewed on: 13th November 2019

Monzo is amazing

The best bank I’ve ever had - love them! Reviewed on: 13th November 2019

Everything a bank should do

Perfect bank for the people... everything made clear... no hidden charges... easy to use. Reviewed on: 13th November 2019

I just love it

I just love it because it’s looking good and working good at the same time. Reviewed on: 13th November 2019

Easy to Use

I use monzo for budgeting my money Reviewed on: 12th November 2019

Easy to understand and it makes me enjoy thinking about money!

Monzo has not only made understanding my finances easier but has also made saving money an enjoyable experience due to how easy it is. Their service is quick and accessible and my partner and I have completely moved our shared finances over to a joint account, it makes keeping track of our financial lives so much easier Reviewed on: 12th November 2019

Just amazing

Amazing bank in all aspects . Never had an issue Reviewed on: 12th November 2019

Best budget Tool, and it's a bank!

This app that I downloaded 3 years ago is so much more than a Bank! It's customer service is next to none. It's a budgeting tool that shows you exactly what you spend, where you spend it and puts it into categories! It's helped me visualise the areas that I spent far to much on and enabled me to save for the important things. You can split bills with your family and your mates at the touch of a button. It's easy to set up a joint account so that bills are split evenly. The cards are bright Coral and are a conversation starter in almost every shop you go to! It's a bank that is so much more and all the big name Banks out there should take a leaf out of Monzo's books because Monzo will Catch up the big Banks sooner than you think! Reviewed on: 12th November 2019

An app that let's you take control

Was with my previous bank for 6 years and had constant problems, with monzo I've had no issues at all, great customer support but could definitely get more staff to relieve waiting times. Reviewed on: 12th November 2019

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