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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19408 reviews)

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4.85

Based on 19,408 reviews, last reviewed 29th May 2026

21% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Easy to use, stylish with great features

I have switched everything to Monzo, as it's so easy to view Direct debits, arrange budgeting, even send international payments and now earn interest! Reviewed on: 23rd November 2018

Wow .... such a refreshing change in experience from the normal "high street" banks

I dont think i could ever go back to the older way of banking Reviewed on: 23rd November 2018

Nice app for banking

Easy to open. Free ATM card, no monthly fees. All good Reviewed on: 23rd November 2018

Super Bank

The best bank online in Europe. Reviewed on: 22nd November 2018

Budgeting made easy

I’m new to Monzo, but with the app separating and analysing my spending and getting notifications as I spend, it’s made managing my money so much easier Reviewed on: 22nd November 2018

Monzo has changed the way i handle my money

I’ve been a Monzo user for about three years, since the BETA prepaid. I’ve also been a customer of the older banks such as Barclays, and Lloyd’s. I’ve very happy to say that Monzo has changed the way I view money, and the way I handle it. It gives me a broad insight of all my incoming and outgoings, notifications of if I will ever run out of money, it even tells me to put money into my account so I don’t go overdrawn, (whereas with the older banks, the only notification I would get was a letter in the post with an £8 charge!) It lets me categorise my spendings, set up instant payments, direct debits and standing orders. And the customer service is just brilliant. Keep it up Monzo. Reviewed on: 22nd November 2018

Great bank making great features

Easy to use app. Notifications give you confidence that your money is safe (as you would know if someone was spending your money!). They continue to create great features like pots and bill splitting. Paying people is really easy - using a mobile number or nearby friends. Reviewed on: 21st November 2018

Monzo

Monzo good bank acaunt very good Reviewed on: 21st November 2018

Forging the way forward for banking.

Monzo is setting the standard currently. While the old school banks are starting to catch up, most notably Barclays as their app is the best of the traditional banks, I see Monzo still innovating faster. Reviewed on: 21st November 2018

Exciting challenger bank that just works!

Clean, fresh interface. A banking app which simply just works, and very well at that! Able to keep track of spending with instant transaction notifications as well as purchases and income. Enables me to bank efficiently and at a glance. Reviewed on: 21st November 2018

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