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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
99% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Excellent bank which shows the others how banking should be

5
Great bank. Love the spending notifications, free card use abroad, spending insights and their open culture. Reviewed on: 8th December 2018
Sacha's avatar
Sacha

The future of banking

5
A brilliant app based banking solution. Streets ahead of legacy banking in terms of their current account. Reviewed on: 8th December 2018
Dan B's avatar
Dan B

The best bank I've ever used

5
Easily the best bank in the business. The app is feature rich and it suits my needs perfectly. Reviewed on: 8th December 2018
Codf's avatar
Codf

Exceeded expectations

5
Always awesome and always there! Reviewed on: 8th December 2018
Simon's avatar
Simon

Brilliant product

5
Can't fault it. Had a perfect experience from day one. Reviewed on: 8th December 2018
Tommy Long's avatar
Tommy Long

Brilliant

5
Brilliant banking experience - innovative and easy to use - but, most importantly, they listen to their customers. Reviewed on: 8th December 2018
Alexander Bean's avatar
Alexander Bean

Best account there is

5
Monzo have be brilliant for my needs. Seeing every penny that comes in and out of my account instantly is great. The pots feature makes it easy to separate your money, and summary shows you how much you have left to spend once all of your direct debits, standing orders and recurring payments are made. Reviewed on: 8th December 2018
Ben Hodder's avatar
Ben Hodder

Simple Banking

5
Easy and modern banking with a customer centric business model. I should have switched sooner! Reviewed on: 8th December 2018
Broadie03's avatar
Broadie03

Simple, Intuitive, Effective

5
I’ve found Monzo to be very swift when putting nearly anything into action I.e card replacements in foreign countries. The customer service is exceptional and convenient. More to the point, even the big banks have started to copy their ideas. Reviewed on: 8th December 2018
DarkRabbit's avatar
DarkRabbit

Monzo is amazing

5
Monzo has helped change my financial life for the better. Its budgeting and Summary tools have been a game changer for me. Reviewed on: 8th December 2018
Dan Beddows's avatar
Dan Beddows

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