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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Bank of today!

5
So wonderful to have a bank that is with the modern times and understands how a modern lifestyle works. The app is friendly and up to date and fits around my lifestyle rather then me having to fit my lifestyle around my bank! Reviewed on: 21st December 2018
callumm's avatar
callumm

Great bank for millennial

5
Just the type of bank I wanted. Quick, efficient and something geared towards new gen people. Reviewed on: 18th December 2018
Saad Mahbub's avatar
Saad Mahbub

Simple app, great service, makes money easy

5
I've used Monzo for 2 years, and it gets better and better. They are quick to respond when you need help, and offer tools that make personal finance easy. 10/10 Reviewed on: 18th December 2018
Fred Morgan's avatar
Fred Morgan

Great Online Bank

5
Who needs branches anymore? Monzo's current account does everything you need through your phone. Reviewed on: 18th December 2018
Ian Fitzgerald's avatar
Ian Fitzgerald

Fantastic bank that delivers great service 100%

5
This bank is amazing, I can instantly see how much money I’ve used through their app, I can create a saving pot and easily pay bill without any trouble. The bank it’s truly a people’s bank, I can control my spending instantly. Reviewed on: 17th December 2018
Samia101's avatar
Samia101

Really refreshing

5
Easy to set up and order a new card - all done in under 10 minutes. An innovative app with truly useful features compliments the best banking experience with live updates every time an action is completed on your account. Credits and debits in real time are notified immediately giving true control over your budget with no shocks from forgotten transactions. I have no hesitation in recommending Monzo. Reviewed on: 17th December 2018
Gerald's avatar
Gerald

Beautiful banking

5
Monzo just works like a dream and now have an interest bearing option which works seamlessly with their current account via the app. A true 21st Century bank! Reviewed on: 17th December 2018
Dave Connor's avatar
Dave Connor

Intelligent

5
monzo current accounts can do things that is so much more intelligent, whether freezing cards, paying friends nearby or splitting bills or the name of the shop and their logo when you buy. The budgeting and then the most important feature pots. Pots really help make sure you keep to your budgets. Reviewed on: 16th December 2018
Gregory's avatar
Gregory

Great customer service

5
Monzo's customer service is second to none. They're very responsive to customer needs and allow you to communicate with them via in-app chat or Twitter DM, rather than forcing you to phone or visit a branch. Their app is great for all purposes. Reviewed on: 15th December 2018
James Gregory-Monk's avatar
James Gregory-Monk

Great banking on my phone

5
Monzo goes the extra distance with all the features they've implemented so far. Letting you know when direct debits are due before they go out and if they've changed. It's a great app already and I look forward to them adding even more features and supporting more banking products. Reviewed on: 13th December 2018
Julian Burgess's avatar
Julian Burgess

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