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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
99% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Monzo beats every other bank hands down

5
Free international usage and withdrawals, tracks all your purchases, separate pots of money with rounding to help you save, all kinds of diy features to limit your spend and classic add ons like overdraft- all done via app. Best bank I've ever had. Reviewed on: 8th December 2018
KW's avatar
KW

Amazing bank

5
I love this bank, transactions are processed in real time, even the foreigners one, so I know how much I’m expending. No more street banks Reviewed on: 8th December 2018
Jeferson Torres's avatar
Jeferson Torres

Fantastic bank

5
Really enjoy all the new features that these guys have bought to the banking market to bring banking into the 21st century Reviewed on: 8th December 2018
GameOverRob's avatar
GameOverRob

The way banking should be

5
For years I was waiting for a bank that was easy to track finances and offered budgeting tools within one account. For years I was waiting for cards that would allow me to spend GBP abroad easily and efficiently. I’ve been frustrated at traditional banks for not catching up with technology (with obvious reasons like security and regulation etc.). But Monzo finally operates the way millenials expect a bank to work and is fit for purpose in the 21st century. Reviewed on: 7th December 2018
anon's avatar
anon

Inventive, relevant banking for the modern day

5
I insist that all my friends join Reviewed on: 7th December 2018
James Henry's avatar
James Henry

Amazing

5
Love Monzo Bank so much better than main Street banks and far superior to starling bank Reviewed on: 7th December 2018
Ryan Dunn's avatar
Ryan Dunn

I love Monzo

5
Best bank I've ever had. No problems at all yet. Insanely fast customer service. I switched from starling because I kept having problems and starlings customer service is non existent. So happy I changed to Monzo Reviewed on: 7th December 2018
Ryan Dunn's avatar
Ryan Dunn

Amazing and innovative

4
Great customer service with a great in app UI. Amazing for travelling too Reviewed on: 7th December 2018
Ian Hell's avatar
Ian Hell

Amazing app, brilliant customer service

5
Transparent, massive online community, slick product. Reviewed on: 7th December 2018
James's avatar
James

Innovative and helpful

5
The management of finances is simple yet has many features. More importantly, they encourage and design to user feedback, which is severely lacking from other traditional banks. Also, as a technology enthusiast, the integration with IFTTT is great. Reviewed on: 7th December 2018
AlanB's avatar
AlanB

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