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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Outstanding customer service

5
Customer service has been awesome with a feature rich app Reviewed on: 14th January 2019
Warren Dowey's avatar
Warren Dowey

Changes the way I bank

5
Monzo has single handidly changed my relationship with my money. The instant updating balance and budgeting tools are light years ahead of the competition. Already persuaded friends and family to join who are as equally impressed as I Reviewed on: 14th January 2019
Peter Day's avatar
Peter Day

way out in front

5
Not only the front runner but the leader in the field Reviewed on: 14th January 2019
Ray F's avatar
Ray F

Love it

5
The most customer centric bank of our time with new features coming often based on customer feedback. Reviewed on: 14th January 2019
Liam 's avatar
Liam

A customer centric bank with ethics

5
I moved to Monzo in May/June 2018 following issues with a previous bank. Monzo welcomed me with open arms and have provided a bank that just works. An app that loads quickly and allows transactions to be completed within seconds, pots that are easy to create and allow for savings, plus a customer support team that truly go above and beyond for customers. Reviewed on: 14th January 2019
jtaylor69's avatar
jtaylor69

Customer focussed, digital innovation.

5
Monzo has been myconly personal current account provider since they began offering full bank accounts. Why, well their approach to transparency and helping people manage their finances would be enough but it's their innovation and speed of updates to their product offering that hooked me in. Simply amazing app with so many smart features. Left my old legacy banks in the dust and convinced me to ditch them completely and I haven't looked back. Ethical, innovative.... A force for good in the world of today. Reviewed on: 14th January 2019
Andy Gallagher's avatar
Andy Gallagher

Incredible product and service

5
Monzo provides me with unparalleled transparency over my finances. When I spend, I get instant notifications and line items are automatically classified into different categories. Above all else, I recognise that Monzo actually care. Their customer service is very responsive and they quickly respond to any issues raised on their customer forums. Keep it up! Reviewed on: 14th January 2019
colm.m.farrell's avatar
colm.m.farrell

Brilliant bank

5
Light years ahead of its competitors. Seeing every transaction arrive in the app allows me to keep track of my finances with greater confidence. Reviewed on: 14th January 2019
Aaron Witcher's avatar
Aaron Witcher

Efficient, Succinct, Clarity

5
I've been using Monzo as my sole current account for almost half a year and have never had such clarity of my expenses. The immediate spending feedback, along with amazing budgeting tools allows me to manage my money well and save up for important things in life. Reviewed on: 14th January 2019
Alistair Bull's avatar
Alistair Bull

Amazing bank. Great for travel and general tracking

5
Amazing to budget with and for travelling the world with ease! Reviewed on: 14th January 2019
Am82's avatar
Am82

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