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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 29th May 2026

21% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Great new bank

Couldn’t be happier with Monzo. Why haven’t the legacy banks cracked onto this? Their loss. Monzo have made banking cool. Reviewed on: 9th December 2018

Not as good as it used to be

Fees creeping in. Overdraft rate clear but poor value. Customer service timing really bad lately. This used to be the best bank going no questions. Reviewed on: 9th December 2018

One of the best challenger banks out there

Free to use, instant transactions, friendly chat, saving pots and budgeting to help with monthly spend. An excellent bank for all! Reviewed on: 9th December 2018

Best banking option

Great customer service A very user friendly, well set and useful app. Amazing fees and international banking Reviewed on: 8th December 2018

I'm actually enjoying banking again

Monzo has helped me get a better grip on my finances and properly understand what banking should be about Reviewed on: 8th December 2018

Brilliant

Instant transaction notifications, integration with Google Pay, spending summaries, pots and budgets are all features that makes my daily life easier Reviewed on: 8th December 2018

Best bank I've used

There are so many things a bank has to get just right and Monzo manages to do all that, and more. I need to emphasise how lovely and welcoming the staff are- and the community- and I have learnt so much by being a customer. I don't think I would be this financially aware or literate without them, and they actively seek to make our experience with them as smooth and amazing as possible. Can't recommend them enough! Reviewed on: 8th December 2018

Excellent bank which shows the others how banking should be

Great bank. Love the spending notifications, free card use abroad, spending insights and their open culture. Reviewed on: 8th December 2018

The future of banking

A brilliant app based banking solution. Streets ahead of legacy banking in terms of their current account. Reviewed on: 8th December 2018

The best bank I've ever used

Easily the best bank in the business. The app is feature rich and it suits my needs perfectly. Reviewed on: 8th December 2018

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