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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Fantastic bank!

5
Every part of the bank is easy, transparent and great to use! The app is especially good at notifying you every time a purchase has been made, and seeing exactly where on a map. The ability to instantly freeze your cards is also great. Reviewed on: 14th January 2019
Myles Morgan's avatar
Myles Morgan

Moving into the future of banking

5
Easy to use & a modern fuss free service with more control in your hands. The closest thing we have in the UK to WeChat money in China. Reviewed on: 14th January 2019
Timmyshorts's avatar
Timmyshorts

Very intuitive

5
The app is brilliant, very clever and always improving. If some of the high street banks came out with these features the public would go wild, but where there small and reasonably unheard of their achievements go undocumented. Reviewed on: 14th January 2019
Liam Chalk's avatar
Liam Chalk

Best bank

5
Allow me to have complete control over my financial life and easily represent the current state at any time. Couldn't be happier with the customer service and product! Reviewed on: 14th January 2019
Mark Hardwick's avatar
Mark Hardwick

Monzo makes banking understandable and easier for everyone

5
Monzo have provided me with great customer service since being a part of their bank. Everybody is really friendly and helpful. The online application is great and the self service has made it much easier for me to manage my account Reviewed on: 14th January 2019
Shannon Donoghue's avatar
Shannon Donoghue

The Best Bank

5
No words can describe it, you have to try Monzo yourself to understand how good it is. Reviewed on: 14th January 2019
Toni Gorodnicenko's avatar
Toni Gorodnicenko

So much easier!

5
Monzo makes banking so much easier, from sign up to day to day use everything is simple and instant. No need to visit a physical store anymore, and they have an exciting rate of updates. Their future goals of helping you save money on bills etc. also seem very interesting. Reviewed on: 14th January 2019
Daniel's avatar
Daniel

Banking is fun

5
Back in the day banking was a chore, with tedious apps which showed outdated data and didn’t really help the consumer to manager their finances in any shape or form. That stops now. Monzo has revolutionised the banking sector and has made banking fun. Reviewed on: 14th January 2019
Gareth Lowrie's avatar
Gareth Lowrie

Best bank in the UK!

5
I've been a dedicated Monzo user for over a year. I joined Monzo to spend money abroad on holiday, but now it's my main account. Reviewed on: 14th January 2019
yhp's avatar
yhp

Support has always been courteous and helpful

5
Banking with them has been very easy and on the rare occasion I have an issue their support is always quick to help Reviewed on: 14th January 2019
Sam Vendittelli's avatar
Sam Vendittelli

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