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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Amazing company, outstanding support.

5
I've been with Monzo as a beta user for quite some time and have not had a single negative thing to say about them. There are the only bank that implement features based on user requests rather than just getting standard features forced upon you. Their customer service is second to none and the community forums are so helpful, I've never known a company like this one. Reviewed on: 10th December 2018
Jbirdv1's avatar
Jbirdv1

Make life easy

5
Budget planning, savings pots, round up transactions Reviewed on: 9th December 2018
Kieran Ball's avatar
Kieran Ball

Excellent Bank

5
Really love this bank. They offer instant notification and categorisation of transactions, budgeting, savings pots with scheduled deposits and withdrawals, and excellent transaction search. Their customer services have always been first class for me, and I believe Monzo always put their customer first. Outstanding! Reviewed on: 9th December 2018
Rol's avatar
Rol

Simple, quick, transparent

5
The Monzo app provides a great overview of spendings with automatic categorization and optional budgeting tools and is extremely simple to set up. On top of that they don't charge any currency conversion fees and communicate their company goals and roadmap. Reviewed on: 9th December 2018
mps's avatar
mps

Changed the way I bank

5
Signing up was really easy, took less than 5 minutes and card arrived next day. I've also signed for a joint account which was also very simple. The app is good, clearly shows your transaction and helps me budget much better than before. Overall, an excellent experience! Reviewed on: 9th December 2018
Tom's avatar
Tom

Great new bank

5
Couldn’t be happier with Monzo. Why haven’t the legacy banks cracked onto this? Their loss. Monzo have made banking cool. Reviewed on: 9th December 2018
Richard Jones's avatar
Richard Jones

Not as good as it used to be

2
Fees creeping in. Overdraft rate clear but poor value. Customer service timing really bad lately. This used to be the best bank going no questions. Reviewed on: 9th December 2018
Lawrence Ferguson's avatar
Lawrence Ferguson

One of the best challenger banks out there

5
Free to use, instant transactions, friendly chat, saving pots and budgeting to help with monthly spend. An excellent bank for all! Reviewed on: 9th December 2018
Phil's avatar
Phil

Best banking option

5
Great customer service A very user friendly, well set and useful app. Amazing fees and international banking Reviewed on: 8th December 2018
Yon Guijarro's avatar
Yon Guijarro

I'm actually enjoying banking again

5
Monzo has helped me get a better grip on my finances and properly understand what banking should be about Reviewed on: 8th December 2018
SImski's avatar
SImski

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