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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19408 reviews)

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4.85

Based on 19,408 reviews, last reviewed 29th May 2026

24% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Good service

Easy to use App with saving pots and the ability to add to your savings by rounding up your spending Reviewed on: 20th November 2018

It works, it is better than most and only gets better

1.5 years with Monzo, using it for 99% of transactions in the UK and around the globe. Absolutely happy with the service. Reviewed on: 20th November 2018

Best bank I've been with

I've been with monzo since the beginning what an amazing bank and always adding new features Reviewed on: 20th November 2018

Amazing, no faults at all

I've had Monzo since January, and instantly moved all of my banking operations to the account. The app is simple and easy to use, extremely user friendly. IT clearly displays all the required information, and shows a lot more than traditional banks. Pending BACs transfers due in tomorrow appear as pending the day before, which I've seen no other bank do. The app also clearly displays what Direct Debits are expected to be taken the next day too. The customer service team respond within minutes normally, unless there's a major incident going on, but you can't expect them to respond during this case. All in all, Monzo is absolutely amazing and I heartily recommend it to everyone. Reviewed on: 20th November 2018

Greatest Bank ever

Love the app, the card and the team. It just works and is for me the best bank ever. Reviewed on: 20th November 2018

Brilliant Account and Innovations

The concept behind this current account is brilliant. The pot system allows me to see how close I am to my savings goals and keeps the money separate but is still accessible in case of emergencies. Would highly recommend to anyone. Reviewed on: 18th November 2018

Completely different from all other banks - I would be lost without it now

Monzo has helped me finally budget and organise my finances. I make full use of their 'pots' to separate out and budget my money. Having the ability to see straight away what has come out of my account has been a game changer. I am now no longer having to rely on credit cards at the end of the month. I recommend them to anyone I talk to. Reviewed on: 18th November 2018

Great Banking Experience

Great bank all-round. The app is very user-friendly and whenever I had an issue, it was promptly resolved by their CS staff. Reviewed on: 17th November 2018

revolutionary banking

monzo has changed my whole relationship with budgeting - everyone should be given one at school Reviewed on: 17th November 2018

Not bad at all

Great benefits, but still get charges for use Reviewed on: 14th November 2018

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