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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19408 reviews)

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4.85

Based on 19,406 reviews, last reviewed 29th May 2026

21% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Like a high street bank, but way easier

The range of products and savings accounts may not be quite the same level yet, but the customer service is incredible and everything is instant. I've fully moved over from Lloyds to Monzo for day to day banking, just keeping my heritage account open for the benefits Reviewed on: 26th November 2018

Clean, elegant and damn works

Monzo works wonderfully well, and even where they don't, they are clear about how they are improving and their overall goal of making money easier to understand Reviewed on: 26th November 2018

Refreshing no nonsense bank

Started off with the Monzo prepay card to use on holiday, now have the current account debit card. The app is brilliant! Mislaid your card, no problem, just go on the app and freeze it. Find your card, unfreeze it on the app. Get the MasterCard currency exchange rate which is great! I love this bank and it’s app. Reviewed on: 24th November 2018

Best bank

So much better than a traditional banking experience Reviewed on: 24th November 2018

Good bank

I'm whery happy whet monzo good bank Reviewed on: 23rd November 2018

Great Account

Great Account, helpful for working out your finances. Useble on Apple pay. Fast transfers. Just great all around. A smart saving out scheme of you want it. Very useful Reviewed on: 23rd November 2018

First Class

Great service - new breed of bank Reviewed on: 23rd November 2018

Banking excellence

Free, easy to use. Really good extra features - budgeting, saving, etc. Reviewed on: 23rd November 2018

Easy to use, stylish with great features

I have switched everything to Monzo, as it's so easy to view Direct debits, arrange budgeting, even send international payments and now earn interest! Reviewed on: 23rd November 2018

Wow .... such a refreshing change in experience from the normal "high street" banks

I dont think i could ever go back to the older way of banking Reviewed on: 23rd November 2018

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