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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
99% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Excellent Bank

5
Really love this bank. They offer instant notification and categorisation of transactions, budgeting, savings pots with scheduled deposits and withdrawals, and excellent transaction search. Their customer services have always been first class for me, and I believe Monzo always put their customer first. Outstanding! Reviewed on: 9th December 2018
Rol's avatar
Rol

Simple, quick, transparent

5
The Monzo app provides a great overview of spendings with automatic categorization and optional budgeting tools and is extremely simple to set up. On top of that they don't charge any currency conversion fees and communicate their company goals and roadmap. Reviewed on: 9th December 2018
mps's avatar
mps

Changed the way I bank

5
Signing up was really easy, took less than 5 minutes and card arrived next day. I've also signed for a joint account which was also very simple. The app is good, clearly shows your transaction and helps me budget much better than before. Overall, an excellent experience! Reviewed on: 9th December 2018
Tom's avatar
Tom

Great new bank

5
Couldn’t be happier with Monzo. Why haven’t the legacy banks cracked onto this? Their loss. Monzo have made banking cool. Reviewed on: 9th December 2018
Richard Jones's avatar
Richard Jones

Not as good as it used to be

2
Fees creeping in. Overdraft rate clear but poor value. Customer service timing really bad lately. This used to be the best bank going no questions. Reviewed on: 9th December 2018
Lawrence Ferguson's avatar
Lawrence Ferguson

One of the best challenger banks out there

5
Free to use, instant transactions, friendly chat, saving pots and budgeting to help with monthly spend. An excellent bank for all! Reviewed on: 9th December 2018
Phil's avatar
Phil

Best banking option

5
Great customer service A very user friendly, well set and useful app. Amazing fees and international banking Reviewed on: 8th December 2018
Yon Guijarro's avatar
Yon Guijarro

I'm actually enjoying banking again

5
Monzo has helped me get a better grip on my finances and properly understand what banking should be about Reviewed on: 8th December 2018
SImski's avatar
SImski

Brilliant

5
Instant transaction notifications, integration with Google Pay, spending summaries, pots and budgets are all features that makes my daily life easier Reviewed on: 8th December 2018
Aartappel's avatar
Aartappel

Best bank I've used

5
There are so many things a bank has to get just right and Monzo manages to do all that, and more. I need to emphasise how lovely and welcoming the staff are- and the community- and I have learnt so much by being a customer. I don't think I would be this financially aware or literate without them, and they actively seek to make our experience with them as smooth and amazing as possible. Can't recommend them enough! Reviewed on: 8th December 2018
Evel's avatar
Evel

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