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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

amazing digital bank

Been using it full time after being with hsbc for 20 years. It’s so easy to manage your finance with instant notifications, great customer service and really clear transaction details. Absolutely would recommend monzo to anyone considering better banking. Reviewed on: 14th January 2019

Best Bank in the World!

1- Customer Service Amazing. 2- Much cheaper than high street banks. 3- Great compassionate team who are doing everything to change banking. 4- Very Transparent, and always keep customers in the know about anything. Reviewed on: 14th January 2019

Best digital bank

Monzo is cool, easy to use - and getting better all the time. Recommend to all my family. Reviewed on: 14th January 2019

Innovative, open, fresh

Innovative in approach, incredibly open in sharing and discussing their plans and reporting on every step of progress. Reviewed on: 14th January 2019

Best current account

Got all of my family to switch to Monzo Reviewed on: 13th January 2019

Easy, cost-effective and smart way to manage your money

I’ve found Monzo a great first app based account. It’s simple and easy to use and because my friends use it too we can quickly transfer money without the need to log their details online as before. Whenever I’ve had any issues I’ve had a response working the hour. Really love the colour of the card too! Reviewed on: 13th January 2019

Great bank

Modern and reliable , everything a modern day person could need in a bank Reviewed on: 13th January 2019

Makes life and living so much smoother!

Everything is so seamless with Monzo. Setting up my account was super simple, and their customer service is absolutely incredible. They go above and beyond to make sure that your experience with them is great. Reviewed on: 13th January 2019

A breath of fresh air

Monzo have been an absolute breath of fresh air, easy to setup and maintain with absolutely no fuss. I have easy access to my money and get additional help to track my spending. Reviewed on: 13th January 2019

Manage your money like a Pro

Monzo gives you budgeting live at your fingertips. I can track my spending live and help me save up, I also get visibility of subscriptions as part a commitment so I know how much money I have a month. I’ve been able to curtail my spending with monzo to help me save up Reviewed on: 13th January 2019

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