Paid advertisement
Smart Money People Logo
Newsletter

Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
99% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19429)

Monzo are great and their app is amazing

5
Excellent customer service and an amazing app Reviewed on: 12th December 2018

amazing

5
love monzo so much best bank there is in the uk Reviewed on: 11th December 2018

Love the product

5
Easy to use and great features! Much better support compared to legacy banks Reviewed on: 10th December 2018

The bank of the future

5
Monzo is the best bank in the world. They have their customers at the centre of what they do, and they are changing the way we bank. Reviewed on: 10th December 2018

Excellent Modern Bank

5
Fast and fantastic customer service. I've changed the way I manage my money with Monzo. Reviewed on: 10th December 2018

Great current account

5
Monzo are great, the app and customer service are unmatched - I would 100% recommend to anyone Reviewed on: 10th December 2018

Best banking experience I had so far

5
It's the little bits that count, but seeing payments before they happen in your feed, instant notifications, or using features such as Pots or Summary to track my spending gives me a peace of mind I can't get anywhere else. Plus their support is top notch and can resolve any queries I had swiftly and empathetically. Reviewed on: 10th December 2018

Best customer support

5
Disclaimer: I work for Monzo. But I feel strongly, I have to comment. It's remarkable for a bank, but you really feel like Monzo care about you. They have such friendly and knowledgeable support staff, not to mention a great app and helpful features like card freeze and gambling block. They genuinely care about clear communication, helping vulnerable people, fairness and diversity in everything they do. Reviewed on: 10th December 2018

Amazing company, outstanding support.

5
I've been with Monzo as a beta user for quite some time and have not had a single negative thing to say about them. There are the only bank that implement features based on user requests rather than just getting standard features forced upon you. Their customer service is second to none and the community forums are so helpful, I've never known a company like this one. Reviewed on: 10th December 2018

Make life easy

5
Budget planning, savings pots, round up transactions Reviewed on: 9th December 2018

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3188 reviews
    Monzo
  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo
  • Investments

    from Monzo 4.86 from 1147 reviews
    Monzo
    View all products