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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19408 reviews)

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4.85

Based on 19,408 reviews, last reviewed 29th May 2026

24% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Astonishing

Super happy with the product and customer service Reviewed on: 14th November 2018

Great bank

I love the pots and being able to use the app for everything Reviewed on: 14th November 2018

Consistently great customer service and products

Monzo has grown exponentially, but has never lost its dedication to its customers. Unlike so many other banking services, they accept criticism gracefully and work to improve them, and listen to customer suggestions and actively develop features to consumer needs, rather than what would be 'easy' for them to roll out. Reviewed on: 14th November 2018

A great FinTech bank hitting all the right spots.

Love how I can track my spending and help budget easily. Comes with complete transparency with pending transactions and the companies communications keep the community in the loop about everything. Reviewed on: 13th November 2018

Easy, great just service

The app is brilliant - instant notifications, great customer service. Reviewed on: 13th November 2018

The future of banking!

I am so impressed with monzo, from the easy to use App to its instant on screen notifications! I think Monzo is now where banking will be as standard in five or ten years! Very happy with my Monzo account. Peter (Leeds). Reviewed on: 12th November 2018

Best Bank!

Brilliant customer service and great app that works brilliantly with friends Reviewed on: 12th November 2018

User friendly financial tracker

I've been with Monzo since 2016, whilst a lot have change has occurred the overall experience for the end user has remained high. Reviewed on: 12th November 2018

Great

Best customer service, excellent app. Reviewed on: 12th November 2018

The Full Monzo

The whole family have moved to Monzo now. The kids can buy groceries and just split the bill 100% to the parents. Pocket money etc. Goes straight into their Monzo account. Use it all the time abroad. Me paying the bill and splitting between friends. Reviewed on: 12th November 2018

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