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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

The answer to my prayers!

5
I was a little anxious about the idea of switching to an app-only current account at first, but have been bawled over by Monzo. Fantastic features which make banking so simple, great personable customer service and a really clear focus on the customer and their needs! The community forum is also really engaging, with feedback being really listened to and informing decisions that drive the bank forward. Can't wait to see what's still to come! Reviewed on: 8th December 2018
Matt's avatar
Matt

Fantastic bank

5
Monzo is amazing overall. Fantastic product, support, and everything. Reviewed on: 8th December 2018
Jake's avatar
Jake

Transparent and super fast bank!

5
The way they operate is the best. I have been with at least 10 different banks and Monzo is the absolute best. Go to community.Monzo.com and see for yourself. Open a Monzo account and you'll get £10 for free. Merry Christmas from me! https://monzo.com/referral?code=rfwlkyj Reviewed on: 8th December 2018
Matthew Heald's avatar
Matthew Heald

Very good

5
Great banking product for all ages Reviewed on: 8th December 2018
Joe Mitchell's avatar
Joe Mitchell

Great account

5
So easy to set up and use. Keep getting better and listens to users Reviewed on: 8th December 2018
Saul Gaunt's avatar
Saul Gaunt

Peace of mind over your finances

5
great to see real time notifications of how much I spend, what I spend on , where I spend it, so I can take control of my finances Reviewed on: 8th December 2018
Ian Silversides's avatar
Ian Silversides

A breath of fresh air

5
An outstanding service for my financial needs. With just a few additions (which are on the horizon) this will be perfect. Reviewed on: 8th December 2018
David Walton's avatar
David Walton

A 'bank' that cares

5
Nothing but good things to say about the company. Long may they be successful and I hope they stick to their principles of putting the customer first. Reviewed on: 8th December 2018
Bradley's avatar
Bradley

Perfect

5
Monzo is a perfect current account: instant notifications, visibility of my spending, summary, fast support, etc. Reviewed on: 8th December 2018
tksjfhdk's avatar
tksjfhdk

A bank with a difference

5
It feel like a bank so different to what’s out there. They truly do care and seem to have passionate staff. Reviewed on: 8th December 2018
Rich's avatar
Rich

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