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Monzo: Current account reviews

View other Monzo products
4.93
Based on 19,044 reviews, last reviewed 25th Mar 2026
59400% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Five years later, and I'm still a fan I’ve had a Monzo account for over five years and have experienced various bank accounts in the past. Monzo surpasses all of them; it is incredibly use... Read more Reviewed on: 25th March 2026
Damaris K's avatar
Damaris K

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026
Marius r's avatar
Marius r
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19044)

Pre paid card only

5
Only used the lee paid card so far but it works really well. The app is great and sets the standard for other banks to follow. Looking forward to the current account Reviewed on: 23rd August 2017
Martin Patmore's avatar
Martin Patmore

Can't live without it !!!

5
Perfect for my month to month budget. When it's gone it's gone. Saves me from over spending, check balance and you know what you have left. Have introduced 4 friends to this now, perfect !!!! Reviewed on: 16th August 2017
Sandra Loveday's avatar
Sandra Loveday

A simple stylish way of managing my money

5
I was introduced to Monzo by a friend and I can't thank her enough for it. Monzo has brought banking bang upto date and which is as refreshing as it sounds. It has made such a great difference in allowing me to manage my finances with ease, knowing exactly where my money is going. I could not recommend it enough. Reviewed on: 29th May 2017
Jade England's avatar
Jade England

Great product

5
Superb product with great support and communication to their users. Reviewed on: 8th May 2017
Phil O'Kane's avatar
Phil O'Kane

Super simple and friendly

5
I'm new to Monzo and found the set up and contact since has been fantastic. Great app and outstanding support Reviewed on: 5th April 2017
Lee Cooper's avatar
Lee Cooper

Modern Banking fit for the 21st Century.

5
OK, there not a bank yet, but Monzo has become my default card for spending. I load it with money when I am paid, so I know this money is separate and for spending. The spending Analytics are very good, it helps you keep track of what your spending and where in real time. There are also currently no FX fees so this card is good for spending of non-GBP websites. I like the fact that I get a notification everytime I spend on the card which helps me feel safe and secure knowing where my money is at all times. Reviewed on: 3rd April 2017
Nicholas Greenwood's avatar
Nicholas Greenwood

Revolutionary

5
I've been dissatisfied with my bank for a number of years, but Monzo fits the bill. Great app, so quick to open and receive my card, and I love the in-app budgeting and spending analysis. It's the future, now! Reviewed on: 28th February 2017
James a's avatar
James a

Amazing app based reporting and statements.

5
The android app completely revolutionises how bank statements and shown. Reviewed on: 6th February 2017
Robbie Dyer's avatar
Robbie Dyer

Great idea and on the right path but still a lot of things to do

4
It is so far the best prepaid card I've had Nice app and charts, quick system for top ups... The are a new company with great ideas but still lot's of things to implement and improve (Android is also behind iOS) Keen to see new updates and services this 2017 Reviewed on: 25th January 2017
Alvaro's avatar
Alvaro

Moving Banking Forward

5
The Monzo team are putting in immense effort to bringing UK banking into the future, and it's working! Through slow progress, they are creating a product that is a joy to use and moving the finance industry forward. In doing so making a banking product that is enjoyable and easy to use. Reviewed on: 11th January 2017
Phil O'Kane's avatar
Phil O'Kane

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