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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
99% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Best bank!

5
Built front bottom. Fintech legacy banks are useless. Monzo is the bank of the future. Reviewed on: 23rd December 2018
Matthew Heald's avatar
Matthew Heald

Best bank!

5
Easily the best bank built from the bottom. Old fintech legacy banks are useless now. Patching is obsolete. Get rid of the legacy banks. Reviewed on: 23rd December 2018
Matthew Heald's avatar
Matthew Heald

Friendly, Transparent

5
They provide active transparency in their work. To make the customer feel safe and understands their products. Reviewed on: 23rd December 2018
Secretalias's avatar
Secretalias

Fantastic customer support

5
Since the current accounts have gone live at the start of the year the rate of app development has been phenomenal Reviewed on: 23rd December 2018
ChippyJ's avatar
ChippyJ

Amazing bank

5
Perfect in every way possible, great support and service Reviewed on: 23rd December 2018
Jake 's avatar
Jake

A Bank How It Should Be

5
Whether it's innovative tech and features or transparency with users, Monzo is a testament to the fact a bank can be run in a different way. A better way. Reviewed on: 23rd December 2018
Sam Farndale's avatar
Sam Farndale

A New Way To Bank

5
Monzo has made managing my finances much easier than other banking apps I've had experience with; highly recommend the app to anyone who requires access to various banking features on the go that aren't typically available with a traditional current account. Reviewed on: 22nd December 2018
Alistair's avatar
Alistair

Great App, easy to use and shows all my spending

5
Great App which shows a breakdown of all my spending, savings pot is a really useful feature with a good rate. Like the ethical banking side of the company too. Reviewed on: 21st December 2018
Mohammad's avatar
Mohammad

Bank of today!

5
So wonderful to have a bank that is with the modern times and understands how a modern lifestyle works. The app is friendly and up to date and fits around my lifestyle rather then me having to fit my lifestyle around my bank! Reviewed on: 21st December 2018
callumm's avatar
callumm

Great bank for millennial

5
Just the type of bank I wanted. Quick, efficient and something geared towards new gen people. Reviewed on: 18th December 2018
Saad Mahbub's avatar
Saad Mahbub

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