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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,406 reviews, last reviewed 29th May 2026
21% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026
Axe's avatar
Axe

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19406)

Fantastic fantastic

5
Fabulous instant notifications and a bright pink cars, what else could a man want Reviewed on: 24th December 2018
Samuel Livick's avatar
Samuel Livick

Great

5
It is a really good way to bank is an easy way to get a bank account, they are verry prompte on answers and never had an issue my direct debits worked always.. easy to manage too.. so good one from me monzo ;) Reviewed on: 24th December 2018
Cosmin's avatar
Cosmin

Love Monzo

5
Having tried most challenger banks Monzo is the only one that feels like a real bank. Approachable and helpful staff. Others just seemed like the couldn’t care. Not Monzo. Nothing is too much for them. Reviewed on: 24th December 2018
Callum Burns's avatar
Callum Burns

Best current account

5
Quite simply, monzo offer the best personal current account going. And I can’t wait to see where they go next Reviewed on: 23rd December 2018
Ben's avatar
Ben

Innovative and incredible.

5
Monzo is everything a bank should aspire to be! Reviewed on: 23rd December 2018
Richard Martin 's avatar
Richard Martin

The best bank!

5
I’ve used every high street bank and a number of the new online startup banks. The UI/UX with Monzo is miles ahead of their competitors. Reviewed on: 23rd December 2018
Joe B's avatar
Joe B

Fanatic app

5
Best app I’ve ever used for banking! Reviewed on: 23rd December 2018
AS's avatar
AS

Best bank!

5
Built front bottom. Fintech legacy banks are useless. Monzo is the bank of the future. Reviewed on: 23rd December 2018
Matthew Heald's avatar
Matthew Heald

Best bank!

5
Easily the best bank built from the bottom. Old fintech legacy banks are useless now. Patching is obsolete. Get rid of the legacy banks. Reviewed on: 23rd December 2018
Matthew Heald's avatar
Matthew Heald

Friendly, Transparent

5
They provide active transparency in their work. To make the customer feel safe and understands their products. Reviewed on: 23rd December 2018
Secretalias's avatar
Secretalias

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