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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 29th May 2026

21% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Fantastic customer support

Since the current accounts have gone live at the start of the year the rate of app development has been phenomenal Reviewed on: 23rd December 2018

Amazing bank

Perfect in every way possible, great support and service Reviewed on: 23rd December 2018

A Bank How It Should Be

Whether it's innovative tech and features or transparency with users, Monzo is a testament to the fact a bank can be run in a different way. A better way. Reviewed on: 23rd December 2018

A New Way To Bank

Monzo has made managing my finances much easier than other banking apps I've had experience with; highly recommend the app to anyone who requires access to various banking features on the go that aren't typically available with a traditional current account. Reviewed on: 22nd December 2018

Great App, easy to use and shows all my spending

Great App which shows a breakdown of all my spending, savings pot is a really useful feature with a good rate. Like the ethical banking side of the company too. Reviewed on: 21st December 2018

Bank of today!

So wonderful to have a bank that is with the modern times and understands how a modern lifestyle works. The app is friendly and up to date and fits around my lifestyle rather then me having to fit my lifestyle around my bank! Reviewed on: 21st December 2018

Great bank for millennial

Just the type of bank I wanted. Quick, efficient and something geared towards new gen people. Reviewed on: 18th December 2018

Simple app, great service, makes money easy

I've used Monzo for 2 years, and it gets better and better. They are quick to respond when you need help, and offer tools that make personal finance easy. 10/10 Reviewed on: 18th December 2018

Great Online Bank

Who needs branches anymore? Monzo's current account does everything you need through your phone. Reviewed on: 18th December 2018

Fantastic bank that delivers great service 100%

This bank is amazing, I can instantly see how much money I’ve used through their app, I can create a saving pot and easily pay bill without any trouble. The bank it’s truly a people’s bank, I can control my spending instantly. Reviewed on: 17th December 2018

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