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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 29th May 2026

21% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Amazing app and transparent culture

Monzo is amazing. The app is super slick and they are constantly updating it. This year they have launched gambling block, saving pots, round up, Apple Pay etc. Their community is great, they are the only bank with such a vibrant online and offline community -the recent crowdfund where 36000 investors joined is a testament of the brand loyalty it i stills. Reviewed on: 8th December 2018

Monzo

I've used Revolut, Mozon, Starling, and Monese, Monzo is my favorite. Its user interface is clear and the customer service is fast and nice. All the functions are easy to use. No complaints in general. Some suggestions for Monzo though, as of now they're expanding to become a actual bank, hope they offers travel insurance and other currency accounts in the future. Reviewed on: 8th December 2018

The future of banking

Having tried Monzo and Starling, there's no real competition - especially when it comes to customer focus and community. Monzo is certainly the future of banking. Reviewed on: 8th December 2018

Changed my financial life.

Monzo has changed the way I think about money, the way I budget and sort my finances out. Their transparency and way they deal with customers is second to none. Reviewed on: 8th December 2018

Modern, simple .. and it works

It is refreshing to be able to Bank with somebody that comes with the awful legacy of the past 40+ years! Reviewed on: 8th December 2018

The answer to my prayers!

I was a little anxious about the idea of switching to an app-only current account at first, but have been bawled over by Monzo. Fantastic features which make banking so simple, great personable customer service and a really clear focus on the customer and their needs! The community forum is also really engaging, with feedback being really listened to and informing decisions that drive the bank forward. Can't wait to see what's still to come! Reviewed on: 8th December 2018

Fantastic bank

Monzo is amazing overall. Fantastic product, support, and everything. Reviewed on: 8th December 2018

Transparent and super fast bank!

The way they operate is the best. I have been with at least 10 different banks and Monzo is the absolute best. Go to community.Monzo.com and see for yourself. Open a Monzo account and you'll get £10 for free. Merry Christmas from me! https://monzo.com/referral?code=rfwlkyj Reviewed on: 8th December 2018

Very good

Great banking product for all ages Reviewed on: 8th December 2018

Great account

So easy to set up and use. Keep getting better and listens to users Reviewed on: 8th December 2018

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