Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

Fantastic Money Management

5
Allows you to properly manage your money. I stopped using a cashback credit card as Monzo helped me save more than I gained in cashback! Great customer service whenver you need them with competitive saving accounts on offer. Couldn't recommend them more. Reviewed on: 13th November 2019
Stuart Riddle's avatar
Stuart Riddle

Fantastic staff

5
Innovative bank, the one to take banking forward and revolutionise the way we manage our finances. Reviewed on: 13th November 2019
Lizzie Cook's avatar
Lizzie Cook

Quality company

5
They are amazing. Great customer services and the app is just so easy to use the customers are all catered for Reviewed on: 13th November 2019
Warren Anthony Jackson's avatar
Warren Anthony Jackson

Best bank available!

5
This is how banking should be done in 2019. Smooth, feature rich app which puts you in control of your money. Reviewed on: 13th November 2019
LiamG's avatar
LiamG

Built on bedrock; keeps getting better

5
I've used Monzo since mid-2017 when it was still prepaid, and it became my main bank when they introduced Current Accounts. After recent changes to the app allowing payments to be made from Pots (and your salary to be automatically sorted each time it's paid in), I'm now in a place where I feel so much more confident in keeping to a budget and managing my money overall. Keep up the great work, Monzo! Reviewed on: 13th November 2019
Alex's avatar
Alex

Game changer!

5
I can finally understand what I’ve been spending all my money on! (Beer mostly) Reviewed on: 13th November 2019
Daniel Pickering's avatar
Daniel Pickering

Not looking back

5
Innovative easy to use and customer focussed ... yes it is a bank! Never looking back Reviewed on: 13th November 2019
Jonas B's avatar
Jonas B

Making money work!

5
No other bank has such a deduction to making money work for everyone. From providing in-app features to help financial management, to committed spending pots to hide away money on payday. Monzo is leagues ahead of the competition and it shows, as legacy banks are scrambling to match Monzo features from years ago (I'm looking at you, card freezing), whilst Monzo continue to innovate. Reviewed on: 13th November 2019
Anthony Lawrence's avatar
Anthony Lawrence

Best bank ever

5
I have been with monzo for almost 3 years now. I have had small issues and questions but every single time they have been dealt with instantly with a friendly voice in the app. I switched fully to the joint account from an account with another legacy bank and will never go back. Reviewed on: 13th November 2019
Monzo User 102's avatar
Monzo User 102

Great bank!

5
Makes banking fun and easy! It’s the future of banking! Reviewed on: 13th November 2019
Charl's avatar
Charl

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill