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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,406 reviews, last reviewed 29th May 2026
21% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026
Axe's avatar
Axe

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19406)

Exceeded expectations

5
Always awesome and always there! Reviewed on: 8th December 2018
Simon's avatar
Simon

Brilliant product

5
Can't fault it. Had a perfect experience from day one. Reviewed on: 8th December 2018
Tommy Long's avatar
Tommy Long

Brilliant

5
Brilliant banking experience - innovative and easy to use - but, most importantly, they listen to their customers. Reviewed on: 8th December 2018
Alexander Bean's avatar
Alexander Bean

Best account there is

5
Monzo have be brilliant for my needs. Seeing every penny that comes in and out of my account instantly is great. The pots feature makes it easy to separate your money, and summary shows you how much you have left to spend once all of your direct debits, standing orders and recurring payments are made. Reviewed on: 8th December 2018
Ben Hodder's avatar
Ben Hodder

Simple Banking

5
Easy and modern banking with a customer centric business model. I should have switched sooner! Reviewed on: 8th December 2018
Broadie03's avatar
Broadie03

Simple, Intuitive, Effective

5
I’ve found Monzo to be very swift when putting nearly anything into action I.e card replacements in foreign countries. The customer service is exceptional and convenient. More to the point, even the big banks have started to copy their ideas. Reviewed on: 8th December 2018
DarkRabbit's avatar
DarkRabbit

Monzo is amazing

5
Monzo has helped change my financial life for the better. Its budgeting and Summary tools have been a game changer for me. Reviewed on: 8th December 2018
Dan Beddows's avatar
Dan Beddows

The future of banking

5
After over a year of use I find Monzo to be exceptional in both features and customer service. They add new useful features on a regular basis and the customer service is second to none. Reviewed on: 8th December 2018
Paul Llewellyn's avatar
Paul Llewellyn

I finally feel in control of my finances

5
Monzo has given me peace of mind. My old bank’s app took ages to login, didn’t show me pending transactions in my main feed, had an out of date available balance & let me go overdrawn without notifying me. Monzo’s live feed (showing upcoming payments too!), live balance & even notifications when upcoming payments will cause me to go overdrawn mean that I can manage my money exactly the way that I want to. The Reviewed on: 8th December 2018
alexs's avatar
alexs

Brilliant

5
Everything just works with Monzo! Reviewed on: 8th December 2018
Mark Newby's avatar
Mark Newby

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