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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

The best bank!

5
I’ve used every high street bank and a number of the new online startup banks. The UI/UX with Monzo is miles ahead of their competitors. Reviewed on: 23rd December 2018
Joe B's avatar
Joe B

Fanatic app

5
Best app I’ve ever used for banking! Reviewed on: 23rd December 2018
AS's avatar
AS

Best bank!

5
Built front bottom. Fintech legacy banks are useless. Monzo is the bank of the future. Reviewed on: 23rd December 2018
Matthew Heald's avatar
Matthew Heald

Best bank!

5
Easily the best bank built from the bottom. Old fintech legacy banks are useless now. Patching is obsolete. Get rid of the legacy banks. Reviewed on: 23rd December 2018
Matthew Heald's avatar
Matthew Heald

Friendly, Transparent

5
They provide active transparency in their work. To make the customer feel safe and understands their products. Reviewed on: 23rd December 2018
Secretalias's avatar
Secretalias

Fantastic customer support

5
Since the current accounts have gone live at the start of the year the rate of app development has been phenomenal Reviewed on: 23rd December 2018
ChippyJ's avatar
ChippyJ

Amazing bank

5
Perfect in every way possible, great support and service Reviewed on: 23rd December 2018
Jake 's avatar
Jake

A Bank How It Should Be

5
Whether it's innovative tech and features or transparency with users, Monzo is a testament to the fact a bank can be run in a different way. A better way. Reviewed on: 23rd December 2018
Sam Farndale's avatar
Sam Farndale

A New Way To Bank

5
Monzo has made managing my finances much easier than other banking apps I've had experience with; highly recommend the app to anyone who requires access to various banking features on the go that aren't typically available with a traditional current account. Reviewed on: 22nd December 2018
Alistair's avatar
Alistair

Great App, easy to use and shows all my spending

5
Great App which shows a breakdown of all my spending, savings pot is a really useful feature with a good rate. Like the ethical banking side of the company too. Reviewed on: 21st December 2018
Mohammad's avatar
Mohammad

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