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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo

5
Monzo good bank acaunt very good Reviewed on: 21st November 2018
Vasil's avatar
Vasil

Forging the way forward for banking.

5
Monzo is setting the standard currently. While the old school banks are starting to catch up, most notably Barclays as their app is the best of the traditional banks, I see Monzo still innovating faster. Reviewed on: 21st November 2018
Nat Millar's avatar
Nat Millar

Exciting challenger bank that just works!

5
Clean, fresh interface. A banking app which simply just works, and very well at that! Able to keep track of spending with instant transaction notifications as well as purchases and income. Enables me to bank efficiently and at a glance. Reviewed on: 21st November 2018
Charles Matthews's avatar
Charles Matthews

Fabulous

4
Best banking services I have experienced absolutely brilliant very easy to open and does everything and more than the traditional high street banks do. Reviewed on: 21st November 2018
Zahra's avatar
Zahra

Monzo for students

5
Monzo is such a convenient new-style of banking! They respond very quickly, usually within hours to any emergencies and have a very user friendly app. Reviewed on: 21st November 2018
Anonymous's avatar
Anonymous

Really easy to use and amazing customer service

5
Would definite recommend . Especially useful for travels outside of the UK Reviewed on: 21st November 2018
Dotdotc's avatar
Dotdotc

Greatest banking experience

5
I’ve use Monzo for a long while and there the best I’ve ever had the card is versatile and I love that is compatible with Apple Pay that’s a bonus is just like a real banking experience I just love it Reviewed on: 20th November 2018
J'vaughn Semper's avatar
J'vaughn Semper

Simply the best.

5
It allows simple use and great benefits, all my friends has one. Banking made simple.... Reviewed on: 20th November 2018
Richard Logins's avatar
Richard Logins

Its brilliant

5
This bank is probably the best bank i think they should try open up branches thats all thats missing other than that it is brilliant Reviewed on: 20th November 2018
Murtada's avatar
Murtada

Simple easy and amazing

5
Very easy to use, shows your spending especially good for budgeting overall and excellent amazing account Reviewed on: 20th November 2018
Shan's avatar
Shan

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