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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Brilliant

5
Instant transaction notifications, integration with Google Pay, spending summaries, pots and budgets are all features that makes my daily life easier Reviewed on: 8th December 2018
Aartappel's avatar
Aartappel

Best bank I've used

5
There are so many things a bank has to get just right and Monzo manages to do all that, and more. I need to emphasise how lovely and welcoming the staff are- and the community- and I have learnt so much by being a customer. I don't think I would be this financially aware or literate without them, and they actively seek to make our experience with them as smooth and amazing as possible. Can't recommend them enough! Reviewed on: 8th December 2018
Evel's avatar
Evel

Excellent bank which shows the others how banking should be

5
Great bank. Love the spending notifications, free card use abroad, spending insights and their open culture. Reviewed on: 8th December 2018
Sacha's avatar
Sacha

The future of banking

5
A brilliant app based banking solution. Streets ahead of legacy banking in terms of their current account. Reviewed on: 8th December 2018
Dan B's avatar
Dan B

The best bank I've ever used

5
Easily the best bank in the business. The app is feature rich and it suits my needs perfectly. Reviewed on: 8th December 2018
Codf's avatar
Codf

Exceeded expectations

5
Always awesome and always there! Reviewed on: 8th December 2018
Simon's avatar
Simon

Brilliant product

5
Can't fault it. Had a perfect experience from day one. Reviewed on: 8th December 2018
Tommy Long's avatar
Tommy Long

Brilliant

5
Brilliant banking experience - innovative and easy to use - but, most importantly, they listen to their customers. Reviewed on: 8th December 2018
Alexander Bean's avatar
Alexander Bean

Best account there is

5
Monzo have be brilliant for my needs. Seeing every penny that comes in and out of my account instantly is great. The pots feature makes it easy to separate your money, and summary shows you how much you have left to spend once all of your direct debits, standing orders and recurring payments are made. Reviewed on: 8th December 2018
Ben Hodder's avatar
Ben Hodder

Simple Banking

5
Easy and modern banking with a customer centric business model. I should have switched sooner! Reviewed on: 8th December 2018
Broadie03's avatar
Broadie03

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