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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19408 reviews)

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4.85

Based on 19,406 reviews, last reviewed 29th May 2026

21% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Banking Done Right

With their exceptional customer service Monzo are not just another bank and don’t do the ‘High Street’. Everything money and everything with your account is all in your pocket on your phone. Monzo is not just another bank. Monzo is a bank built for the 21st century and the future. Reviewed on: 30th November 2018

Best so far

I have experienced the best digital banking in the world, really proud of you guys Reviewed on: 30th November 2018

Great Bank

Listens to customers, really friendly customer support via chat, down-to-earth management. Exactly what you don't expect from a bank. Reviewed on: 30th November 2018

Love Monzo!

Before using Monzo I'd never really considered that my previous banking app was lacking - I was so wrong. I love the instantaneous balance updates, the money pots are great, as are the spending projections and the travel money feature. Reviewed on: 30th November 2018

A current which is moving with the times!

Since the launch of the current account, Monzo has been developing and implementing create features such as savings pots that roundup spending when using the Monzo card etc. The bank is also transparent about pricing as well as keeping customers up to date on what features it is developing for the near future. Customer service has been great, albeit they do take slightly longer to respond but I assume that is largely down to taking on a large number of new customers in a short space of time. Reviewed on: 30th November 2018

Best BANK hands down.

No competition to compare with. Best bank I've used. Never again with high Street banks. Reviewed on: 29th November 2018

The best Bank ever

I just love it. It's best app, not like high street bank. Reviewed on: 29th November 2018

Amazing Bank!

Wonderful customer service, who speak to you like a friend, and make you completely at ease. Tone of voice completely different to the corporate and formalised tone of other banking services. Reviewed on: 29th November 2018

Awesome app!

By far the best mobile banking app, Monzo has come a long way and is my go to for daily purchases Reviewed on: 28th November 2018

Best bank I've ever used

Monzo are the best bank I've ever used. Their customer support is top notch, the app is well thought out and very responsive. They listen to customer feedback and implement new features regularly that put other Banks to shame. It's weird how all the old legacy Banks are just now implementing features monzo have had for ages in an attempt to keep their customers! Reviewed on: 27th November 2018

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