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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19408 reviews)

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4.85

Based on 19,408 reviews, last reviewed 29th May 2026

24% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Monzo best banking ever

I have both Monzo and Monese, very similar but with Monzo everything looks very good and you don’t have to pay £5 to have a current account card to be sent at your home address. Monese you have to pay £5 to have the card to be sent to you which I don’t think is fair so overall I prefer Monzo. Reviewed on: 20th November 2018

Amazing!

Easy to use to plenty of useful and innovative features! Reviewed on: 20th November 2018

Amazing experience

Monzo card is definitely the best debit card you can ask for Reviewed on: 20th November 2018

Simple and easy to use

Does exactly what I need it to, very simple to use and customer service has been good where I needed it Reviewed on: 20th November 2018

Everything a modern bank should be

The best bank in the world for anyone with a mobile phone Reviewed on: 20th November 2018

Best bank of all times

Ever since I‘ve opened an account with Monzo, I‘m on top of my budget. It is so easy to use, too! And I love that they‘re transparent about their product road map. Can‘t recommend Monzo highly enough! Reviewed on: 20th November 2018

Best service

Beste service i have ever had from a bank Reviewed on: 20th November 2018

Best most customer orientated bank

In 20 years of banking I had current accounts with all highstreet banks. This one has everything I need, the top up card was my favorite feature. Reviewed on: 20th November 2018

Fast, east, most features

Monzo has the best features of all the "Online Only" banks; Apple/Android Pay, Direct Debits, Standing Orders, etc. Easy and fast to sign up, would recommend every single time. Reviewed on: 20th November 2018

Helped me get a proper bank account in UK

Just moved to UK - every card was either prepaid or... none at all. Told I didn't qualify for the silliest of reasons, like "electronic signature on a rental contract isn't accepted by Barclays" (ugh). Thanks, Monzo! Reviewed on: 20th November 2018

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