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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 29th May 2026

21% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Peace of mind over your finances

great to see real time notifications of how much I spend, what I spend on , where I spend it, so I can take control of my finances Reviewed on: 8th December 2018

A breath of fresh air

An outstanding service for my financial needs. With just a few additions (which are on the horizon) this will be perfect. Reviewed on: 8th December 2018

A 'bank' that cares

Nothing but good things to say about the company. Long may they be successful and I hope they stick to their principles of putting the customer first. Reviewed on: 8th December 2018

Perfect

Monzo is a perfect current account: instant notifications, visibility of my spending, summary, fast support, etc. Reviewed on: 8th December 2018

A bank with a difference

It feel like a bank so different to what’s out there. They truly do care and seem to have passionate staff. Reviewed on: 8th December 2018

Best bank account

Monzo really are a customer service driven bank account. They add features all the time which are really useful and their customer service team are friendly. Reviewed on: 8th December 2018

Best current account on the market

So many cool and useful features to make managing finances easier Reviewed on: 8th December 2018

Monzo beats every other bank hands down

Free international usage and withdrawals, tracks all your purchases, separate pots of money with rounding to help you save, all kinds of diy features to limit your spend and classic add ons like overdraft- all done via app. Best bank I've ever had. Reviewed on: 8th December 2018

Amazing bank

I love this bank, transactions are processed in real time, even the foreigners one, so I know how much I’m expending. No more street banks Reviewed on: 8th December 2018

Fantastic bank

Really enjoy all the new features that these guys have bought to the banking market to bring banking into the 21st century Reviewed on: 8th December 2018

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