Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

View other Monzo products

4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3338% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Great

Upfront and honest bank - moving with the times Reviewed on: 12th November 2019

Always reccomending it!

Cant tell people enough about how great it is. Their approach to banking is refreshing amongst all the other banks out there, even with all the other challenger banks. Reviewed on: 12th November 2019

Best bank

Amazing bank I would never go back to another high street bank again Reviewed on: 12th November 2019

Amazing

I was terrible with money. Had Monzo for over a year and it's changed my life! Reviewed on: 12th November 2019

Best. Bank. Ever!

The best bank I have ever been with. I can see everything I'm spending within seconds. The app breaks down everything and even helps me save. Brilliant, keep up the good work. Reviewed on: 12th November 2019

Such a great innovation

In this day in age, Monzo brings banking into the 21st Century with budgeting tools that help to manage money. The app is very well laid out. I highly commend Monzo for what they’ve done. Reviewed on: 12th November 2019

Monzo just makes money easier!

From making my balances available realtime, showing me instant notifications, having a clear and transparent policy regarding overdrafts and lending. The customer support is fantastic and they're quick to respond. Also their transparent policy on how the handle situations when they arise is brilliant at keeping customers informed on the situation and also (if you want) educational on how both Monzo and the banking/card payments industry actually works. Reviewed on: 12th November 2019

forward thinking

I’m confident that Monzo is going global. Reviewed on: 12th November 2019

Awesome

Rethinking and questioning all areas of banking to bring the industry into the modern world Reviewed on: 12th November 2019

Best bank out there!

100% live statement feed (maybe other banks are catching up. I know most aren’t) Early pay. Amazing with tight budgets and young family. Great system with their pots which allow you to break you balance down for bills, savings, holidays etc. Reviewed on: 12th November 2019

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Unizest 2.60 from 2 reviews
Student Current Account
from Halifax 4.67 from 11 reviews
Plus Current Account
from The Cumberland 4.92 from 39 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3171 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub