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Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
99% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Modern and innovative

4
Easy to use banking app that makes you feel more in control of your money and access to your money. A modern service that taps in to the needs of the younger generation, but is also perfectly accessible to someone who is older and who likes to keep up to date with new and innovative technology. Reviewed on: 27th December 2018

An amazing service

5
One of the best and easy to use current accounts for the everyday person Reviewed on: 27th December 2018

helped me save

5
help me save my lift and hope it will continue Reviewed on: 25th December 2018

Fantastic fantastic

5
Fabulous instant notifications and a bright pink cars, what else could a man want Reviewed on: 24th December 2018

Great

5
It is a really good way to bank is an easy way to get a bank account, they are verry prompte on answers and never had an issue my direct debits worked always.. easy to manage too.. so good one from me monzo ;) Reviewed on: 24th December 2018

Love Monzo

5
Having tried most challenger banks Monzo is the only one that feels like a real bank. Approachable and helpful staff. Others just seemed like the couldn’t care. Not Monzo. Nothing is too much for them. Reviewed on: 24th December 2018

Best current account

5
Quite simply, monzo offer the best personal current account going. And I can’t wait to see where they go next Reviewed on: 23rd December 2018

Innovative and incredible.

5
Monzo is everything a bank should aspire to be! Reviewed on: 23rd December 2018

The best bank!

5
I’ve used every high street bank and a number of the new online startup banks. The UI/UX with Monzo is miles ahead of their competitors. Reviewed on: 23rd December 2018

Fanatic app

5
Best app I’ve ever used for banking! Reviewed on: 23rd December 2018

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