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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Stress free banking

5
I’ve been a Monzo customer since their early days. After having a difficulty time with HSBC over the years switching was an easy decision. Every bank should work like Monzo, it’s hassle free, great customer service and I can clearly keep track of my finances without stupid key cards. Definitely the future of banking. Reviewed on: 13th November 2019
Harriet's avatar
Harriet

Revolutionary personal banking experience

5
Monzo has transformed the way I bank, challenging so many of the antiquated practices of highstreet banks which have felt at odds for some time with our technology enabled 24hour/7day lifestyle. Reviewed on: 13th November 2019
Caroline Flooks's avatar
Caroline Flooks

Monzo is amazing

5
The best bank I’ve ever had - love them! Reviewed on: 13th November 2019
Emma's avatar
Emma

Everything a bank should do

5
Perfect bank for the people... everything made clear... no hidden charges... easy to use. Reviewed on: 13th November 2019
Lee Johnston's avatar
Lee Johnston

I just love it

5
I just love it because it’s looking good and working good at the same time. Reviewed on: 13th November 2019
Kinga Brodarics's avatar
Kinga Brodarics

Easy to Use

5
I use monzo for budgeting my money Reviewed on: 12th November 2019
Mark Williams's avatar
Mark Williams

Easy to understand and it makes me enjoy thinking about money!

5
Monzo has not only made understanding my finances easier but has also made saving money an enjoyable experience due to how easy it is. Their service is quick and accessible and my partner and I have completely moved our shared finances over to a joint account, it makes keeping track of our financial lives so much easier Reviewed on: 12th November 2019
Ben Davies's avatar
Ben Davies

Just amazing

5
Amazing bank in all aspects . Never had an issue Reviewed on: 12th November 2019
Moguel's avatar
Moguel

Best budget Tool, and it's a bank!

5
This app that I downloaded 3 years ago is so much more than a Bank! It's customer service is next to none. It's a budgeting tool that shows you exactly what you spend, where you spend it and puts it into categories! It's helped me visualise the areas that I spent far to much on and enabled me to save for the important things. You can split bills with your family and your mates at the touch of a button. It's easy to set up a joint account so that bills are split evenly. The cards are bright Coral and are a conversation starter in almost every shop you go to! It's a bank that is so much more and all the big name Banks out there should take a leaf out of Monzo's books because Monzo will Catch up the big Banks sooner than you think! Reviewed on: 12th November 2019
Adam Cliffe's avatar
Adam Cliffe

An app that let's you take control

5
Was with my previous bank for 6 years and had constant problems, with monzo I've had no issues at all, great customer support but could definitely get more staff to relieve waiting times. Reviewed on: 12th November 2019
Eddie's avatar
Eddie

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