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Monzo: Current account reviews

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4.93
Based on 19,084 reviews, last reviewed 26th Mar 2026
60700% increase in 5 star reviews
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1000% increase in 1 star reviews
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Latest highest rating:

5

I have everything with Monzo, perfect! I have everything with Monzo: personal and joint accounts, kids accounts, pension, savings accounts, a loan, investments & savings and more.Never has ... Read more Reviewed on: 26th March 2026
Ben L's avatar
Ben L

Latest lowest rating:

2

Not happy with service They never approve me for a benefits account. Reviewed on: 26th March 2026
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Osama
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19084)

Impressive

4
Been using Monzo now for 12 months , some great features that are always expanding and improving, some changes led by listening to their customers. Instant real time notifications of your spend to your phone, great free from fees MasterCard FX rates on your holiday spend, evolving budgeting facilities on your phone , learn what you spend your money on, where you spend it , how often you spend it - thats the way to get some control over your finances Reviewed on: 7th December 2016
ian silversides's avatar
ian silversides

Really like it

4
I've used my monzo card for a while now, and i actually really like it. The app just makes using, topping up, and seeing my transactions almost fun. I use this card for specific nonessential spending purposes, but i feel like i've got a better handle on how much and where I'm spending with it. if it's anything like this, i'll jump at their current account when it comes out! Reviewed on: 21st November 2016
Jeff's avatar
Jeff

Quick and Sleak

5
Signed up to see what all the hype was about, my card was expected to be delivered today, I received it on Saturday so delivery was fast and efficient. It was really simple to set up, all it took was entering the card details and the pin was text. The app is minimal and easy to use, i was shocked at how fast it picked up payments. I bought some drinks at the bar, the app had notified me of the charges before i even got back to my seats. Very Fast. It logs the retailer, the location of the transaction and correctly categorises the transaction. You can add notes and the receipt to the transaction so you can keep track of what was purchased. Reviewed on: 4th April 2016
Richard Turnbull's avatar
Richard Turnbull

Interesting concept

4
Downloaded the app when I got access to the Mondo beta. Had lots of trouble signing up, it rejected my email about several times before I actually managed to progress, then it just dumps you at a "wait in the queue" screen which isn't exactly the sleekest sign-up. Once I did get to the front of the queue, my card came quickly, and despite having to load it with £100 which seems like a lot - the card is actually almost "fun" to use - like the notifications, and the "you've spent £XX today" features. Wait with baited breath to see where they go with their current account... Reviewed on: 23rd March 2016
Jeff's avatar
Jeff

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