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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

A breath of fresh air

5
Monzo have been an absolute breath of fresh air, easy to setup and maintain with absolutely no fuss. I have easy access to my money and get additional help to track my spending. Reviewed on: 13th January 2019
Oli's avatar
Oli

Manage your money like a Pro

5
Monzo gives you budgeting live at your fingertips. I can track my spending live and help me save up, I also get visibility of subscriptions as part a commitment so I know how much money I have a month. I’ve been able to curtail my spending with monzo to help me save up Reviewed on: 13th January 2019
Marty Mcfly's avatar
Marty Mcfly

The most incredible bank

5
Superior tech Outstanding customer support One of the most caring companies Reviewed on: 13th January 2019
Machannah's avatar
Machannah

Making money work for all

5
The easiest account I’ve ever set up. No waiting weeks for cards, PIN is sent through the app, no card readers to validate payments. Easy and hassle free banking. Reviewed on: 13th January 2019
Ben's avatar
Ben

Swiftly became my main bank

5
Monzo quickly became my main bank after a couple months use of it, helpful, easy to use and fun. Reviewed on: 13th January 2019
Katrina Swales's avatar
Katrina Swales

Best current account on the market for a switched on millennial

5
I’ve had a Monzo account since they started offering them and have had a great experience ever since. From the best banking app going, to amazing customer support. I feel like my cash is in safe hands. Reviewed on: 13th January 2019
Matt Rayner's avatar
Matt Rayner

Fresh modern banking

5
Been with them since the Mondo days. Was always excited for how they would work out. Fresh open transparent banking. Reviewed on: 13th January 2019
Lance's avatar
Lance

My Main account

5
I cannot fault it, it works just how I would want a bank to work and has a great community. Looking forward to see what 2019/20 brings. Reviewed on: 11th January 2019
Nat Millar's avatar
Nat Millar

Fantastic Bank

5
Easy, smart and clever banking that makes tracking budgets and spending a breeze. The speed they are developing new, inventive ways to help you bank better and faster is great. Also using abroad is so much easier than any of my other accounts. Reviewed on: 11th January 2019
Gallocker's avatar
Gallocker

Very good service

5
Customer service is fabulous, app is easy to use and it feels like a lot of effort is put into improvement and development Reviewed on: 11th January 2019
Roxanne Simmonds 's avatar
Roxanne Simmonds

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