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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
99% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

The future of banking

5
After over a year of use I find Monzo to be exceptional in both features and customer service. They add new useful features on a regular basis and the customer service is second to none. Reviewed on: 8th December 2018
Paul Llewellyn's avatar
Paul Llewellyn

I finally feel in control of my finances

5
Monzo has given me peace of mind. My old bank’s app took ages to login, didn’t show me pending transactions in my main feed, had an out of date available balance & let me go overdrawn without notifying me. Monzo’s live feed (showing upcoming payments too!), live balance & even notifications when upcoming payments will cause me to go overdrawn mean that I can manage my money exactly the way that I want to. The Reviewed on: 8th December 2018
alexs's avatar
alexs

Brilliant

5
Everything just works with Monzo! Reviewed on: 8th December 2018
Mark Newby's avatar
Mark Newby

Amazing app and transparent culture

5
Monzo is amazing. The app is super slick and they are constantly updating it. This year they have launched gambling block, saving pots, round up, Apple Pay etc. Their community is great, they are the only bank with such a vibrant online and offline community -the recent crowdfund where 36000 investors joined is a testament of the brand loyalty it i stills. Reviewed on: 8th December 2018
Mike s's avatar
Mike s

Monzo

5
I've used Revolut, Mozon, Starling, and Monese, Monzo is my favorite. Its user interface is clear and the customer service is fast and nice. All the functions are easy to use. No complaints in general. Some suggestions for Monzo though, as of now they're expanding to become a actual bank, hope they offers travel insurance and other currency accounts in the future. Reviewed on: 8th December 2018
Shu Yu Lin's avatar
Shu Yu Lin

The future of banking

5
Having tried Monzo and Starling, there's no real competition - especially when it comes to customer focus and community. Monzo is certainly the future of banking. Reviewed on: 8th December 2018
Will Scott's avatar
Will Scott

Changed my financial life.

5
Monzo has changed the way I think about money, the way I budget and sort my finances out. Their transparency and way they deal with customers is second to none. Reviewed on: 8th December 2018
adztaylor's avatar
adztaylor

Modern, simple .. and it works

5
It is refreshing to be able to Bank with somebody that comes with the awful legacy of the past 40+ years! Reviewed on: 8th December 2018
Graham's avatar
Graham

The answer to my prayers!

5
I was a little anxious about the idea of switching to an app-only current account at first, but have been bawled over by Monzo. Fantastic features which make banking so simple, great personable customer service and a really clear focus on the customer and their needs! The community forum is also really engaging, with feedback being really listened to and informing decisions that drive the bank forward. Can't wait to see what's still to come! Reviewed on: 8th December 2018
Matt's avatar
Matt

Fantastic bank

5
Monzo is amazing overall. Fantastic product, support, and everything. Reviewed on: 8th December 2018
Jake's avatar
Jake

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