Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

The literal future or banking

5
Monzo is banking as it should be. Simple, user friendly, responsive. The only bank I've been proud to say I'm a customer of. Will continue to recommend them to anyone who listens. Reviewed on: 14th January 2019
Daka's avatar
Daka

All Round Excellence

5
I’ve had friends that have been with Monzo for years and I joined them last year in 2018. Everything is simplistic, great customer support and personal. Loved every part of my journey with them so far and I’m glad to vote for them. Reviewed on: 14th January 2019
GW's avatar
GW

Best bank I've ever been with

5
I've already recommended this bank to everyone I know. By far the best customer experience, combined with great app functionality and international use. Reviewed on: 14th January 2019
Jamie's avatar
Jamie

Best. Bank. Ever.

5
Finally in control of my spending. The budgeting in the app is excellent. Being able to see what you spend instantly and to see what’s left after committed spending. Wholeheartedly recommend. Reviewed on: 14th January 2019
Andrew Webb's avatar
Andrew Webb

Phenomenal service

5
Monzo is way out in front of any other bank in service and security Reviewed on: 14th January 2019
Ray F's avatar
Ray F

What a bank should be like

5
Lovely friendly people who genuinely care about their customers, doing clever innovative things with technology. Plus they're not trying to rip me off every chance they get, and I genuinely believe they've got my best interests at heart. Reviewed on: 14th January 2019
hashbridge's avatar
hashbridge

Outstanding banking

5
A breath of fresh air. All the bells and whistles (and speed) of a digital bank without the delays and frustration of a legacy bank. Reviewed on: 14th January 2019
David Walton's avatar
David Walton

Best bank out there

5
Best bank that is available at the moment. They handle customer service extremely well and their brilliant app makes it even better to manage your money 10/10 would recommend Reviewed on: 14th January 2019
aldertonr's avatar
aldertonr

More than a bank.

5
I have been impressed by this bank I have got my friends and family to join. My sister, brother in law, nephew, parents, business partner and some of my friends. Monzo. I even passed it on to the shop worker who loved the colour of the card. The commited spending feature that ensures my DDs are earmarked weeks in advance is something that has been a game changer. From someone who has business accounts and personal accounts with the so called larger bankers, monzo, in my opinion are years ahead of all other banks. Never have I been in control of my mi ney so easily. Also the IFTT function is brilliant. Every time I tell alexa to boost my home heating for an hour, money gets money from my account into a money pot marked as gas bills. Also when it rains, iftt tells Monzo to add £10 to my holiday fund. Yes folks you have read this correct. Smart banking for 2019... I will be astounded if Monzo does not win... Reviewed on: 14th January 2019
Mark Henry 's avatar
Mark Henry

The Future of Banking

5
Monzo has single-highhandedly changed the way I bank and save. It is constantly innovating and it seems that all the big banks are playing catch up! Fantastic bank. Reviewed on: 14th January 2019
sysmoon's avatar
sysmoon

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill