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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Very intuitive

The app is brilliant, very clever and always improving. If some of the high street banks came out with these features the public would go wild, but where there small and reasonably unheard of their achievements go undocumented. Reviewed on: 14th January 2019

Best bank

Allow me to have complete control over my financial life and easily represent the current state at any time. Couldn't be happier with the customer service and product! Reviewed on: 14th January 2019

Monzo makes banking understandable and easier for everyone

Monzo have provided me with great customer service since being a part of their bank. Everybody is really friendly and helpful. The online application is great and the self service has made it much easier for me to manage my account Reviewed on: 14th January 2019

The Best Bank

No words can describe it, you have to try Monzo yourself to understand how good it is. Reviewed on: 14th January 2019

So much easier!

Monzo makes banking so much easier, from sign up to day to day use everything is simple and instant. No need to visit a physical store anymore, and they have an exciting rate of updates. Their future goals of helping you save money on bills etc. also seem very interesting. Reviewed on: 14th January 2019

Banking is fun

Back in the day banking was a chore, with tedious apps which showed outdated data and didn’t really help the consumer to manager their finances in any shape or form. That stops now. Monzo has revolutionised the banking sector and has made banking fun. Reviewed on: 14th January 2019

Best bank in the UK!

I've been a dedicated Monzo user for over a year. I joined Monzo to spend money abroad on holiday, but now it's my main account. Reviewed on: 14th January 2019

Support has always been courteous and helpful

Banking with them has been very easy and on the rare occasion I have an issue their support is always quick to help Reviewed on: 14th January 2019

Great app and account

Fantastic way of managing your money! Reviewed on: 14th January 2019

An amazing bank with a personal ethos

I've recommended this bank to many people and continue to do so. Great app, great customer service and fast innovation. Reviewed on: 14th January 2019

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