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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 29th May 2026

21% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

The way banking should be

For years I was waiting for a bank that was easy to track finances and offered budgeting tools within one account. For years I was waiting for cards that would allow me to spend GBP abroad easily and efficiently. I’ve been frustrated at traditional banks for not catching up with technology (with obvious reasons like security and regulation etc.). But Monzo finally operates the way millenials expect a bank to work and is fit for purpose in the 21st century. Reviewed on: 7th December 2018

Inventive, relevant banking for the modern day

I insist that all my friends join Reviewed on: 7th December 2018

Amazing

Love Monzo Bank so much better than main Street banks and far superior to starling bank Reviewed on: 7th December 2018

I love Monzo

Best bank I've ever had. No problems at all yet. Insanely fast customer service. I switched from starling because I kept having problems and starlings customer service is non existent. So happy I changed to Monzo Reviewed on: 7th December 2018

Amazing and innovative

Great customer service with a great in app UI. Amazing for travelling too Reviewed on: 7th December 2018

Amazing app, brilliant customer service

Transparent, massive online community, slick product. Reviewed on: 7th December 2018

Innovative and helpful

The management of finances is simple yet has many features. More importantly, they encourage and design to user feedback, which is severely lacking from other traditional banks. Also, as a technology enthusiast, the integration with IFTTT is great. Reviewed on: 7th December 2018

I want to marry Monzo

Everything is great about Monzo: the way it gives me control over my money, visualise where it goes, and allow me to save it in pots where I can't spend it right away. I only wish they had a Business account. Reviewed on: 7th December 2018

Game Changer

Since using Monzo it has completely changed the way I think about banking. They are definitely on to something amazing, for that reason they deserve this award. Reviewed on: 7th December 2018

Powerful, safe, reliable

The Monzo app is super powerful, and at the same time easy to use – I never need to dig around for something like I often do in other apps. Customer support is impeccable: they always answered promptly to any query I had and were truly helpful, unlike every other customer support out there that just spews out prefabricated answers. Reviewed on: 7th December 2018

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