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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
99% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

The most incredible bank

5
Superior tech Outstanding customer support One of the most caring companies Reviewed on: 13th January 2019
Machannah's avatar
Machannah

Making money work for all

5
The easiest account I’ve ever set up. No waiting weeks for cards, PIN is sent through the app, no card readers to validate payments. Easy and hassle free banking. Reviewed on: 13th January 2019
Ben's avatar
Ben

Swiftly became my main bank

5
Monzo quickly became my main bank after a couple months use of it, helpful, easy to use and fun. Reviewed on: 13th January 2019
Katrina Swales's avatar
Katrina Swales

Best current account on the market for a switched on millennial

5
I’ve had a Monzo account since they started offering them and have had a great experience ever since. From the best banking app going, to amazing customer support. I feel like my cash is in safe hands. Reviewed on: 13th January 2019
Matt Rayner's avatar
Matt Rayner

Fresh modern banking

5
Been with them since the Mondo days. Was always excited for how they would work out. Fresh open transparent banking. Reviewed on: 13th January 2019
Lance's avatar
Lance

My Main account

5
I cannot fault it, it works just how I would want a bank to work and has a great community. Looking forward to see what 2019/20 brings. Reviewed on: 11th January 2019
Nat Millar's avatar
Nat Millar

Fantastic Bank

5
Easy, smart and clever banking that makes tracking budgets and spending a breeze. The speed they are developing new, inventive ways to help you bank better and faster is great. Also using abroad is so much easier than any of my other accounts. Reviewed on: 11th January 2019
Gallocker's avatar
Gallocker

Very good service

5
Customer service is fabulous, app is easy to use and it feels like a lot of effort is put into improvement and development Reviewed on: 11th January 2019
Roxanne Simmonds 's avatar
Roxanne Simmonds

Amazing, easy to use, only bank to engage with their community

5
I’ve never been a part of a bank that actually engages with their customers, takes on their opinions Reviewed on: 10th January 2019
Jack Lister's avatar
Jack Lister

Monzo is the bank of the future

5
Monzo has the advantage of being more agile than large banks to bring new features and experiments. As Monzo main target audience is rather younger adults, they are more tech-savvy and therefore do not require physical branches. Reviewed on: 10th January 2019
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