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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19408 reviews)

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4.85

Based on 19,408 reviews, last reviewed 29th May 2026

24% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Fabulous

Best banking services I have experienced absolutely brilliant very easy to open and does everything and more than the traditional high street banks do. Reviewed on: 21st November 2018

Monzo for students

Monzo is such a convenient new-style of banking! They respond very quickly, usually within hours to any emergencies and have a very user friendly app. Reviewed on: 21st November 2018

Really easy to use and amazing customer service

Would definite recommend . Especially useful for travels outside of the UK Reviewed on: 21st November 2018

Greatest banking experience

I’ve use Monzo for a long while and there the best I’ve ever had the card is versatile and I love that is compatible with Apple Pay that’s a bonus is just like a real banking experience I just love it Reviewed on: 20th November 2018

Simply the best.

It allows simple use and great benefits, all my friends has one. Banking made simple.... Reviewed on: 20th November 2018

Its brilliant

This bank is probably the best bank i think they should try open up branches thats all thats missing other than that it is brilliant Reviewed on: 20th November 2018

Simple easy and amazing

Very easy to use, shows your spending especially good for budgeting overall and excellent amazing account Reviewed on: 20th November 2018

simple yet very effective

love this app simple, elegant, and very effective Reviewed on: 20th November 2018

Amazing

Monzo is the simplest digital bank to use!! Reviewed on: 20th November 2018

Easy and helpful

Fantastic bank and it’s free I would recommend to my friends and family Reviewed on: 20th November 2018

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