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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
99% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Transparent and super fast bank!

5
The way they operate is the best. I have been with at least 10 different banks and Monzo is the absolute best. Go to community.Monzo.com and see for yourself. Open a Monzo account and you'll get £10 for free. Merry Christmas from me! https://monzo.com/referral?code=rfwlkyj Reviewed on: 8th December 2018
Matthew Heald's avatar
Matthew Heald

Very good

5
Great banking product for all ages Reviewed on: 8th December 2018
Joe Mitchell's avatar
Joe Mitchell

Great account

5
So easy to set up and use. Keep getting better and listens to users Reviewed on: 8th December 2018
Saul Gaunt's avatar
Saul Gaunt

Peace of mind over your finances

5
great to see real time notifications of how much I spend, what I spend on , where I spend it, so I can take control of my finances Reviewed on: 8th December 2018
Ian Silversides's avatar
Ian Silversides

A breath of fresh air

5
An outstanding service for my financial needs. With just a few additions (which are on the horizon) this will be perfect. Reviewed on: 8th December 2018
David Walton's avatar
David Walton

A 'bank' that cares

5
Nothing but good things to say about the company. Long may they be successful and I hope they stick to their principles of putting the customer first. Reviewed on: 8th December 2018
Bradley's avatar
Bradley

Perfect

5
Monzo is a perfect current account: instant notifications, visibility of my spending, summary, fast support, etc. Reviewed on: 8th December 2018
tksjfhdk's avatar
tksjfhdk

A bank with a difference

5
It feel like a bank so different to what’s out there. They truly do care and seem to have passionate staff. Reviewed on: 8th December 2018
Rich's avatar
Rich

Best bank account

5
Monzo really are a customer service driven bank account. They add features all the time which are really useful and their customer service team are friendly. Reviewed on: 8th December 2018
Joe Burns's avatar
Joe Burns

Best current account on the market

5
So many cool and useful features to make managing finances easier Reviewed on: 8th December 2018
Mike Oliver's avatar
Mike Oliver

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