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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best bank account

5
Monzo really are a customer service driven bank account. They add features all the time which are really useful and their customer service team are friendly. Reviewed on: 8th December 2018
Joe Burns's avatar
Joe Burns

Best current account on the market

5
So many cool and useful features to make managing finances easier Reviewed on: 8th December 2018
Mike Oliver's avatar
Mike Oliver

Monzo beats every other bank hands down

5
Free international usage and withdrawals, tracks all your purchases, separate pots of money with rounding to help you save, all kinds of diy features to limit your spend and classic add ons like overdraft- all done via app. Best bank I've ever had. Reviewed on: 8th December 2018
KW's avatar
KW

Amazing bank

5
I love this bank, transactions are processed in real time, even the foreigners one, so I know how much I’m expending. No more street banks Reviewed on: 8th December 2018
Jeferson Torres's avatar
Jeferson Torres

Fantastic bank

5
Really enjoy all the new features that these guys have bought to the banking market to bring banking into the 21st century Reviewed on: 8th December 2018
GameOverRob's avatar
GameOverRob

The way banking should be

5
For years I was waiting for a bank that was easy to track finances and offered budgeting tools within one account. For years I was waiting for cards that would allow me to spend GBP abroad easily and efficiently. I’ve been frustrated at traditional banks for not catching up with technology (with obvious reasons like security and regulation etc.). But Monzo finally operates the way millenials expect a bank to work and is fit for purpose in the 21st century. Reviewed on: 7th December 2018
anon's avatar
anon

Inventive, relevant banking for the modern day

5
I insist that all my friends join Reviewed on: 7th December 2018
James Henry's avatar
James Henry

Amazing

5
Love Monzo Bank so much better than main Street banks and far superior to starling bank Reviewed on: 7th December 2018
Ryan Dunn's avatar
Ryan Dunn

I love Monzo

5
Best bank I've ever had. No problems at all yet. Insanely fast customer service. I switched from starling because I kept having problems and starlings customer service is non existent. So happy I changed to Monzo Reviewed on: 7th December 2018
Ryan Dunn's avatar
Ryan Dunn

Amazing and innovative

4
Great customer service with a great in app UI. Amazing for travelling too Reviewed on: 7th December 2018
Ian Hell's avatar
Ian Hell

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