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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Best bank I've ever been with

I've already recommended this bank to everyone I know. By far the best customer experience, combined with great app functionality and international use. Reviewed on: 14th January 2019

Best. Bank. Ever.

Finally in control of my spending. The budgeting in the app is excellent. Being able to see what you spend instantly and to see what’s left after committed spending. Wholeheartedly recommend. Reviewed on: 14th January 2019

Phenomenal service

Monzo is way out in front of any other bank in service and security Reviewed on: 14th January 2019

What a bank should be like

Lovely friendly people who genuinely care about their customers, doing clever innovative things with technology. Plus they're not trying to rip me off every chance they get, and I genuinely believe they've got my best interests at heart. Reviewed on: 14th January 2019

Outstanding banking

A breath of fresh air. All the bells and whistles (and speed) of a digital bank without the delays and frustration of a legacy bank. Reviewed on: 14th January 2019

Best bank out there

Best bank that is available at the moment. They handle customer service extremely well and their brilliant app makes it even better to manage your money 10/10 would recommend Reviewed on: 14th January 2019

More than a bank.

I have been impressed by this bank I have got my friends and family to join. My sister, brother in law, nephew, parents, business partner and some of my friends. Monzo. I even passed it on to the shop worker who loved the colour of the card. The commited spending feature that ensures my DDs are earmarked weeks in advance is something that has been a game changer. From someone who has business accounts and personal accounts with the so called larger bankers, monzo, in my opinion are years ahead of all other banks. Never have I been in control of my mi ney so easily. Also the IFTT function is brilliant. Every time I tell alexa to boost my home heating for an hour, money gets money from my account into a money pot marked as gas bills. Also when it rains, iftt tells Monzo to add £10 to my holiday fund. Yes folks you have read this correct. Smart banking for 2019... I will be astounded if Monzo does not win... Reviewed on: 14th January 2019

The Future of Banking

Monzo has single-highhandedly changed the way I bank and save. It is constantly innovating and it seems that all the big banks are playing catch up! Fantastic bank. Reviewed on: 14th January 2019

Fantastic bank!

Every part of the bank is easy, transparent and great to use! The app is especially good at notifying you every time a purchase has been made, and seeing exactly where on a map. The ability to instantly freeze your cards is also great. Reviewed on: 14th January 2019

Moving into the future of banking

Easy to use & a modern fuss free service with more control in your hands. The closest thing we have in the UK to WeChat money in China. Reviewed on: 14th January 2019

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