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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Simple, Intuitive, Effective

5
I’ve found Monzo to be very swift when putting nearly anything into action I.e card replacements in foreign countries. The customer service is exceptional and convenient. More to the point, even the big banks have started to copy their ideas. Reviewed on: 8th December 2018
DarkRabbit's avatar
DarkRabbit

Monzo is amazing

5
Monzo has helped change my financial life for the better. Its budgeting and Summary tools have been a game changer for me. Reviewed on: 8th December 2018
Dan Beddows's avatar
Dan Beddows

The future of banking

5
After over a year of use I find Monzo to be exceptional in both features and customer service. They add new useful features on a regular basis and the customer service is second to none. Reviewed on: 8th December 2018
Paul Llewellyn's avatar
Paul Llewellyn

I finally feel in control of my finances

5
Monzo has given me peace of mind. My old bank’s app took ages to login, didn’t show me pending transactions in my main feed, had an out of date available balance & let me go overdrawn without notifying me. Monzo’s live feed (showing upcoming payments too!), live balance & even notifications when upcoming payments will cause me to go overdrawn mean that I can manage my money exactly the way that I want to. The Reviewed on: 8th December 2018
alexs's avatar
alexs

Brilliant

5
Everything just works with Monzo! Reviewed on: 8th December 2018
Mark Newby's avatar
Mark Newby

Amazing app and transparent culture

5
Monzo is amazing. The app is super slick and they are constantly updating it. This year they have launched gambling block, saving pots, round up, Apple Pay etc. Their community is great, they are the only bank with such a vibrant online and offline community -the recent crowdfund where 36000 investors joined is a testament of the brand loyalty it i stills. Reviewed on: 8th December 2018
Mike s's avatar
Mike s

Monzo

5
I've used Revolut, Mozon, Starling, and Monese, Monzo is my favorite. Its user interface is clear and the customer service is fast and nice. All the functions are easy to use. No complaints in general. Some suggestions for Monzo though, as of now they're expanding to become a actual bank, hope they offers travel insurance and other currency accounts in the future. Reviewed on: 8th December 2018
Shu Yu Lin's avatar
Shu Yu Lin

The future of banking

5
Having tried Monzo and Starling, there's no real competition - especially when it comes to customer focus and community. Monzo is certainly the future of banking. Reviewed on: 8th December 2018
Will Scott's avatar
Will Scott

Changed my financial life.

5
Monzo has changed the way I think about money, the way I budget and sort my finances out. Their transparency and way they deal with customers is second to none. Reviewed on: 8th December 2018
adztaylor's avatar
adztaylor

Modern, simple .. and it works

5
It is refreshing to be able to Bank with somebody that comes with the awful legacy of the past 40+ years! Reviewed on: 8th December 2018
Graham's avatar
Graham

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