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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Excellent Customer experience

5
They really care about Innovation, ease of use and making banking for their customers more efficient. Reviewed on: 6th January 2019
Floody's avatar
Floody

Up to date Balance

5
Great account, where your balance is up to date as soon as you make a payment. No need to wait days to see your current balance. An amazing app and a fun and bright card. Reviewed on: 5th January 2019
Clare's avatar
Clare

Pioneering for online banking

5
So convenient and easy to use in any country Reviewed on: 5th January 2019
Isaac Wagland 's avatar
Isaac Wagland

Easily the best bank in the UK right now

5
Monzo is the only bank I know that actually makes banking so much easier. The whole experience of the app features, customer service, community, and continued improvements to the service make it a positive experience from start to finish. Even simple things like immediately knowing when money enters or leaves your account is something that I can't imagine not having now. Thanks to Monzo, even I can save money now! Reviewed on: 5th January 2019
supermafroman's avatar
supermafroman

Love the pots feature for saving

5
Great service instant notifications and easy to budget Reviewed on: 5th January 2019
Samuel Livick's avatar
Samuel Livick

Great App!

5
Been with monzo for a year and no problems Reviewed on: 4th January 2019
Katie Ellen Jones's avatar
Katie Ellen Jones

Community based feel with great user experience

5
Monzo's communication style is so focused on what the customer needs; I feel like I've had to opportunity to join consultations on big changes (i.e. fee structures, international withdrawals) and the user experience across the app is well thought through - for a new bank I feel incredibly safe banking with them, which is quite a feat. Reviewed on: 2nd January 2019
katejay's avatar
katejay

Monzo for the future

5
Monzo are seamless. From day one professional and quick. Instant notifications of payments and advanced notification of direct debits. Leaders while other banks follow! Reviewed on: 2nd January 2019
Jbezza's avatar
Jbezza

Best bank ever?

5
Been with Monzo for just a couple of months and I've got to say it's been really helpful, easy budgeting, great, best customer service and the best cards. Reviewed on: 2nd January 2019
Lewis's avatar
Lewis

Banking of the future

5
Monzo has created one of the best banking UI I have seen and made banking simple again. They provide excellent customer service, and their app helps me manage my money better with tools such as summary, and pots. You cannot go wrong with this bank. Reviewed on: 30th December 2018
Nasim Ali's avatar
Nasim Ali

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