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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
99% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Amazing Bank!

5
Wonderful customer service, who speak to you like a friend, and make you completely at ease. Tone of voice completely different to the corporate and formalised tone of other banking services. Reviewed on: 29th November 2018
camy_93's avatar
camy_93

Awesome app!

5
By far the best mobile banking app, Monzo has come a long way and is my go to for daily purchases Reviewed on: 28th November 2018
Michael Jason's avatar
Michael Jason

Best bank I've ever used

5
Monzo are the best bank I've ever used. Their customer support is top notch, the app is well thought out and very responsive. They listen to customer feedback and implement new features regularly that put other Banks to shame. It's weird how all the old legacy Banks are just now implementing features monzo have had for ages in an attempt to keep their customers! Reviewed on: 27th November 2018
Joshua Doades's avatar
Joshua Doades

Like a high street bank, but way easier

5
The range of products and savings accounts may not be quite the same level yet, but the customer service is incredible and everything is instant. I've fully moved over from Lloyds to Monzo for day to day banking, just keeping my heritage account open for the benefits Reviewed on: 26th November 2018
Sam's avatar
Sam

Clean, elegant and damn works

5
Monzo works wonderfully well, and even where they don't, they are clear about how they are improving and their overall goal of making money easier to understand Reviewed on: 26th November 2018
Joe's avatar
Joe

Refreshing no nonsense bank

5
Started off with the Monzo prepay card to use on holiday, now have the current account debit card. The app is brilliant! Mislaid your card, no problem, just go on the app and freeze it. Find your card, unfreeze it on the app. Get the MasterCard currency exchange rate which is great! I love this bank and it’s app. Reviewed on: 24th November 2018
Hazel Bayliss's avatar
Hazel Bayliss

Best bank

5
So much better than a traditional banking experience Reviewed on: 24th November 2018
Max C's avatar
Max C

Good bank

5
I'm whery happy whet monzo good bank Reviewed on: 23rd November 2018
Corina Cory's avatar
Corina Cory

Great Account

5
Great Account, helpful for working out your finances. Useble on Apple pay. Fast transfers. Just great all around. A smart saving out scheme of you want it. Very useful Reviewed on: 23rd November 2018
Emmanuel Palmer's avatar
Emmanuel Palmer

First Class

5
Great service - new breed of bank Reviewed on: 23rd November 2018
Paul Mollitt's avatar
Paul Mollitt

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