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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great app and account

5
Fantastic way of managing your money! Reviewed on: 14th January 2019
Rob Chilver's avatar
Rob Chilver

An amazing bank with a personal ethos

5
I've recommended this bank to many people and continue to do so. Great app, great customer service and fast innovation. Reviewed on: 14th January 2019
robsug's avatar
robsug

amazing digital bank

5
Been using it full time after being with hsbc for 20 years. It’s so easy to manage your finance with instant notifications, great customer service and really clear transaction details. Absolutely would recommend monzo to anyone considering better banking. Reviewed on: 14th January 2019
Mikesi's avatar
Mikesi

Best Bank in the World!

5
1- Customer Service Amazing. 2- Much cheaper than high street banks. 3- Great compassionate team who are doing everything to change banking. 4- Very Transparent, and always keep customers in the know about anything. Reviewed on: 14th January 2019
camy934's avatar
camy934

Best digital bank

5
Monzo is cool, easy to use - and getting better all the time. Recommend to all my family. Reviewed on: 14th January 2019
George Baily's avatar
George Baily

Innovative, open, fresh

5
Innovative in approach, incredibly open in sharing and discussing their plans and reporting on every step of progress. Reviewed on: 14th January 2019
Philip Stone's avatar
Philip Stone

Best current account

5
Got all of my family to switch to Monzo Reviewed on: 13th January 2019
Tom P's avatar
Tom P

Easy, cost-effective and smart way to manage your money

5
I’ve found Monzo a great first app based account. It’s simple and easy to use and because my friends use it too we can quickly transfer money without the need to log their details online as before. Whenever I’ve had any issues I’ve had a response working the hour. Really love the colour of the card too! Reviewed on: 13th January 2019
Oliver 's avatar
Oliver

Great bank

5
Modern and reliable , everything a modern day person could need in a bank Reviewed on: 13th January 2019
Amy Humphrey's avatar
Amy Humphrey

Makes life and living so much smoother!

5
Everything is so seamless with Monzo. Setting up my account was super simple, and their customer service is absolutely incredible. They go above and beyond to make sure that your experience with them is great. Reviewed on: 13th January 2019
danslepalais's avatar
danslepalais

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