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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
99% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Legendary

5
Legendary amazing team and amazing service Reviewed on: 9th January 2019
Malcolm Max's avatar
Malcolm Max

Amazing

5
I’m yet to find a bad thing about Monzo. Their app is so intuitive and they’re releasing features way ahead of the big banks. Reviewed on: 9th January 2019
Daniel Warriner's avatar
Daniel Warriner

Not a single brick yet solid

5
User friendly, crystal clear terms and conditions, amazing app, colourful, just brilliant Reviewed on: 8th January 2019
feldin's avatar
feldin

Monzo changing the way we bank

5
Love monzo. All banking done through the app, you can freeze and defrost your card whenever you need to and are notified when any transactions go through Reviewed on: 8th January 2019
Rjcqwerty's avatar
Rjcqwerty

Couldn't ask for more

5
Absolutely amazed with Monzo and it has really helped me to look after my finances properly. I use it for everything now and wouldn't go back. I have recommended it to everyone. Reviewed on: 8th January 2019
Nixihb's avatar
Nixihb

Best bank ever

5
Truly amazing! The customer service offered by Monzo and the intuitive app makes it simple to use, as well as fun and interesting. Reviewed on: 7th January 2019
Gramos's avatar
Gramos

A great, user-friendly and efficient experience

5
Myself and my partner recently moved to London together. When we were looking for a property to rent and sourcing utility suppliers we thought it would be best to get a joint account. We tried to use Barclays and Santander (as we both have current accounts with them), however they both made us feel like this process was extremely complicated with a long winded process, and ultimately we felt like they didn't even want our business. Barclays offered us a 2 week wait until we could meet with someone from their team to apply, and Santander rejected our application without giving any reason or remedy. We contacted Santander via telephone and in-bank but they would not give us the answers we needed to progress with our application. In steps Monzo to save the day! We were both also current account customers with Monzo, having used them previously when travelling abroad. Setting up a joint account took 10 minutes using the App, and our cards were dispatched and received within 3 days. This has made our lives so easy, as we can clearly see what we have going in and coming out of the account and when. This makes is great for budgeting and lets us know where we are financially every month. Without having ever spoken to someone at Monzo directly, the ease of process and the helpful App make us feel like our business if valued, I would 100% recommend them to friends and family. Reviewed on: 7th January 2019
Conners's avatar
Conners

UKs Best Current Account

5
Monzo is not just another FinTech Start-up, it is a fully fledged, customer-centric modern Bank. Since joining Monzo in September 2016, I have watched Monzo grow exponentially in size. With thousands of sign-ups every day, they are slowly beginning to start the domination of UK banking. Everything about Monzo is intuitive and user-friendly. From their easy-to-use pots, to their INSTANT payment notifications and responsive 24h support. I support Monzo and promote it whenever I have the chance. Monzo has changed the way I Bank, and I am sure it will change for a whole lot more people in 2019. #Monzo Reviewed on: 7th January 2019
Alex Mayo's avatar
Alex Mayo

Excellent Customer experience

5
They really care about Innovation, ease of use and making banking for their customers more efficient. Reviewed on: 6th January 2019
Floody's avatar
Floody

Up to date Balance

5
Great account, where your balance is up to date as soon as you make a payment. No need to wait days to see your current balance. An amazing app and a fun and bright card. Reviewed on: 5th January 2019
Clare's avatar
Clare

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